Bilt Card Adds Lyft as 5X Bonus Category If You Link Accounts

The Bilt World Elite Mastercard® Credit Card, which allows you to pay rent and earn Bilt Points without a transaction fee, is driving more earnings for cardholders.

As of March 8, 2023, those who hold the card will earn 5 points per $1 spent on the card with Lyft when they link their accounts. They must also select Bilt as the primary rewards partner with Lyft, which will negate earning points from any other linked loyalty programs.

The Bilt World Elite Mastercard® Credit Card has a $0 annual fee and earns the following rewards in addition to the new 5x on Lyft:

• 3 points per $1 spent on dining.

• 2 points per $1 spent on travel.

• 1 point per $1 spent on rent (up to 100,000 points annually).

• 1 point per $1 spent on other purchases.

(Note: If you don't put at least five transactions on this card per billing cycle, you'll only earn a flat 250 points on rent. Most other purchases won't earn rewards.)

The card offers double earnings on purchases made on the first of each month, but that doesn't include rent or Lyft rides, which will not change. Plus, as a World Elite Mastercard, the card offers a $5 credit for Lyft if you take three rides in a month.

» MORE: 5 things to know about the Bilt Mastercard

Rideshare bonuses abound

The Bilt World Elite Mastercard® Credit Card is the latest in a growing line of credit cards to introduce elevated rewards on rideshare spending. Through March 2025, Chase’s collection of Sapphire, Freedom and Ink cards earn 5x or 10x rewards on Lyft purchases. And many Capital One credit cards are offering bonus rewards and added perks with Uber through Nov. 14, 2024. Several American Express cards offer monthly Uber credits to cardholders, too.

With so many options, it can be difficult for frequent rideshare users to choose the best credit card for those purchases. But the Bilt World Elite Mastercard® Credit Card stands alone in its ability to earn points from paying rent with no transaction fees.