How to Make Money on YouTube in 2024: 5 Ways to Get Paid
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The growing creator economy has turned up some diverse ways to make money on YouTube. And while some methods offer a lower barrier to entry than earning through ads, there’s no substitute for quality content and an engaged audience.
If you can tap into your creative side, and are willing to put in a lot of effort, you might be able to make money on YouTube, too. Here are a few monetization methods to explore.
How to get paid on YouTube
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- Can be used to pay off an existing mortgage
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- 2. Hybrid bar/coffee shop
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- 2. Brand recognition
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- 2. Use an online real estate investing platform
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- 1. Inspect the check
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- 2. Ask for higher credit limits
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- Online brokerage account
- 2. Choose a business structure
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- Other factors to consider
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- Look for a summary of benefits
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- 3. Think about investing in rental properties
- 4. Participate in the gig economy.
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- 3. American Airlines AAdvantage
- 2. Register your business
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- 2. Ask yourself why you received the check
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- Getting the best HELOC rate
- Data missing below?
- 20% of your income: savings and debt
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- If your income exceeds the Roth IRA limits
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- 3. Name and register your business
- 3. Choose how much you want to invest
- Lifelong dependent
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- 8. Cinnabon
- What it is
- Does basic economy get a carry-on on United?
- 7. Whip your neighbor's yard into shape
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- Boston
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- $189 Clear membership
- 4.5-star plans
- 5. Event planning
- 2. Decide how much help you want
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- 4. A 25% boost when redeeming for travel via Chase
- Credit Karma
- Use Schedule A
- Fly on the holidays (or as far from it as possible)
- 1. With more time for interest to accrue, you will pay more
- 7. You’ve reached a dead end
- Step 4: Refine your withholdings
- 4. Consider your spouse
- Best insurance company overall: Travelers
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- 3. Evaluate other factors
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- When the statement balance and current balance are different
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- American Express® Business Gold Card
- 2. Choose an investment account
- Consider whether you want a referral system of care
- Negative information, if any
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- Personal loans
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- 1. Credit identity theft
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- 2. Progressive
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- $240 digital entertainment credit
- 1. States with no income tax
- 4. Virgin Atlantic
- The cons
- Step 1: Decide on a direct deposit provider.
- 6. Video production
- 2. Create your envelope categories
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- 5. A $50 hotel credit
- 5. Profits
- Is it worth claiming medical expenses on taxes? Consider your filing status
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- Do tipped workers earn the minimum wage?
- USDA guarantee fee
- 3. Swagbucks
- You live near a U.S.-Mexico border and cross frequently
- Step 5: Sign and date your W-4
- Is Alaska Airlines a good alternative for Delta flyers?
- Learn more about Zelle
- Estate tax exemptions by state
- 5. Rent out your home on Airbnb.
- Backup withholding “C” program notification
- 7. Earned income tax credit
- Zengo Wallet: 4.8 out of 5 stars
- Allow up to 50% of your income for needs
- Choosing corporate tax status for your LLC
- 3. Pentagon Federal Credit Union (PenFed) Rewards
- It can be difficult to actually find the best price
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- Rental insurance
- Frontier hotel partners
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- Years in business
- Pros
- Bonus rewards
- Don’t compare notes with other witnesses
- 2. Retail store cards
- International travel with an adult
- Cost of countrywide Japan rail pass
- How long will it take to pre-qualify?
- TAFS
- The number of people in your house and the number in college
- 1. Making money
- Premiums
- Wants
- LifeLock pros
- Your payments could increase
- Business license and permits
- 3. Don’t use the money
- Goodbudget
- Members can redeem miles through partner airlines
- Do you regularly fly on Alaska or its partner airlines?
- Pros
- Earning airline elite status
- Banks
- Traditional human financial advisors
- 6. Home cleaning
- Why it’s the best
- Prepare for a future tax bomb
- If your income reduces your Roth IRA contribution
- 2. Calculate the car loan amount you can afford
- How do I make sure coverage applies to my rental?
- Transfer credit card points to a KrisFlyer account
- 4. Select a provider to open your Roth IRA
- Grant databases
- Free games
- Avoid economy if you think you may want to upgrade later
- Earn cash (or pennies) back with rewards apps, in time
- Instant deposit
- 1. Make payments on time
- Example interest checking APYs at select institutions
- Gold streaming companies
- Find a car loan
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- Stock mutual funds = higher potential returns (or losses)
- Winner: United
- Car loans
- 5. Etihad Guest Miles
- 7. Podcasting
- Size of the AC system
- The Medicare Part B penalty
- Personal loan calculator
- Offerpad Express
- Gaylord Hotels
- 6. Combine points from multiple cards
- 6. Lower risk
- Backed-up drains and sewer lines
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- 4. Pay your bill before your issuer reports to the credit bureaus
- 5. Research first-time home buyer assistance programs
- 3. Move the money
- You want to help your family pay estate taxes
- 1. Make sure your Medicaid program has your contact information
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- 8. Charitable donation deduction
- 2. Child identity theft
- 1. Cash dividends
- 10. Del Taco
- Cons
- 3. Geico
- Applying for an IRS payment plan by phone or mail
- Identity and statement of educational purpose
- Don’t spend more than you can pay off in a single month
- Urgent travel passport appointments
- Things don’t always go as planned
- Step 2: Initiate the direct deposit setup process.
- 3. Limit spending to the envelopes
- Business insurance
- Inquiries on your credit
- Do you value the benefits offered by Alaska credit cards?
- 2. Lenders usually charge higher interest rates for long-term auto loans
- Cons
- 1. Prepay your property taxes
- 5. Investigate divorced spouse benefits
- Magic Kingdom
- 4. Marriott points transfer to 40 airline loyalty programs
- 3. Expedia
- Dun & Bradstreet business credit scores
- 7. IT and computer services
- 2. Gather the necessary information
- Home sale contingency
- Tips for unfreezing your credit
- Cost (and quality) of living
- What coverage is included?
- 4. Obtain your EIN, tax information and licenses
- Navy Federal: Best for military members
- How to protect yourself from discriminatory financing
- Claims history
- Pet insurance cost by age
- 2. Dispute credit reporting errors
- Andover Companies: Best homeowners insurance for coverage
- Salt Lake City
- Copays, coinsurance and deductibles
- $300 Equinox credit
- 2. States with flat income tax rates
- It’s not a good short-term option
- The lottery annuity option
- Affordable plans with solid reporting
- 1. Fill out a mortgage application
- 6. Turkish Airlines Miles&Smiles
- 3. Pick an investment account
- Same term: If you refinance at 25 years
- Installation and labor: $75 to $250 per hour
- Building a portfolio with stocks and bonds
- Residence Inn
- Keep good records
- Our pick for: Online purchases
- VA funding fee
- Part-year resident status rules
- Baggage and seat selection
- 4. Consider flipping investment properties
- Equity REITs
- 2. Respond immediately to requests from Medicaid
- Sewer backups and sump pump failure
- 9. Medical expenses deduction
- There are major differences between the website and the app
- Term life insurance rates for nonsmokers
- 2. Stock dividends
- Cheapest full coverage car insurance in California for 20-year-olds
- Health problems
- Prime Day and Prime Early Access
- 11. Denny’s
- Leave the snacks at home
- How to activate My Chase Loan
- Unlimited cash back match
- Continue to bank confidently
- Drive for Uber or Lyft
- RTS Financial
- Savings and debt repayment
- LifeLock cons
- Home loans
- ARMs are complex
- Why it’s the best
- The pros
- 8. IT consulting
- The Plum Card® from American Express
- 7. Transfer points to airline and hotel partners
- What about an HDHP with a health savings account?
- Enjoy added perks when you reach elite status
- Do you often travel with others?
- Rain and flooding
- You live near a U.S.-Mexico border and travel internationally frequently
- 2. Save your registration statements
- Epcot
- 3. Tap your home equity for a loan or line of credit
- 6. Become a dog walker.
- Construction loans to build a house
- Friend and family loans
- Leave 30% of your income for wants
- 3. Synthetic identity theft
- Find preapproved auto loans
- What isn't covered?
- Poshmark
- 4. Consider extra coverage
- Savings accounts
- 4. Allstate
- Should you invest in retail stocks in 2023?
- 3. Decrease your credit utilization
- Consider combining rail passes
- Our pick for: Flexibility
- SoulCycle At-Home Bike credit
- 3. States with progressive tax structures
- Keep utilization under 30%
- The drawbacks of options
- The 'sleep-well' advantage
- 1. Find a dividend-paying stock
- Price
- 7. Built-in customer base
- Lower fares than everyone else (six per reservation)
- How do I access a HELOC?
- 4. Fiverr
- Nonresident status rules
- Revocable life insurance trusts
- What to look for in a lender
- Mortgage REITs
- You want to diversify your investment portfolio
- 3. If you haven’t heard from Medicaid, contact the program to find out the status of your coverage renewal
- 8. Pet store, grooming and boarding
- 3. Land a brand deal and make sponsored content
- 10. Deduction for state and local taxes
- Many Priceline bookings are absolutely nonrefundable
- Other contingencies
- Term life insurance rates for smokers
- 3. Dividend reinvestment programs (DRIPs)
- Walmart Foundation
- 12. Edible Arrangements
- Pack only one bag to carry on
- Net worth of U.S. families by income
- International travel as an unaccompanied minor
- Cons of debt consolidation
- Bond mutual funds = lower returns (but lower risk)
- How to use American Airlines AAdvantage miles
- 9. Catering
- Shorter term: If you refinance to 20 years
- Obtain an EIN
- Your elite status carries over to Oneworld partners
- You plan to do some road-tripping in Mexico
- 3. Scrutinize your closing paperwork
- 6. Add your minor child
- 5. Monitor your total credit utilization
- 5. You can have more than one Marriott credit card
- 6. Compare mortgage rates and fees
- Equifax business credit scores
- Mortgage rates
- How to stop “B” backup withholding
- 3. Submit your application and wait
- Guarda: 4.6 out of 5 stars
- 4. Barclays rewards
- What vehicle rentals are excluded?
- Ruby Lane
- 5. Obtain business insurance
- Book a fifth freedom flight
- Free unlimited photo storage with Amazon Photos
- ARM caps
- 1% match
- 4. Take surveys for money
- Voyagers Club levels
- $100 Saks Fifth Avenue credit
- If you hit a wall, make at least the minimum payment
- The cash option
- Winner: Delta
- Conventional loans
- Credit cards
- Other Marriott Bonvoy transfer partners worth considering
- Step 3: Collect information from your employees.
- Seasonal Energy Efficiency Ratio (SEER) Rating
- Target Date Fund
- 4. Alert authorities to fraud
- 8. Worldwide acceptance
- 8. Be your own boss
- How much does a HELOC cost?
- Deductibles, limits and payouts
- How to maximize your rewards
- Cheap auto insurance after an accident
- Where to get preapproved for a car loan
- Lounge access
- Best insurance company for affordability: NJM
- Key terms in this story
- 4. Understand time frames for renewing your coverage
- Flooding
- Why it’s the best
- 11. Mortgage interest deduction
- 2. Promote your business
- Earned income restriction
- 4. Taxpayer identity theft
- 3. Set a target purchase price
- 4. Special dividends
- 5. Get a quote
- Pool miles with family for faster awards
- 13. Firehouse Subs
- Net worth of U.S. families by age
- Pros of gold stocks
- How Marriott elites get access to United Silver status
- Heirs may not be able to keep the home
- Inventory tracking
- 2. Review your Loan Estimates
- 10. Social media management
- Should you ever buy a new car?
- Your money management style
- 3. You have a higher risk of developing negative equity
- Cash-out refinance
- Best insurance company for affordability: NJM
- Hollywood Studios
- What is the Global Entry interview like?
- 7. Babysit or open a daycare.
- Hybrid REITs
- Renovation loans to buy and repair fixer-uppers
- 4. Capital One Travel
- 9. Salon or barbershop
- Alternatives for large expenses
- How to stop “C” backup withholding
- You won’t earn loyalty points or enjoy elite status with hotel stays
- Alaska
- Pay the security deposit upfront in cash
- What are the legal ramifications for not paying franchise tax?
- How long will the rental be covered?
- Cheapest minimum coverage car insurance in California for 20-year-olds
- Travel on Thanksgiving Day
- 5. Gather your paperwork
- Our pick for: Everyday spending
- Amazon Elements
- Join the Qatar Airways Student Club
- 5. USAA
- Pet insurance cost by company
- TBS Factoring
- Pros
- Credit for Global Entry or TSA PreCheck
- Know when (and where) to find help
- Money market mutual funds = lowest returns, lowest risk
- Personal loans
- Longer term: If you refinance to 30 years
- Open a business bank account
- 2. Evaluate the stock
- Hyatt Regency
- Why does the network matter?
- Salary
- Putting out a fire
- Book one to three months in advance
- Irrevocable life insurance trusts (ILITs)
- Earning rates
- Debt management plan
- 6. Marriott credit card perks go beyond mere points
- 1. How long you have to rollover a 401(k): The 60-day rule
- Make Money
- 5. Seek outside help if Medicaid’s service is unsatisfactory
- Additional standard deduction 2023 (taxes due 2024)
- 12. Gambling loss deduction
- Commit 20% of your income to savings and debt paydown
- KFC
- Whole life insurance rates for nonsmokers
- Etsy
- 6. Open a business bank account and get a business credit card
- 5. Preferred dividends
- Bank of America Charitable Foundation
- 14. IHop
- Net worth of U.S. families by race or ethnicity
- Cons of gold stocks
- What's next?
- Compare car insurance rates for 35-year-olds
- Why it’s the best
- The cons
- Marriott Bonvoy Business® American Express® Card
- Bonus features
- 7. Suspend your benefit
- 5. Rent out a room
- Experian business credit scores
- 4. Sell some merch
- Exodus: 4.5 out of 5 stars
- Limited number of airlines
- What if I don’t have personal auto insurance?
- Stay longer
- Beware of the short expiration date
- Roth IRAs
- Amazon Family
- You can use credit card benefits to travel in basic economy
- What do I need for my loan application?
- Cons
- Airport lounge access
- Custodial wallet
- Emergency passport appointments
- 11. Business planning service
- 3. Secure funding
- 1. Examine your cooling needs
- Robo-advisor
- Grand Hyatt
- 3. Learn the difference between investing in stocks and funds
- 9. Coverage if your trip is canceled or delayed
- Do you have preferred doctors?
- Employment status
- Free airfare for kids on some flights
- What you need to get preapproved for a car loan
- Animal Kingdom
- Bankruptcy
- After you're approved for Global Entry
- 7. Gather your loan paperwork
- 8. Start a housekeeping business.
- 2. Taxes are withheld
- Publicly-traded REITs
- The premiums are expensive
- 6. If your disenrollment is legitimate, seek other health insurance
- 10. Gas station
- Additional standard deduction 2024 (taxes due 2025)
- Maintenance or general wear and tear
- Loan limits
- 13. IRA contributions deduction
- Understand basic economy vs. regular economy
- Average cost of renters insurance in California by city
- 5. American Express Membership Rewards
- Excess Roth IRA contributions
- 5. Medical identity theft
- Florida
- Whole life insurance rates for smokers
- 6. Dividend funds
- 15. Melting Pot
- 6. Liberty Mutual
- Net worth of U.S. families by education
- 2023 tax rates by state
- Open a business credit card
- 3. Decide how much stock you want to buy
- Account linking
- Miles are earned based on the ticket price, not distance flown
- 4. You could fall into a cycle of negative equity
- 1. Think long term versus short term
- 5. Upwork
- Home equity sharing agreement
- 4. Borrow from your 401(k)
- Index funds
- Eureka
- How to get credit for past backup withholding
- Place a debit card hold
- What are the deadlines for paying franchise tax?
- How does coverage vary for international rentals?
- Fly on Black Friday
- Add a stopover (or two)
- 5. Make money from your blog with affiliate links
- Example CD APYs at select institutions
- Chubb: Best homeowners insurance for high-value homes
- 2. Determine how to finance your franchise
- How United elites get access to Marriott status
- 2. Managing money
- Government-backed loans
- Unlimited users with Sage Accounting plan
- How to use British Airways Avios for a flight to Hawaii
- Step 4: Enter the employee information into your system.
- 12. Tax consulting
- 2. Time it right
- Hyatt House
- 10. Baggage delay insurance
- Is a large network important?
- Marital status and spouse’s credit history
- What’s covered and what’s not
- Disney’s Typhoon Lagoon Water Park
- Resident status rules
- Debt settlement
- Get your finances in order
- 11. Grocery store
- Payday alternative loans
- 14. 401(k) contributions deduction
- Government bonds
- Chick-fil-A
- Swappa, Gazelle
- Cheapest auto insurance in California for 20-year-olds with poor credit
- Bars
- 6. Pick your investments
- W.K. Kellogg Foundation
- 16. Moe’s Southwest Grill
- Recommended portfolios
- eCapital
- 1. Restricting regulations
- Cheapest car insurance after a DUI
- 2. Look into tax-loss harvesting
- Fare flexibility/ticket changes
- 8. Use a do-over
- 9. Become a tutor.
- Public non-traded REITs
- 5. Offer memberships
- Coinbase Wallet: 4.4 out of 5 stars
- 6. Account takeover
- Nevada
- 7. Secure startup funding
- Redeeming Frontier miles for flights
- 7. Farmers
- Individual gold stocks
- 3. Loan processing takes over
- 4. Open your account
- 3. Look for equipment rebates and tax credits
- 11. Rental car coverage
- Security
- Assets
- Miles are worth 1.7 cents each
- Set a price alert
- Personal loan
- Disney’s Blizzard Beach Water Park
- What happens if you are declined?
- Specialty or alternative funds
- 8. Get a preapproval letter
- InboxDollars Surveys
- The cash value is slow to grow
- Shop around for lenders
- Property standards
- 6. Capital One Rewards
- Look at nonchain hotels
- What is the procedure for filing a claim?
- Carnegie Corporation
- 17. P.F. Chang’s
- Perks await when you fly economy with elite status
- 1. Southwest Rapid Rewards
- Offerpad Flex
- 5. Repair and maintenance costs increase with a car’s age
- Hilton
- 15. Saver’s credit
- 3. Sell your castoffs
- New Hampshire
- Potentially out-of-date award availability
- Dividend per share (DPS)
- A few other fee-related details to note
- Countrywide JR Pass
- How to earn Voyager Club points
- 13. PR agency
- Startup costs
- 12. Travel assistance
- 401(k) loans
- Rebook if you find a cheaper price
- 3. Hold the shares inside an IRA, a 401(k) or other tax-advantaged account
- How to have more taxes taken out of your paycheck
- How quickly could the IRS implement the child tax credit expansion?
- 12. Drugstore
- Wildfires
- 7. Criminal identity theft
- Consider vacation rentals
- No-exam life insurance rates for nonsmokers
- Coverdell education savings accounts
- 18. Pinkberry
- 8. Travelers
- 6. Sell your wares on Etsy
- Thunder Funding
- No time or mileage tracking
- 4. The underwriter makes a decision based on your documentation
- 2. Air New Zealand Airpoints
- How to use Alaska miles for an American flight to Hawaii
- Know your health insurance terms
- Customer support
- Access to other deals and promotions
- Appendix: How the math works in our examples
- Baggage and boarding
- Best insurance company for accident forgiveness: Geico
- Part-year resident status rules
- 10. Become a career coach.
- Private REITs
- Google Opinion Rewards
- The cash value rate of return can be low
- Get prequalified
- 5. Kiwi
- Alternatives for small expenses
- 16. Health savings account contributions deduction
- Wingstop
- Dividend yield
- Cheapest auto insurance in California for 20-year-old drivers with one speeding ticket
- Our pick for: Flat-rate travel rewards
- Example money market account APYs at select institutions
- Gold stock ETFs
- 3. Scout a location
- Step 5: Create a direct deposit and payroll schedule.
- Home equity loan
- Farmers vs. State Farm home insurance
- 13. Purchase protections
- Our pick for: Cell phone and internet bill payments
- 6. OfferUp
- Best insurance company for accident forgiveness: Geico
- 401(k) hardship withdrawals
- Trust Wallet: 4.3 out of 5 stars
- 7. Citi ThankYou Points
- South Dakota
- No-exam life insurance rates for smokers
- 8. Market your business
- Ford Foundation
- 19. Pizza Hut
- 3. Frontier Miles
- 14. Professional organizing
- 2. Initial cost
- Resident status rules
- 4. Call in a pro
- How to have less taxes taken out of your paycheck
- 5. Enter a debt management plan
- 7. You’ll need high credit to improve your chances of approval
- 9. Choose a real estate agent carefully
- You can’t control your portfolio
- Hire a builder
- 13. Antique or thrift store
- 17. Self-employment expenses deduction
- 4. Earn badges through Live videos
- 9. American Family
- Our pick for: Daily commuters
- 4. Buy the property
- Build a relationship with your supplier
- 14. Customer service without the wait
- User experience
- You can’t use your miles to book free stopovers
- Cheapest auto insurance for poor credit
- Be flexible with destination, airport and dates
- Seat selection
- Swagbucks
- Tennessee
- 20. Red Robin
- OTR Solutions
- How to transfer Marriott points to United miles
- 4. InterMiles
- 15. Photography
- 5. Choose investments that match your tolerance for risk
- 4. Set a budget for your stock market investment
- Higher premiums, more coverage
- Disney Park Hopper is worth it if...
- Vanguard 500 Index Fund (VFIAX)
- Nonresident status rules
- 8. Your shopping habits can decide the best card for you
- 11. Offer freelance creative services.
- Get preapproved
- 14. Fitness studio or gym
- Check for leaks
- 18. Home office deduction
- Corporate bonds
- Call and ask
- Coffee and nonalcoholic options
- Coca‑Cola Foundation
- 7. Self-publish an e-book
- Country Financial: Best homeowners insurance for using an agent
- Past years' state tax rates
- Limited third-party integrations
- 5. Your loan is cleared to close
- Step 6: Run payroll.
- Home equity line of credit
- Farmers vs. Allstate home insurance
- Medicare enrollment periods
- Reviews
- 3. Ongoing investment
- How to use a W-4 to owe nothing on a tax return
- Earning rates
- 10. Narrow down your ideal type of house and neighborhood
- There can be tax implications if you withdraw cash from your policy
- Refinancing
- MetaMask: 4.0 out of 5 stars
- Earthquakes
- 8. Bank of America® rewards
- Texas
- Dividend payout ratio
- Cheapest auto insurance in California for 20-year-old drivers with one at-fault crash
- 21. Starbucks
- 10. Nationwide
- Regional Japan rail passes
- 5. Qatar Airways Privilege Club
- Vanguard Total Stock Market Index Fund (VTSAX)
- Keep drains moving
- 19. Educator expenses deduction
- CDs or U.S. savings bonds
- Why Chase Ultimate Rewards® can be the best option
- 16. Event space
- 5. Secure a gas supplier contract
- Lower premiums, higher out-of-pocket
- Miles expire after 24 months of inactivity
- How to maximize your rewards
- 7. Poshmark
- Upgradeability
- 12. Keep the books for local businesses.
- Get final approval
- 15. Tutoring business
- 5. Build a community
- 22. Wingstop
- Porter Freight Funding
- 4. Review and sign your franchise agreement
- Homebuying
- 4. Potential for conflict
- Part-year resident status rules
- Vanguard Total Bond Market Index Fund (VBTLX)
- Home equity loans and lines of credit
- 20. Solar tax credit
- Book with points and miles if it’s a good deal
- Floods
- 1. Freeze your credit
- Washington
- Home Depot Foundation Veteran Housing Grants Program
- Benefits of direct deposit for employees
- 17. Interior decorating
- Cash-out refinance
- How to enroll in Medicare
- Choose your niche
- Pros
- More from NerdWallet
- 6. BookWithMatrix
- 16. Ice cream shop
- Act quickly
- 23. Red Lobster
- 8. Get advertising revenue from your blog or YouTube channel
- Vanguard Balanced Index Fund (VBIAX)
- Best insurance company for having few customer complaints: American Family
- U.S. Bank Altitude™ Reserve Visa Infinite® Card
- 21. Energy efficient home improvement tax credit
- Electrum: 2.5 out of 5 stars
- 2. Safeguard your Social Security number
- Cheapest auto insurance in California for 20-year-old drivers after a DUI
- Winter weather
- Design
- Our pick for: Customizable bonus categories
- 3. Building a budget
- Ways to earn Marriott Bonvoy points
- Using American Express Membership Rewards points
- 18. Woodworking or furniture building
- 6. Obtain necessary permits and licenses
- 5. Focus on investing for the long-term
- 5. Lack of financial privacy
- Cons
- Best insurance company for having few customer complaints: American Family
- Gifting large sums of money to family
- 13. Dip your toe in the food industry.
- 17. Dry cleaner
- Turn to technology
- Wyoming
- More from NerdWallet
- CoreFund Capital
- 5. Attend corporate training
- 1. Decide what type of investor you are.
- Compare car insurance rates for drivers with a DUI
- Check out the competition
- Cryptocurrency pros
- Nonresident status rules
- Self-funding
- Disney Park Hopper is not worth it if...
- Vanguard Growth Index Fund (VIGAX)
- 11. Stick to your budget
- 22. Electric vehicle tax credit
- 3. Be alert to phishing and spoofing
- Flooding
- Her Village Grants
- Personal loan
- Sample rates for return-of-premium life insurance
- California earned income tax credit (CalEITC)
- 18. Bookstore
- Where you live
- Trusts
- 24. American Eagle
- Customize your plan
- How to transfer United miles to Marriott points
- The 10 largest lottery jackpots
- Using Citi ThankYou Points
- 19. Graphic design
- 7. Get business insurance
- Cheapest car insurance for young drivers
- Vanguard Small Cap Index Fund (VSMAX)
- Paying for vacations, cars or other stuff
- Keep pipes from freezing
- Conventional loans
- 4. Use strong passwords and add an authentication step
- Seating areas
- Silicon Valley Community Foundation
- Wildfires
- Cryptocurrency cons
- 1. Access to capital
- How to compare life insurance quotes
- California young child tax credit (YCTC)
- 14. Do home or tech repairs.
- 19. Bed and breakfast
- Your coverage limits
- 25. Anthropologie
- 9. Become an Instagram influencer
- Single Point Capital
- 6. Open your doors
- Benefits of direct deposit for small business owners
- 20. Clothing boutique
- 8. Market yourself
- 6. Manage your stock portfolio
- Address any lingering questions
- Our pick for: Maximized value
- Financial assistance
- 1. Has the W-4 form changed?
- Vanguard Total International Stock Index Fund (VTIAX)
- Giving a laid-back loan
- Cash advance apps
- 5. Use alerts
- Bill & Melinda Gates Foundation
- NJM: Best small regional home insurer
- 4. Saving money
- Figure out how long each job takes
- Life insurance quotes vs. rates
- California child and dependent care tax credit
- 12. Make the most of walk-throughs and open houses
- Fidelity® Rewards Visa Signature® Card
- 20. Floral shop
- FHA loans
- Your deductible
- Cheapest full coverage car insurance in California for 30-year-olds
- Wind and hail damage
- Work spaces
- 26. Banana Republic
- Check for discounts
- Flooding
- 21. Bed and breakfast
- 2. Efficient growth
- Setting up joint bank accounts
- 6. Watch your mailbox
- Robert Wood Johnson Foundation
- Our pick for: Bank of America® customers
- 2. What does it mean to be exempt from taxes?
- California adoption cost tax credit
- 15. Plan parties, events, or weddings.
- 21. Gardening and landscaping
- Landslides
- 27. DSW
- 2. Choose how much you want to invest.
- 22. Food truck
- Fully underwritten life insurance
- Best insurance company for financial strength: Auto-Owners
- Ledger: 5.0 out of 5 stars
- 7. Shred, shred, shred
- Bathrooms
- Clif Family Foundation
- Our pick for: Bank of America® customers
- 10. Monetize your Twitch channel
- 3. Minimal employee supervision
- Cheapest auto insurance for senior drivers
- Best insurance company for financial strength: Auto-Owners
- California nonrefundable renters tax credit
- Above-the-line deductions
- Your claims history
- Wildfires
- 28. J. Crew Factory
- Shop around
- NYC tax rate schedule
- 13. Don’t skip the home inspections
- 22. Nail salon and spa
- 8. Use a digital wallet
- Cheapest minimum coverage car insurance in California for 30-year-olds
- Earthquakes
- 3. Gather your paperwork.
- 23. Restaurant or cafe
- Referrals
- Buy now, pay later
- The features of your home
- 29. Journeys
- 4. Increased brand awareness
- Marriott
- 3. When should I review my W-4?
- Simplified issue life insurance
- 16. Become a fitness instructor.
- 23. Photography
- Below-the-line deductions
- Trezor: 4 out of 5 stars
- 9. Protect your mobile devices
- 24. Craft brewery
- Other policies
- 30. Madewell
- Windstorms
- Leverage social media
- 5. Reduced risk
- 14. Negotiate with the seller
- 24. Clothing boutique
- 10. Check your credit reports regularly
- Amazon Web Services (AWS) Imagine Grant
- Pros
- 11. Sell your photography
- USAA: Best homeowners insurance for military and veterans
- 4. Pick your investments.
- Compare auto insurance rates for drivers with poor credit
- 4. Can I adjust my W-4 multiple times throughout the year?
- Guaranteed issue life insurance
- 17. Become a doula.
- Your dog
- Cheapest auto insurance in California for 30-year-olds with poor credit
- 31. Old Navy
- 25. Ice cream shop
- 25. Daycare
- SafePal: 3.8 out of 5 stars
- 11. Monitor financial and medical statements
- Cons
- Our pick for: Paying rent
- 32. Target Circle
- 26. Personal chef
- 9. Familiarize yourself with your day-to-day responsibilities
- Tips for finding your first client
- Our pick for: Prime gaming
- What should you do if you’re invested in these REITs?
- Best insurance company for discounts: Amica
- 15. Buy adequate home insurance
- 18. Start a dropshipping business.
- 26. Brewery or winery
- Cons
- 1. Loss of complete brand control
- Best insurance company for discounts: Amica
- How quickly do you want to launch your store?
- 27. Landscape services
- 19. Maintain lawns in your area.
- 27. Hardware store
- Methodology
- Cheapest auto insurance in California for 30-year-old drivers with one speeding ticket
- 33. Aveda
- Apple Cash: digital card
- Our pick for: Lyft rides
- 28. Pet grooming
- 2. Increased potential for legal disputes
- 20. Become a virtual assistant.
- 28. Catering company
- 12. Become a dog walker with Rover or Wag
- 5. Maximizing your credit cards
- What specialty features do you need?
- 1. Lost wallet
- Zendesk Tech for Good Impact Awards
- 34. BareMinerals
- 29. Florist
- 29. Real estate agency
- 3. Initial investment
- 21. Become a life coach.
- Cheapest auto insurance in California for 30-year-old drivers with one at-fault crash
- 35. Clinique
- Cash App debit card
- Do you want to be tied to a specific marketplace?
- 30. Event venue and planner
- 2. Mailbox theft
- Erie: Most generous coverage
- 30. Massage therapist
- State Farm Good Neighbor Citizenship Company Grants
- 36. CVS
- 13. Sell unused gift cards
- Business credit cards
- 1. Look at customer satisfaction scores
- 4. Federal and state regulation
- 31. Tattoo and piercing shop
- Individual stocks
- How important is e-commerce compared with your other revenue streams?
- 22. Manage a local business’s social media channels.
- 3. Using public Wi-Fi
- Hold the right cards
- 37. e.l.f. Cosmetics
- Roth IRA withdrawal rules
- 2. Consider financial strength
- Best insurance company for customer satisfaction: State Farm
- 32. Veterinary office
- Cheapest auto insurance in California for 30-year-old drivers after a DUI
- Business line of credit
- 31. Nutritionist
- Best insurance company for customer satisfaction: State Farm
- Google Ad Grants
- 38. Lancome
- 6. Borrowing money
- Roth IRA withdrawal penalty
- 3. Evaluate the policy options
- Our pick for: Target gaming purchases
- 23. Monetize your own social media channels.
- 33. Food truck
- 4. Data breaches
- 14. List your spare bedroom on Airbnb
- How much do you rely on omnichannel sales?
- Compare insurance rates for drivers with an accident
- 32. Personal trainer or fitness instructor
- Hyatt
- Dividend stocks
- 39. Sephora
- 24. Become an SEO consultant.
- 34. Health clinic
- 4. Get prices from a handful of companies
- 5. SIM card swap
- Play by the rules
- 40. SmashBox
- 33. Beauty services
- 25. Go freelance.
- 35. Bakery
- The Unless Project
- Our pick for: Military and qualifying family members
- Nationwide: Best online experience
- Cheapest full coverage car insurance in California for 40-year-olds
- 41. The Body Shop
- 34. Life coach
- How to maximize your rewards
- 6. Phishing or spoofing
- Understand the guest policy
- Best insurance company for military members: USAA
- 42. Ulta
- Best insurance company for military members: USAA
- 15. Sell your gently used clothes
- Meet a local demand
- 7. Skimming
- What is a prepaid debit card?
- 35. Tutor
- Cheapest minimum coverage car insurance in California for 40-year-olds
- The Audacious Project
- 43. AMC Theatres
- 36. Daycare provider
- 8. Phone scams
- Know how to navigate the SFO airport (to literally get inside)
- What is a prepaid credit card?
- Scout locations
- 44. Barnes & Noble
- Openly: Fewest consumer complaints
- Our pick for: Walmart gaming purchases
- Wells Fargo nonprofit grants
- Where can you get a prepaid card?
- 16. Trade in old phones, electronics for cash
- 37. Senior care provider
- 9. Looking over your shoulder
- Cheapest auto insurance in California for 40-year-olds with poor credit
- 45. Redbox
- Calculate the costs of starting a business
- How do you add money to a prepaid card?
- 38. Interpreter or translator
- NBCUniversal Local Impact Grants
- 10. Malware
- Which prepaid card is best?
- 39. Housecleaning
- Kubota Hometown Proud Grant Program
- 17. Get a babysitting gig
- Our pick for: Avid Amtrak users
- Cheapest auto insurance in California for 40-year-old drivers with one speeding ticket
- 7. Your credit score
- 40. Automotive repair
- Big Sea Wavemakers Grant
- 1. Gather your information
- 41. Handyman services
- 18. Rent out your car
- State Farm: Best perks
- Our pick for: PlayStation purchases
- Cheapest auto insurance in California for 40-year-old drivers with one at-fault crash
- 42. Dry cleaners
- 1. Review your mission
- 2. Choose the right liability car insurance coverage levels
- 43. Hardware store
- 2. Refine your search with keywords
- Cheapest auto insurance in California for 40-year-old drivers after a DUI
- 19. Sign up for TaskRabbit
- 44. Self-storage business
- 45. Freelance copywriting and content creation
- 3. Narrow down based on location
- 46. Rideshare driver
- 20. Become a private tutor
- 4. Look for organizations with similar values
- You’re a first-time home buyer
- 47. Website development and design
- Cheapest full coverage car insurance in California for 50-year-olds
- 48. Sell clothes online
- 5. Consider hiring a grant writer
- 3. Decide if you need full coverage car insurance
- Our pick for: Best Buy purchases
- 21. Drive for Uber, Lyft
- You live in a high-risk area
- 8. Taxes
- 49. SEO consultant
- Trip cancellation
- Cheapest minimum coverage car insurance in California for 50-year-olds
- 50. App development
- Trip interruption
- You have a dog
- 22. Make deliveries for Amazon, Uber Eats
- Trip delay
- Cheapest auto insurance in California for 50-year-olds with poor credit
- 9. Paying off debt
- You own valuable items
- 4. Collect and compare car insurance quotes
- Cancel For Any Reason
- 23. Find work as a housesitter
- Cheapest auto insurance in California for 50-year-old drivers with one speeding ticket
- You own an older home
- Baggage delay
- Our pick for: Digital Microsoft Store purchases
- 24. Sign up to be a mystery shopper
- Lost baggage
- Cheapest auto insurance in California for 50-year-old drivers with one at-fault crash
- Travel medical insurance
- 25. Put your drone to work
- Cheapest auto insurance in California for 50-year-old drivers after a DUI
- Compare car insurance companies
- Conditions common to your dog’s breed
- Cheapest full coverage car insurance in California for 60-year-olds
- 10. Insurance
- Your dog’s energy and activities
- Wellness expenses
- Cheapest minimum coverage car insurance in California for 60-year-olds
- Cheapest auto insurance in California for 60-year-olds with poor credit
- Decide whether your cat needs insurance
- Wellness expenses
- Cheapest auto insurance in California for 60-year-old drivers with one speeding ticket
- Cheapest auto insurance in California for 60-year-old drivers with one at-fault crash
- 11. Investing
- 1. Check whether your pet is eligible
- 2. Research what’s covered
- Cheapest auto insurance in California for 60-year-old drivers after a DUI
- 3. Decide how much coverage you want
- Cheapest full coverage car insurance in California for 70-year-olds
- 4. Understand reimbursements and deductibles
- Cheapest minimum coverage car insurance in California for 70-year-olds
- 5. Check waiting periods
- 12. Starting or running a business
- Cheapest auto insurance in California for 70-year-olds with poor credit
- 6. Examine extra costs
- 7. Compare quotes
- Cheapest auto insurance in California for 70-year-old drivers with one speeding ticket
- 13. Travel
- Cheapest auto insurance in California for 70-year-old drivers with one at-fault crash
- Cheapest auto insurance in California for 70-year-old drivers after a DUI
- The NerdWallet Smart Money podcast
- Auto insurance laws in California
- Low-income car insurance in California
1. Earn with ads as a YouTube Partner Program member
Let’s get this one out of the way first. You must join the YouTube Partner Program to earn money from advertisements. And you can’t become a YouTube partner who includes ads on your channel until it surpasses the 1,000-subscriber threshold. You’ll also need a collective 4,000 hours of watch time on long-form videos within the past 12 months or 10 million Shorts views within the past 90 days. (See No. 5 for how to join the Partner Program with reduced eligibility requirements.) Check those big boxes and it opens the door to ad revenue.
A few additional requirements apply before you can become a partner:
Your videos must abide by YouTube’s monetization policies.
You must live in an eligible area.
You need to link a Google AdSense account.
Click the “earn” section in YouTube Studio to apply. YouTube says it typically gets back to you within one month of reviewing your application to let you know if you’re approved or not.
As a YouTube partner, you can earn money through ads, chat features and from YouTube Premium subscribers who watch your content. The platform also allows YouTube partners to earn ad revenue on Shorts, which are YouTube’s version of short-form TikTok-like videos.
How many views on YouTube does it take to make money?
You don’t get paid per video view. Rather, you’re paid for the times when someone watches or clicks on an ad shown on your video.
Influencer Marketing Hub says that while payment varies, the average YouTube channel can expect to make about $18 per 1,000 ad views. That translates to $3 to $5 per 1,000 video views when you factor in the rate of ads actually viewed. The site has a YouTube calculator to gauge how much revenue you might make.
So when do you start making money on YouTube?
You'll be paid once your balance reaches $100. Say it takes approximately 1,000 video views to earn $4 from those viewers who saw ads. You would need 25,000 video views to make $100 through those ads.
If you have a small channel, you might get paid only every few months. You'll also want to be familiar with how Google, which issues AdSense payments, handles taxes.
Sound like a long road ahead?
Below are alternative ways to earn before you hit 1,000 subscribers.
2. Take a cut with affiliate marketing
Affiliate marketing might be the most beginner-friendly way to monetize your YouTube traffic, especially if you plan to make product review videos. It works like this:
You find a company or seller with an affiliate program, such as Amazon Associates, and apply to join.
Once accepted, you’ll use their process to create custom links to products you plan to feature in your videos.
Demo, review or make reference to the products in your YouTube videos, and paste your custom affiliate marketing link(s) in the description field when you upload.
As an affiliate of a brand, you’ll earn a commission when a viewer clicks your custom link and purchases the product.
While Amazon Associates is a great way to make money on Amazon, endless other opportunities exist. Search on affiliate marketing sites such as ShareASale and ClickBank for possible corporate partners and products to feature. You can also search your favorite brands’ websites for information on how to become an affiliate.
If your channel eventually reaches more than 15,000 subscribers and you meet other eligibility requirements, you can explore the YouTube Shopping Affiliate program as a way to boost your earnings.
Don’t forget to properly notify your viewers about your affiliation with the brand or brands featured, and be sure to point them to the “link in description” when you shoot your video.
3. Land a brand deal and make sponsored content
Companies interested in your channel’s audience might sponsor your videos or offer you product placement deals in exchange for a shoutout, called brand deals in the biz.
The operative word here is “audience,” which means these types of deals are more likely to present themselves when you develop a following. As your channel grows, you can contact the brands you’d like to work with directly, or use resources like the aforementioned affiliate marketing sites to find corporate partners that complement your style of content.
With brand deals, you can receive lump sum payments, earn commission on a per-sale basis or get the product or service for free.
Keep in mind: If you do have an endorsement or use product placement in a video, you must notify YouTube by ticking a box in your video details.
4. Sell some merch
If you have merchandise or offer a service that’s relevant to your audience, let them know about it and provide links in your videos. For example, creator Marques Brownlee, of popular tech review channel MKBHD, leaves a link to his own line of T-shirts and accessories in every video he posts.
Selling a physical product might require you to buy materials or find a manufacturer, but you can also sell downloadables such as e-books, art prints or virtual classes. Have a secure payment system in place before you advertise your goods.
Incentive to sell: While creating your own products can be a lot harder than pitching those of other companies, you could stand to make more money this way, since you’ll keep the bulk of your proceeds as the product owner.
5. Offer memberships
A membership model is another way to monetize viewership. With this method, fans of the channel pay a small subscription fee for perks and/or an exclusive tier of access.
Patreon is a popular third-party membership platform. YouTube has been rolling out its own channel memberships feature, but you need to be part of the YouTube Partner Program to be eligible.
For channel memberships, you can join the Partner Program with 500 subscribers, 3 public uploads in the last 90 days, and either 3,000 public watch hours on long-form video in the last 365 days or 3 million Shorts views in the last 90 days. That’s as opposed to the higher Partner Program eligibility requirements if you want to earn revenue through ads on your channel.
As always, more viewers can lead to more revenue. Incentives such as members-only livestreams, chats or other perks may entice viewers to become paying members.
How much money can you make on YouTube?
Breakout YouTube stars with millions of followers stand to make the most money, easily reaching seven figures. But even lesser-known content creators with a modest following can make some solid income on the side, or even full time.
According to Forbes, creator Jimmy Donaldson of the hugely popular channel MrBeast earned $54 million in 2023, in large part from the 237 million subscribers he’s racked up on YouTube. That kind of success is more the exception than the rule.
On the more modest side, Cinquanta Cox-Smith, a YouTuber focused on print-on-demand content with 11,900 subscribers, brings in about $120,000 in annual revenue, according to Career Ahead, a career-focused educational magazine.
Matt Par, a YouTube sensation who became successful as a teenager with a Top 10 list channel and now runs multiple channels including on how to make money on YouTube, tells viewers that the platform's Partner Program can be a good income-building source. He says he earns $30,000 per month in ad revenue through the program.
Earn an audience, and earn more in the long run
YouTube offers opportunity for all, but it’s not a get-rich-quick platform. It takes time, effort and an engaged audience to make money on YouTube. The good news is, with a little motivation and a lot of practice, you can find ways to earn before the coveted 1,000-subscriber threshold.
Keep these tips in mind as you get started:
The more videos you make and upload, the easier it is to reach the viewing-hours threshold.
The better you target your content to a specific audience or niche (e.g., film photography), the more likely your viewers will be to subscribe for more.
Thoughtful, entertaining videos are more likely to get views, so it pays to put effort into planning and production.
Don’t discount the power of a targeted title and standout thumbnail to attract viewer attention.
Other ways to make money
If making money on YouTube isn’t for you, consider these alternative routes:
Want to try another video platform? Learn how to make money on TikTok or get paid on Instagram.
If you’re crafty, learn how to make money on Etsy.
Looking to clean house? Try to sell stuff online or make money on eBay.