Citizens Bank Launches Portfolio of New Credit Cards
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For building credit: Citizens Amp Mastercard
- No annual fee.
- No penalty APR.
- No minimum credit score requirement.
- No security deposit requirement.
- Opportunity for credit line increases and product upgrades after six months.
For paying down debt: Citizens Spring World Mastercard
- No annual fee.
- No penalty APR.
- 0% intro APR period for balance transfers for the first 18 billing cycles. (After that, a variable APR applies.) Balance transfer fee of either $10 or 5% of the transfer amount, whichever is greater.
For rewards on food: Citizens Summit World Mastercard
- No annual fee.
- No penalty APR.
- Unlimited 3% cash back on dining and groceries, and unlimited 1.5% cash back on all other purchases.
- 0% intro APR period on balance transfers for the first 12 billing cycles. (After that, a variable APR applies.) Balance transfer fee of either $10 or 5% of the transfer amount, whichever is greater.
- Cash-back rewards don’t expire as long as your credit card account is in good standing and an eligible purchase is made every 12 months.
- Rewards may be redeemed for a statement credit.
For luxury travel: Citizens Summit Reserve World Elite Mastercard
- $295 annual fee.
- The fee is $0 for customers with a Private Bank or Private Client checking account relationship. Private Client checking requires a $200,000 monthly combined balance across deposit and investment accounts with Citizens Bank. Private Bank members must have a net worth of $10 million or more, or more than $5 million in liquid assets.
- The fee is $95 for customers with a Citizens Quest checking account.
- No penalty APR.
- No foreign transaction fee.
- Unlimited 3% cash back on dining, groceries and entertainment including streaming, ticketed events, museums and sports venues.
- Unlimited 1.5% cash back on all other purchases.
- Rewards may be redeemed for a statement credit.
- Cash-back rewards don’t expire as long as your credit card account is in good standing, and an eligible purchase is made every 12 months.
- Various credits for Lyft, Peacock Premium, ResortPass and more.
- Up to $120 Global Entry/TSA PreCheck application credit every four years.
- Priority Pass Digital Lounge membership, four free visits per year.
For Private Bank clients: Citizens Summit Reserve for Citizens Private Bank
- Must be a Private Bank member to qualify.
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