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» These offers have expired
Capital One’s giant sign-up offers for its Spark-branded business credit cards will expire near the end of January 2019.
Offers announced in December:
Capital One Spark Cash for Business: Earn up to $2,000: Earn a $500 cash bonus when you spend $5,000 in the first 3 months and $1,500 when you spend $50,000 in the first 6 months of opening your account. Limited Time Offer.
Capital One Spark Miles for Business: Earn up to 200,000 miles: Earn a bonus of 50,000 miles when you spend $5,000 in the first 3 months and 150,000 miles when you spend $50,000 in the first 6 months of opening your account. Limited Time Offer.
Note that the outsized bonuses require an outsized amount of spending over six months.
Those limited-time offers expire Jan. 28 and will probably retreat to something similar to the previous offers of $500 or 50,000 miles for spending $4,500 in first 3 months, according to a Capital One spokeswoman.
“We have not finalized the replacement sign-up offer yet, but it will likely be close to our standard sign-up bonus,” said spokeswoman Lauren Belisle.
The two cards are the same except for expressing rewards currency in cash or miles, which are valued at 1 cent per mile. They each offer a flat-rate double cash back or miles per $1 spent. And each has an annual fee of $0 intro for the first year, then $95. Both require good or excellent credit.
Both cards earned spots on NerdWallet’s list of best small business credit cards.