Bilt Card Adds Lyft as 5X Bonus Category If You Link Accounts

Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are our own.

Published
Profile photo of Erin Hurd
Written by Erin Hurd
Profile photo of Kenley Young
Edited by Kenley Young
Assigning Editor
Fact Checked

The Bilt World Elite Mastercard® Credit Card, which allows you to pay rent and earn Bilt Points without a transaction fee, is driving more earnings for cardholders.

As of March 8, 2023, those who hold the card will earn 5 points per $1 spent on the card with Lyft when they link their accounts. They must also select Bilt as the primary rewards partner with Lyft, which will negate earning points from any other linked loyalty programs.

Bilt World Elite Mastercard Credit Card
NerdWallet rating 

The Bilt World Elite Mastercard® Credit Card has a $0 annual fee and earns the following rewards in addition to the new 5x on Lyft:

  • 3 points per $1 spent on dining.

  • 2 points per $1 spent on travel.

  • 1 point per $1 spent on rent (up to 100,000 points annually).

  • 1 point per $1 spent on other purchases.

(Note: If you don't put at least five transactions on this card per billing cycle, you'll only earn a flat 250 points on rent. Most other purchases won't earn rewards.)

The card offers double earnings on purchases made on the first of each month, but that doesn't include rent or Lyft rides, which will not change. Plus, as a World Elite Mastercard, the card offers a $5 credit for Lyft if you take three rides in a month.

🤓Nerdy Tip

If you’ve joined the free Bilt Rewards loyalty program, you can earn 2 points per $1 spent on Lyft without holding the Bilt World Elite Mastercard® Credit Card. You must link your Lyft account to your Bilt Rewards account.

Rideshare bonuses abound

The Bilt World Elite Mastercard® Credit Card is the latest in a growing line of credit cards to introduce elevated rewards on rideshare spending. Through March 2025, Chase’s collection of Sapphire, Freedom and Ink cards earn 5x or 10x rewards on Lyft purchases. And many Capital One credit cards are offering bonus rewards and added perks with Uber through Nov. 14, 2024. Several American Express cards offer monthly Uber credits to cardholders, too.

With so many options, it can be difficult for frequent rideshare users to choose the best credit card for those purchases. But the Bilt World Elite Mastercard® Credit Card stands alone in its ability to earn points from paying rent with no transaction fees.

Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Get Started
Get more smart money moves – straight to your inbox
Sign up and we’ll send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money.