Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Financial services company Bread Financial is launching a new credit card that’s joining the list of cards that earn 2% cash back on everything.
The Bread Cashback American Express Credit Card earns that coveted 2% cash back on all purchases, with no cap on the amount of rewards you can earn. The annual fee is $0 and there are no foreign transaction fees. Terms apply.
You don’t need to be an existing Bread Financial customer to qualify. The card is issued by Comenity Capital Bank, a Bread Financial company.
The Bread Cashback American Express Credit Card doesn’t offer a welcome bonus, so depending on your spending, you may actually come out on top with a card that has a bonus and earns 1.5% cash back. The card also lacks a 0% intro APR promotion for new purchases or balance transfers.
However, it does come with some perks:
Purchase protection in case an item you ordered gets damaged or stolen.
Up to 20% off, or a free appetizer, at participating restaurants.
Access to presale event tickets.
Discounts at select merchants with AmEx Offers.
Redeem cash-back rewards for a statement credit or direct deposit into a checking or savings account. There’s no minimum amount you must accumulate before you can request a redemption.