The Cheapest Car Insurance in Arizona for April 2024

Noblr offers the cheapest car insurance in Arizona, with an average annual rate of $775 for full coverage.
Ben Moore
By Ben Moore  
Updated
Edited by Lacie Glover  

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Table of Contents

Table of Contents

Auto insurance is an important purchase, but finding cheap car insurance in Arizona isn’t always easy. The best way to find cheap car insurance is to compare rates from multiple insurers.

The cheapest car insurance company in Arizona is Noblr at $775 per year on average, or $65 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in Arizona. Meanwhile, the average cost of full coverage car insurance in Arizona is $2,360 per year, or about $197 per month.

Minimum coverage in Arizona is $744 per year on average, but we found you can likely get a cheaper policy. For example, Noblr offers the cheapest rates in Arizona at $274 per year, on average, for minimum coverage car insurance for a 35-year-old driver with a clean driving record.

If you're looking for affordable car insurance in your city, check out NerdWallet's analysis of some of the largest Arizona cities, including:

How we chose the cheapest companies in Arizona

NerdWallet’s editorial team analyzed car insurance rates from 22 auto insurers in Arizona and listed the five cheapest options for drivers in several age brackets and with different histories, all driving a 2020 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimum requirements in Arizona. For full coverage, we used the below coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every locale in Arizona where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing.

» MORE: The best car insurance in Arizona

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a lot of quotes to find the best cheap car insurance. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. Still, some companies routinely have better insurance rates for young drivers, so it's best to shop around to find them.

Cheapest full coverage car insurance in Arizona for 20-year-olds

Drivers in Arizona with clean driving records may want to consider the following companies, which had the lowest average rates:

  1. CSAA: $7,802 per year, or about $650 per month.
  2. Farm Bureau Financial Services: $2,526 per year, or about $211 per month.
  3. The Hartford: $7,230 per year, or about $603 per month.
  4. Allstate: $8,447 per year, or about $704 per month.
  5. American Family: $4,843 per year, or about $404 per month.

Cheapest minimum coverage car insurance in Arizona for 20-year-olds

Drivers in Arizona who want just the state minimum coverage may want to check with these companies, which had the lowest average rates:

  1. CSAA: $2,247 per year, or about $187 per month.
  2. Farm Bureau Financial Services: $778 per year, or about $65 per month.
  3. The Hartford: $2,320 per year, or about $193 per month.
  4. Allstate: $1,526 per year, or about $127 per month.
  5. American Family: $2,001 per year, or about $167 per month.

Cheapest auto insurance in Arizona for 20-year-olds with poor credit

Drivers with poor credit in Arizona should look at the following insurers with the lowest average rates for minimum coverage:

  1. Farm Bureau Financial Services: $1,225 per year, or about $102 per month.
  2. The Hartford: $4,096 per year, or about $341 per month.
  3. Allstate: $1,940 per year, or about $162 per month.
  4. American Family: $2,985 per year, or about $249 per month.
  5. Auto-Owners: $2,921 per year, or about $243 per month.

Cheapest auto insurance in Arizona for 20-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Arizona, here are the companies with the lowest average rates for minimum coverage:

  1. CSAA: $2,845 per year, or about $237 per month.
  2. Farm Bureau Financial Services: $945 per year, or about $79 per month.
  3. The Hartford: $3,169 per year, or about $264 per month.
  4. Allstate: $2,068 per year, or about $172 per month.
  5. American Family: $2,349 per year, or about $196 per month.

Cheapest auto insurance in Arizona for 20-year-old drivers with one at-fault crash

For drivers with a recent accident in Arizona, here are the companies with the lowest average rates for minimum coverage:

  1. CSAA: $3,611 per year, or about $301 per month.
  2. Farm Bureau Financial Services: $1,325 per year, or about $110 per month.
  3. The Hartford: $4,066 per year, or about $339 per month.
  4. Allstate: $2,294 per year, or about $191 per month.
  5. American Family: $3,045 per year, or about $254 per month.

Cheapest auto insurance in Arizona for 20-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI is shown here, alongside the insurers' average rates for minimum coverage.

  1. CSAA: $3,797 per year, or about $316 per month.
  2. Farm Bureau Financial Services: $1,702 per year, or about $142 per month.
  3. The Hartford: $3,750 per year, or about $312 per month.
  4. Allstate: $2,486 per year, or about $207 per month.
  5. American Family: $2,993 per year, or about $249 per month.

Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. Still, factors like a person’s driving record and car make and model can increase prices. Drivers in their 30s can get lower rates by shopping around and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in Arizona for 30-year-olds

Drivers in Arizona who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

  1. CSAA: $4,558 per year, or about $380 per month.
  2. Farm Bureau Financial Services: $1,593 per year, or about $133 per month.
  3. The Hartford: $3,292 per year, or about $274 per month.
  4. Allstate: $4,772 per year, or about $398 per month.
  5. American Family: $2,559 per year, or about $213 per month.

Cheapest minimum coverage car insurance in Arizona for 30-year-olds

Drivers in Arizona who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

  1. CSAA: $1,101 per year, or about $92 per month.
  2. Farm Bureau Financial Services: $428 per year, or about $36 per month.
  3. The Hartford: $1,189 per year, or about $99 per month.
  4. Allstate: $1,002 per year, or about $83 per month.
  5. American Family: $925 per year, or about $77 per month.

Cheapest auto insurance in Arizona for 30-year-olds with poor credit

Drivers with poor credit in Arizona should consider the following companies with the lowest average rates for full coverage:

  1. Farm Bureau Financial Services: $2,724 per year, or about $227 per month.
  2. The Hartford: $6,131 per year, or about $511 per month.
  3. Allstate: $6,339 per year, or about $528 per month.
  4. American Family: $3,803 per year, or about $317 per month.
  5. Auto-Owners: $4,306 per year, or about $359 per month.

Cheapest auto insurance in Arizona for 30-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Arizona, here are the companies with the lowest average rates for minimum coverage:

  1. CSAA: $1,368 per year, or about $114 per month.
  2. Farm Bureau Financial Services: $521 per year, or about $43 per month.
  3. The Hartford: $1,595 per year, or about $133 per month.
  4. Allstate: $1,409 per year, or about $117 per month.
  5. American Family: $1,140 per year, or about $95 per month.

Cheapest auto insurance in Arizona for 30-year-old drivers with one at-fault crash

For drivers in Arizona with a recent accident, here are the lowest average rate options for full coverage:

  1. CSAA: $7,117 per year, or about $593 per month.
  2. Farm Bureau Financial Services: $2,654 per year, or about $221 per month.
  3. The Hartford: $5,007 per year, or about $417 per month.
  4. Allstate: $6,239 per year, or about $520 per month.
  5. American Family: $3,791 per year, or about $316 per month.

Cheapest auto insurance in Arizona for 30-year-old drivers after a DUI

For the cheapest auto insurance after a DUI, we found the following options for full coverage.

  1. CSAA: $7,665 per year, or about $639 per month.
  2. Farm Bureau Financial Services: $3,399 per year, or about $283 per month.
  3. The Hartford: $4,997 per year, or about $416 per month.
  4. Allstate: $6,465 per year, or about $539 per month.
  5. American Family: $3,593 per year, or about $299 per month.

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but still pay more than older age groups. Shopping around for cheap car insurance quotes with multiple insurers is the best way to find lower rates. Good drivers who don’t get behind the wheel often might want to consider pay-per-mile insurance, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Arizona for 40-year-olds

Drivers in Arizona with clean driving records may want to think about the following companies, which had the lowest average rates:

  1. CSAA: $4,403 per year, or about $367 per month.
  2. Farm Bureau Financial Services: $1,545 per year, or about $129 per month.
  3. The Hartford: $2,717 per year, or about $226 per month.
  4. Allstate: $4,772 per year, or about $398 per month.
  5. American Family: $2,559 per year, or about $213 per month.

Cheapest minimum coverage car insurance in Arizona for 40-year-olds

Drivers in Arizona who want just the minimum coverage may want to check prices from these companies, which had the lowest average rates:

  1. CSAA: $1,007 per year, or about $84 per month.
  2. Farm Bureau Financial Services: $417 per year, or about $35 per month.
  3. The Hartford: $1,019 per year, or about $85 per month.
  4. Allstate: $1,002 per year, or about $83 per month.
  5. American Family: $925 per year, or about $77 per month.

Cheapest auto insurance in Arizona for 40-year-olds with poor credit

Drivers with poor credit in Arizona can check out the following insurers with the lowest average rates for full coverage:

  1. Farm Bureau Financial Services: $2,635 per year, or about $220 per month.
  2. The Hartford: $5,166 per year, or about $430 per month.
  3. Allstate: $6,339 per year, or about $528 per month.
  4. American Family: $3,803 per year, or about $317 per month.
  5. Auto-Owners: $4,110 per year, or about $343 per month.

Cheapest auto insurance in Arizona for 40-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Arizona, here are the companies with the lowest average rates for minimum coverage:

  1. CSAA: $1,249 per year, or about $104 per month.
  2. Farm Bureau Financial Services: $507 per year, or about $42 per month.
  3. The Hartford: $1,363 per year, or about $114 per month.
  4. Allstate: $1,409 per year, or about $117 per month.
  5. American Family: $1,140 per year, or about $95 per month.

Cheapest auto insurance in Arizona for 40-year-old drivers with one at-fault crash

For drivers with a recent accident living in Arizona, here are the companies with the lowest average rates for full coverage:

  1. CSAA: $6,883 per year, or about $574 per month.
  2. Farm Bureau Financial Services: $2,572 per year, or about $214 per month.
  3. The Hartford: $4,103 per year, or about $342 per month.
  4. Allstate: $6,239 per year, or about $520 per month.
  5. American Family: $3,791 per year, or about $316 per month.

Cheapest auto insurance in Arizona for 40-year-old drivers after a DUI

The cheapest full coverage auto insurance we found for drivers with a DUI came from the following companies.

  1. CSAA: $7,429 per year, or about $619 per month.
  2. Farm Bureau Financial Services: $3,294 per year, or about $274 per month.
  3. The Hartford: $4,122 per year, or about $344 per month.
  4. Allstate: $6,465 per year, or about $539 per month.
  5. American Family: $3,593 per year, or about $299 per month.

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car insurance rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more driving experience. Rates can still vary depending on other factors such as a driver’s gender and location, so it’s smart to shop around to find the best rate. Our list of cheap auto insurance companies is a good place to start.

Cheapest full coverage car insurance in Arizona for 50-year-olds

Drivers in Arizona with clean driving records may want to get quotes from these insurers, which had the lowest average rates:

  1. CSAA: $4,228 per year, or about $352 per month.
  2. Farm Bureau Financial Services: $1,426 per year, or about $119 per month.
  3. The Hartford: $2,218 per year, or about $185 per month.
  4. Allstate: $4,395 per year, or about $366 per month.
  5. American Family: $2,392 per year, or about $199 per month.

Cheapest minimum coverage car insurance in Arizona for 50-year-olds

Drivers in Arizona who opt for the state minimum coverage may want to consider the following companies, with the lowest average rates:

  1. CSAA: $925 per year, or about $77 per month.
  2. Farm Bureau Financial Services: $369 per year, or about $31 per month.
  3. The Hartford: $764 per year, or about $64 per month.
  4. Allstate: $959 per year, or about $80 per month.
  5. American Family: $869 per year, or about $72 per month.

Cheapest auto insurance in Arizona for 50-year-olds with poor credit

Drivers with poor credit in Arizona can check with the following companies, which showed the lowest average rates for full coverage:

  1. Farm Bureau Financial Services: $2,421 per year, or about $202 per month.
  2. The Hartford: $4,330 per year, or about $361 per month.
  3. Allstate: $5,804 per year, or about $484 per month.
  4. American Family: $3,534 per year, or about $294 per month.
  5. Auto-Owners: $3,902 per year, or about $325 per month.

Cheapest auto insurance in Arizona for 50-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Arizona, here are the companies with the lowest average rates for minimum coverage:

  1. CSAA: $1,143 per year, or about $95 per month.
  2. Farm Bureau Financial Services: $450 per year, or about $37 per month.
  3. The Hartford: $1,011 per year, or about $84 per month.
  4. Allstate: $1,381 per year, or about $115 per month.
  5. American Family: $1,076 per year, or about $90 per month.

Cheapest auto insurance in Arizona for 50-year-old drivers with one at-fault crash

For drivers living in Arizona with a recent accident, here are the insurers with the lowest average full coverage rates:

  1. CSAA: $6,628 per year, or about $552 per month.
  2. Farm Bureau Financial Services: $2,369 per year, or about $197 per month.
  3. The Hartford: $3,301 per year, or about $275 per month.
  4. Allstate: $6,152 per year, or about $513 per month.
  5. American Family: $3,590 per year, or about $299 per month.

Cheapest auto insurance in Arizona for 50-year-old drivers after a DUI

The cheapest auto insurance we found for drivers with a recent DUI comes from the following companies, listed with rates for full coverage.

  1. CSAA: $7,147 per year, or about $596 per month.
  2. Farm Bureau Financial Services: $3,036 per year, or about $253 per month.
  3. The Hartford: $3,344 per year, or about $279 per month.
  4. Allstate: $5,996 per year, or about $500 per month.
  5. American Family: $3,356 per year, or about $280 per month.

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older. To find cheap car insurance for seniors, drivers in their 60s should make sure to shop around to find the best rate. Drivers in this age group should also take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Arizona for 60-year-olds

Drivers in Arizona with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

  1. CSAA: $3,892 per year, or about $324 per month.
  2. Farm Bureau Financial Services: $1,404 per year, or about $117 per month.
  3. The Hartford: $2,066 per year, or about $172 per month.
  4. Allstate: $4,262 per year, or about $355 per month.
  5. American Family: $2,392 per year, or about $199 per month.

Cheapest minimum coverage car insurance in Arizona for 60-year-olds

Drivers in Arizona who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

  1. CSAA: $852 per year, or about $71 per month.
  2. Farm Bureau Financial Services: $371 per year, or about $31 per month.
  3. The Hartford: $715 per year, or about $60 per month.
  4. Allstate: $973 per year, or about $81 per month.
  5. American Family: $869 per year, or about $72 per month.

Cheapest auto insurance in Arizona for 60-year-olds with poor credit

Drivers with poor credit in Arizona can look at the following companies with the lowest average rates for full coverage:

  1. Farm Bureau Financial Services: $2,384 per year, or about $199 per month.
  2. The Hartford: $4,088 per year, or about $341 per month.
  3. Allstate: $5,630 per year, or about $469 per month.
  4. American Family: $3,534 per year, or about $294 per month.
  5. Auto-Owners: $3,835 per year, or about $320 per month.

Cheapest auto insurance in Arizona for 60-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Arizona, here are the companies with the lowest average rates for minimum coverage:

  1. CSAA: $1,047 per year, or about $87 per month.
  2. Farm Bureau Financial Services: $452 per year, or about $38 per month.
  3. The Hartford: $944 per year, or about $79 per month.
  4. Allstate: $1,403 per year, or about $117 per month.
  5. American Family: $1,076 per year, or about $90 per month.

Cheapest auto insurance in Arizona for 60-year-old drivers with one at-fault crash

For drivers with a recent accident living in Arizona, here are the companies with the lowest average rates for full coverage:

  1. CSAA: $6,195 per year, or about $516 per month.
  2. Farm Bureau Financial Services: $2,351 per year, or about $196 per month.
  3. The Hartford: $3,096 per year, or about $258 per month.
  4. Allstate: $6,061 per year, or about $505 per month.
  5. American Family: $3,620 per year, or about $302 per month.

Cheapest auto insurance in Arizona for 60-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

  1. CSAA: $6,607 per year, or about $551 per month.
  2. Farm Bureau Financial Services: $2,989 per year, or about $249 per month.
  3. The Hartford: $3,103 per year, or about $259 per month.
  4. Allstate: $5,872 per year, or about $489 per month.
  5. American Family: $3,356 per year, or about $280 per month.

Cheapest for 70-year-old drivers

Car insurance costs may start to rise for 70-year-old drivers. To find the cheapest possible coverage, shop around and compare quotes from multiple companies. Also, look for insurers that offer discounts for seniors. For example, some insurers offer discounts to senior drivers who take a defensive driving course.

Cheapest full coverage car insurance in Arizona for 70-year-olds

Drivers in Arizona with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

  1. CSAA: $4,026 per year, or about $336 per month.
  2. Farm Bureau Financial Services: $1,498 per year, or about $125 per month.
  3. The Hartford: $2,362 per year, or about $197 per month.
  4. Allstate: $4,615 per year, or about $385 per month.
  5. American Family: $2,573 per year, or about $214 per month.

Cheapest minimum coverage car insurance in Arizona for 70-year-olds

Drivers in Arizona who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

  1. CSAA: $1,015 per year, or about $85 per month.
  2. Farm Bureau Financial Services: $420 per year, or about $35 per month.
  3. The Hartford: $881 per year, or about $73 per month.
  4. Allstate: $1,119 per year, or about $93 per month.
  5. American Family: $968 per year, or about $81 per month.

Cheapest auto insurance in Arizona for 70-year-olds with poor credit

Drivers with poor credit in Arizona can look at the following companies with the lowest average rates for full coverage:

  1. Farm Bureau Financial Services: $2,564 per year, or about $214 per month.
  2. The Hartford: $4,530 per year, or about $378 per month.
  3. Allstate: $6,108 per year, or about $509 per month.
  4. American Family: $3,810 per year, or about $318 per month.
  5. Auto-Owners: $4,331 per year, or about $361 per month.

Cheapest auto insurance in Arizona for 70-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Arizona, here are the companies with the lowest average rates for minimum coverage:

  1. CSAA: $1,258 per year, or about $105 per month.
  2. Farm Bureau Financial Services: $512 per year, or about $43 per month.
  3. The Hartford: $1,170 per year, or about $97 per month.
  4. Allstate: $1,622 per year, or about $135 per month.
  5. American Family: $1,187 per year, or about $99 per month.

Cheapest auto insurance in Arizona for 70-year-old drivers with one at-fault crash

For drivers with a recent accident living in Arizona, here are the companies with the lowest average rates for full coverage:

  1. CSAA: $6,341 per year, or about $528 per month.
  2. Farm Bureau Financial Services: $2,497 per year, or about $208 per month.
  3. The Hartford: $3,437 per year, or about $286 per month.
  4. Allstate: $6,567 per year, or about $547 per month.
  5. American Family: $3,801 per year, or about $317 per month.

Cheapest auto insurance in Arizona for 70-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

  1. CSAA: $6,833 per year, or about $569 per month.
  2. Farm Bureau Financial Services: $3,199 per year, or about $267 per month.
  3. The Hartford: $3,446 per year, or about $287 per month.
  4. Allstate: $6,437 per year, or about $536 per month.
  5. American Family: $3,598 per year, or about $300 per month.

Cheapest car insurance for military families

If you're an active member of the military or a veteran — or have an immediate family member who is — chances are you'll get a relatively cheap rate with USAA, a company that isn't available to the general public.

Because of that restriction, USAA isn't ranked with the others, but it was among the cheapest five auto insurance options for 40 of the 70 driver profiles we examined.

» MORE: Best car insurance for veterans and military

Minimum required auto insurance in Arizona

Arizona drivers must carry liability insurance, which pays out if you’re at fault in a crash to help cover others’ property damage and injury treatment.

The minimum liability limits you must select to drive legally in Arizona are:

  • $25,000 bodily injury liability per person.

  • $50,000 bodily injury liability per accident.

  • $15,000 property damage liability per accident.

Liability car insurance covers the cost of any damage, injuries or deaths you cause in a car accident, up to your policy’s predefined limits.

Keep in mind, a severe accident could easily leave you owing more than, say, $15,000 in repairs to another driver’s car. In that case, the remaining amount would have to come out of your hard-earned savings. For that reason, experts recommend getting more than the bare minimum, as well as common optional features such as collision, comprehensive and uninsured motorist coverage.

Check out NerdWallet’s guide to state car insurance requirements for help understanding and improving your Arizona policy.

» MORE: The best home insurance in Arizona

Alternative car insurance in Arizona

High-risk drivers who are denied coverage through the open market can seek car insurance through the Arizona Automobile Insurance Plan.

Try our handy car insurance comparison tool to view rates from top companies side by side and possibly save hundreds on your premium.

Methodology

For our “good driver” profile, NerdWallet averaged insurance estimates for single male and female drivers with good credit and no tickets or violations. The analysis included 5-10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis as rates were not available.

For full coverage policies, we used the following coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

In states where required, minimum additional coverages were added. Some policies include additional coverages at the insurer’s discretion.

We used a 2021 Toyota Camry LE for all drivers and assumed 12,000 annual miles driven.

We analyzed rates for drivers 20 to 70 years old in ten-year increments. For the average cost of full and minimum coverage in each state, we looked at 35-year-old drivers.

We used the same assumptions for all other driver profiles, with the following exceptions:

  • For drivers with minimum coverage, we adjusted the numbers above to reflect the minimum required coverage by law in the state.

  • We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for drivers with poor credit.

  • For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim.

  • For drivers with a DUI, we added a single drunken driving violation that happened six months ago.

We looked at 35-year-old drivers to find the cheapest company overall, the cheapest company for minimum coverage and the cheapest company for drivers with poor credit in states where credit history is used to price rates. We looked at 20-year-old drivers to find the cheapest company for young drivers.

These are rates generated through Quadrant Information Services. Your own rates will be different. Some insurance companies included in this article may have made changes in their underwriting practices and no longer issue new policies in your state.

On a similar note...

Free car insurance comparison

Instantly compare top auto insurance companies.

Get started

Get more smart money moves – straight to your inbox
Sign up and we’ll send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money.
Sign up