NerdWallet’s Credit Card Award Winners of 2025
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For a good bit of 2024, inflation remained stubbornly high, and interest rates refused to budge. But by the end of that year, the picture was looking a little better on both counts, with the potential for even more rate cuts in 2025 — all of which could mean a big spending year for consumers. We kept all of that in mind when we chose the winners for NerdWallet’s Best-Of Awards for 2025.
Thankfully, no matter the economic picture, credit cards continue to offer valuable perks and rewards that can help you meet your 2025 goals, whether you’re planning on finally taking that big trip or just aiming to defray everyday household expenses.
Here are our top credit card picks for 2025.
Wells Fargo Active Cash® Card
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Capital One Savor Cash Rewards Credit Card
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Chase Sapphire Preferred® Card
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Capital One Venture X Rewards Credit Card
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Wells Fargo Autograph® Card
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Citi Simplicity® Card
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Blue Cash Everyday® Card from American Express
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The New United℠ Explorer Card
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Marriott Bonvoy Boundless® Credit Card | |
Discover it® Student Chrome
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Discover it® Secured Credit Card
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Ink Business Unlimited® Credit Card
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Blue Cash Preferred® Card from American Express
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Wells Fargo Attune℠ Card
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Citi Custom Cash® Card
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Award winners from past years
To view rates and fees of the Blue Cash Preferred® Card from American Express, see this page. To view rates and fees of the Blue Cash Everyday® Card from American Express, see this page.
The information related to the Citi Custom Cash® Card has been collected by NerdWallet and has not been reviewed or provided by the issuer or provider of this product or service.
Methodology
NerdWallet's credit cards team selects the best credit cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen as among the "best" in multiple categories. Learn how NerdWallet rates credit cards.
Capital One Quicksilver Cash Rewards Credit Card
No Annual Fee
0 Intro APR
Earn an easy 1.5% cash back on purchases, plus 0% APR for the first 15 months on purchases and balance transfers on this no-annual-fee card. New cardholders can earn a $200 cash bonus, plus a $100 Capital One Travel portal credit!
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