The Cheapest Car Insurance in Georgia for March 2024

Central Insurance offers the cheapest car insurance in Georgia, with an average annual rate of $1,331 for full coverage.
Ben Moore
By Ben Moore 
Updated
Edited by Erica Corbin

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Auto insurance is an important purchase, but finding cheap car insurance in Georgia isn’t always easy.

🤓Nerdy Tip

Did your rates go up? Car insurance rates are on the rise in Georgia. Be sure to get quotes from three or more companies to get the lowest rate you can.

The cheapest car insurance company in Georgia is Central Insurance at $1,331 per year on average, or $111 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in Georgia. Meanwhile, the average cost of full coverage car insurance in Georgia is $2,521 per year, or about $210 per month.

Minimum coverage in Georgia is $724 per year on average, but we found you can likely get a cheaper policy. For example, Georgia Farm Bureau offers the cheapest rates in Georgia at $415 per year, on average, for minimum coverage car insurance for a 35-year-old driver with a clean driving record.

If you're looking for the cheapest car insurance in your area, NerdWallet analyzed rates for some of the largest Georgia cities, including:

How we chose the cheapest companies in Georgia

NerdWallet’s editorial team analyzed car insurance rates from 15 auto insurers in Georgia and listed the five cheapest options for drivers in several age brackets and with different histories, all driving a 2020 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimum requirements in Georgia. For full coverage, we used the below coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every locale in Georgia where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing.

Cheap car insurance in Georgia for 20-year-olds

Drivers in their 20s may have to get a lot of quotes to find the best cheap car insurance. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. Still, some companies routinely have better insurance rates for young drivers, so it's best to shop around to find them.

Cheapest full coverage car insurance in Georgia for 20-year-olds

Drivers in Georgia with clean driving records may want to consider the following companies, which had the lowest average rates:

  1. Central Insurance: $2,075 per year, or about $173 per month.
  2. Auto-Owners: $3,309 per year, or about $276 per month.
  3. Country Financial: $3,707 per year, or about $309 per month.
  4. Georgia Farm Bureau: $4,002 per year, or about $334 per month.
  5. Progressive: $4,544 per year, or about $379 per month.

Cheapest minimum coverage car insurance in Georgia for 20-year-olds

Drivers in Georgia who want just the state minimum coverage may want to check with these companies, which had the lowest average rates:

  1. Central Insurance: $770 per year, or about $64 per month.
  2. Country Financial: $1,218 per year, or about $102 per month.
  3. Allstate: $1,248 per year, or about $104 per month.
  4. Georgia Farm Bureau: $1,274 per year, or about $106 per month.
  5. Auto-Owners: $1,279 per year, or about $107 per month.

Cheapest auto insurance in Georgia for 20-year-olds with poor credit

Drivers with poor credit in Georgia should look at the following insurers with the lowest average rates for minimum coverage:

  1. Georgia Farm Bureau: $1,310 per year, or about $109 per month.
  2. Central Insurance: $1,399 per year, or about $117 per month.
  3. Allstate: $1,665 per year, or about $139 per month.
  4. Geico: $1,762 per year, or about $147 per month.
  5. Country Financial: $1,879 per year, or about $157 per month.

Cheapest auto insurance in Georgia for 20-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Georgia, here are the companies with the lowest average rates for minimum coverage:

  1. Central Insurance: $1,055 per year, or about $88 per month.
  2. Georgia Farm Bureau: $1,367 per year, or about $114 per month.
  3. Allstate: $1,524 per year, or about $127 per month.
  4. Geico: $1,564 per year, or about $130 per month.
  5. Country Financial: $1,682 per year, or about $140 per month.

Cheapest auto insurance in Georgia for 20-year-old drivers with one at-fault crash

For drivers with a recent accident in Georgia, here are the companies with the lowest average rates for minimum coverage:

  1. Central Insurance: $1,265 per year, or about $105 per month.
  2. Georgia Farm Bureau: $1,433 per year, or about $119 per month.
  3. Country Financial: $1,583 per year, or about $132 per month.
  4. Geico: $1,968 per year, or about $164 per month.
  5. Auto-Owners: $2,047 per year, or about $171 per month.

Cheapest auto insurance in Georgia for 20-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI is shown here, alongside the insurers' average rates for minimum coverage.

  1. Central Insurance: $1,869 per year, or about $156 per month.
  2. Progressive: $1,927 per year, or about $161 per month.
  3. Allstate: $1,938 per year, or about $161 per month.
  4. Country Financial: $2,090 per year, or about $174 per month.
  5. Georgia Farm Bureau: $2,476 per year, or about $206 per month.

Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. Still, factors like a person’s driving record and car make and model can increase prices. Drivers in their 30s can get lower rates by shopping around and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in Georgia for 30-year-olds

Drivers in Georgia who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

  1. Central Insurance: $1,429 per year, or about $119 per month.
  2. Auto-Owners: $1,554 per year, or about $130 per month.
  3. Georgia Farm Bureau: $1,644 per year, or about $137 per month.
  4. Country Financial: $2,218 per year, or about $185 per month.
  5. Progressive: $2,254 per year, or about $188 per month.

Cheapest minimum coverage car insurance in Georgia for 30-year-olds

Drivers in Georgia who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

  1. Georgia Farm Bureau: $415 per year, or about $35 per month.
  2. Auto-Owners: $431 per year, or about $36 per month.
  3. Central Insurance: $462 per year, or about $39 per month.
  4. Geico: $556 per year, or about $46 per month.
  5. Country Financial: $617 per year, or about $51 per month.

Cheapest auto insurance in Georgia for 30-year-olds with poor credit

Drivers with poor credit in Georgia should consider the following companies with the lowest average rates for full coverage:

  1. Georgia Farm Bureau: $1,933 per year, or about $161 per month.
  2. Central Insurance: $2,596 per year, or about $216 per month.
  3. Country Financial: $3,137 per year, or about $261 per month.
  4. Allstate: $3,187 per year, or about $266 per month.
  5. Progressive: $3,423 per year, or about $285 per month.

Cheapest auto insurance in Georgia for 30-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Georgia, here are the companies with the lowest average rates for minimum coverage:

  1. Georgia Farm Bureau: $455 per year, or about $38 per month.
  2. Auto-Owners: $603 per year, or about $50 per month.
  3. Central Insurance: $631 per year, or about $53 per month.
  4. Geico: $650 per year, or about $54 per month.
  5. Allstate: $733 per year, or about $61 per month.

Cheapest auto insurance in Georgia for 30-year-old drivers with one at-fault crash

For drivers in Georgia with a recent accident, here are the lowest average rate options for full coverage:

  1. Georgia Farm Bureau: $1,994 per year, or about $166 per month.
  2. Central Insurance: $2,101 per year, or about $175 per month.
  3. Auto-Owners: $2,172 per year, or about $181 per month.
  4. Country Financial: $2,828 per year, or about $236 per month.
  5. Progressive: $3,360 per year, or about $280 per month.

Cheapest auto insurance in Georgia for 30-year-old drivers after a DUI

For the cheapest auto insurance after a DUI, we found the following options for full coverage.

  1. Auto-Owners: $2,841 per year, or about $237 per month.
  2. Central Insurance: $2,934 per year, or about $244 per month.
  3. Mercury: $3,274 per year, or about $273 per month.
  4. Georgia Farm Bureau: $3,296 per year, or about $275 per month.
  5. Country Financial: $3,382 per year, or about $282 per month.

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but still pay more than older age groups. Shopping around for cheap car insurance quotes with multiple insurers is the best way to find lower rates. Good drivers who don’t get behind the wheel often might want to consider pay-per-mile insurance, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Georgia for 40-year-olds

Drivers in Georgia with clean driving records may want to think about the following companies, which had the lowest average rates:

  1. Central Insurance: $1,281 per year, or about $107 per month.
  2. Georgia Farm Bureau: $1,566 per year, or about $131 per month.
  3. Auto-Owners: $1,576 per year, or about $131 per month.
  4. Country Financial: $1,930 per year, or about $161 per month.
  5. Mercury: $2,067 per year, or about $172 per month.

Cheapest minimum coverage car insurance in Georgia for 40-year-olds

Drivers in Georgia who want just the minimum coverage may want to check prices from these companies, which had the lowest average rates:

  1. Central Insurance: $410 per year, or about $34 per month.
  2. Georgia Farm Bureau: $415 per year, or about $35 per month.
  3. Auto-Owners: $444 per year, or about $37 per month.
  4. Country Financial: $519 per year, or about $43 per month.
  5. Geico: $619 per year, or about $52 per month.

Cheapest auto insurance in Georgia for 40-year-olds with poor credit

Drivers with poor credit in Georgia can check out the following insurers with the lowest average rates for full coverage:

  1. Georgia Farm Bureau: $1,933 per year, or about $161 per month.
  2. Central Insurance: $2,309 per year, or about $192 per month.
  3. Country Financial: $2,689 per year, or about $224 per month.
  4. Mercury: $3,084 per year, or about $257 per month.
  5. Allstate: $3,187 per year, or about $266 per month.

Cheapest auto insurance in Georgia for 40-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Georgia, here are the companies with the lowest average rates for minimum coverage:

  1. Georgia Farm Bureau: $455 per year, or about $38 per month.
  2. Central Insurance: $558 per year, or about $47 per month.
  3. Auto-Owners: $621 per year, or about $52 per month.
  4. Geico: $697 per year, or about $58 per month.
  5. Country Financial: $715 per year, or about $60 per month.

Cheapest auto insurance in Georgia for 40-year-old drivers with one at-fault crash

For drivers with a recent accident living in Georgia, here are the companies with the lowest average rates for full coverage:

  1. Central Insurance: $1,867 per year, or about $156 per month.
  2. Georgia Farm Bureau: $1,918 per year, or about $160 per month.
  3. Auto-Owners: $2,207 per year, or about $184 per month.
  4. Country Financial: $2,514 per year, or about $209 per month.
  5. Progressive: $3,211 per year, or about $268 per month.

Cheapest auto insurance in Georgia for 40-year-old drivers after a DUI

The cheapest full coverage auto insurance we found for drivers with a DUI came from the following companies.

  1. Central Insurance: $2,595 per year, or about $216 per month.
  2. Mercury: $2,874 per year, or about $239 per month.
  3. Auto-Owners: $2,894 per year, or about $241 per month.
  4. Country Financial: $2,894 per year, or about $241 per month.
  5. Georgia Farm Bureau: $3,230 per year, or about $269 per month.

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car insurance rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more driving experience. Rates can still vary depending on other factors such as a driver’s gender and location, so it’s smart to shop around to find the best rate. Our list of cheap auto insurance companies is a good place to start.

Cheapest full coverage car insurance in Georgia for 50-year-olds

Drivers in Georgia with clean driving records may want to get quotes from these insurers, which had the lowest average rates:

  1. Central Insurance: $1,247 per year, or about $104 per month.
  2. Georgia Farm Bureau: $1,500 per year, or about $125 per month.
  3. Auto-Owners: $1,522 per year, or about $127 per month.
  4. Country Financial: $1,730 per year, or about $144 per month.
  5. Mercury: $1,839 per year, or about $153 per month.

Cheapest minimum coverage car insurance in Georgia for 50-year-olds

Drivers in Georgia who opt for the state minimum coverage may want to consider the following companies, with the lowest average rates:

  1. Georgia Farm Bureau: $393 per year, or about $33 per month.
  2. Central Insurance: $400 per year, or about $33 per month.
  3. Auto-Owners: $430 per year, or about $36 per month.
  4. Country Financial: $447 per year, or about $37 per month.
  5. Encompass: $589 per year, or about $49 per month.

Cheapest auto insurance in Georgia for 50-year-olds with poor credit

Drivers with poor credit in Georgia can check with the following companies, which showed the lowest average rates for full coverage:

  1. Georgia Farm Bureau: $1,837 per year, or about $153 per month.
  2. Central Insurance: $2,247 per year, or about $187 per month.
  3. Country Financial: $2,393 per year, or about $199 per month.
  4. Mercury: $2,740 per year, or about $228 per month.
  5. Allstate: $2,916 per year, or about $243 per month.

Cheapest auto insurance in Georgia for 50-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Georgia, here are the companies with the lowest average rates for minimum coverage:

  1. Georgia Farm Bureau: $429 per year, or about $36 per month.
  2. Central Insurance: $545 per year, or about $45 per month.
  3. Auto-Owners: $601 per year, or about $50 per month.
  4. Country Financial: $616 per year, or about $51 per month.
  5. Allstate: $698 per year, or about $58 per month.

Cheapest auto insurance in Georgia for 50-year-old drivers with one at-fault crash

For drivers living in Georgia with a recent accident, here are the insurers with the lowest average full coverage rates:

  1. Central Insurance: $1,821 per year, or about $152 per month.
  2. Georgia Farm Bureau: $1,843 per year, or about $154 per month.
  3. Auto-Owners: $2,124 per year, or about $177 per month.
  4. Country Financial: $2,290 per year, or about $191 per month.
  5. Progressive: $3,059 per year, or about $255 per month.

Cheapest auto insurance in Georgia for 50-year-old drivers after a DUI

The cheapest auto insurance we found for drivers with a recent DUI comes from the following companies, listed with rates for full coverage.

  1. Central Insurance: $2,531 per year, or about $211 per month.
  2. Country Financial: $2,576 per year, or about $215 per month.
  3. Mercury: $2,666 per year, or about $222 per month.
  4. Auto-Owners: $2,781 per year, or about $232 per month.
  5. Progressive: $3,027 per year, or about $252 per month.

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older. To find cheap car insurance for seniors, drivers in their 60s should make sure to shop around to find the best rate. Drivers in this age group should also take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Georgia for 60-year-olds

Drivers in Georgia with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

  1. Central Insurance: $1,322 per year, or about $110 per month.
  2. Georgia Farm Bureau: $1,439 per year, or about $120 per month.
  3. Auto-Owners: $1,534 per year, or about $128 per month.
  4. Mercury: $1,674 per year, or about $139 per month.
  5. Country Financial: $1,681 per year, or about $140 per month.

Cheapest minimum coverage car insurance in Georgia for 60-year-olds

Drivers in Georgia who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

  1. Georgia Farm Bureau: $393 per year, or about $33 per month.
  2. Central Insurance: $433 per year, or about $36 per month.
  3. Country Financial: $435 per year, or about $36 per month.
  4. Auto-Owners: $474 per year, or about $40 per month.
  5. Encompass: $589 per year, or about $49 per month.

Cheapest auto insurance in Georgia for 60-year-olds with poor credit

Drivers with poor credit in Georgia can look at the following companies with the lowest average rates for full coverage:

  1. Georgia Farm Bureau: $1,837 per year, or about $153 per month.
  2. Country Financial: $2,320 per year, or about $193 per month.
  3. Central Insurance: $2,390 per year, or about $199 per month.
  4. Mercury: $2,499 per year, or about $208 per month.
  5. Allstate: $2,911 per year, or about $243 per month.

Cheapest auto insurance in Georgia for 60-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Georgia, here are the companies with the lowest average rates for minimum coverage:

  1. Georgia Farm Bureau: $429 per year, or about $36 per month.
  2. Central Insurance: $590 per year, or about $49 per month.
  3. Country Financial: $599 per year, or about $50 per month.
  4. Auto-Owners: $664 per year, or about $55 per month.
  5. Allstate: $718 per year, or about $60 per month.

Cheapest auto insurance in Georgia for 60-year-old drivers with one at-fault crash

For drivers with a recent accident living in Georgia, here are the companies with the lowest average rates for full coverage:

  1. Georgia Farm Bureau: $1,792 per year, or about $149 per month.
  2. Central Insurance: $1,945 per year, or about $162 per month.
  3. Auto-Owners: $2,162 per year, or about $180 per month.
  4. Country Financial: $2,263 per year, or about $189 per month.
  5. Progressive: $3,027 per year, or about $252 per month.

Cheapest auto insurance in Georgia for 60-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

  1. Mercury: $2,491 per year, or about $208 per month.
  2. Country Financial: $2,496 per year, or about $208 per month.
  3. Central Insurance: $2,720 per year, or about $227 per month.
  4. Auto-Owners: $2,844 per year, or about $237 per month.
  5. Progressive: $2,992 per year, or about $249 per month.

Cheapest for 70-year-old drivers

Car insurance costs may start to rise for 70-year-old drivers. To find the cheapest possible coverage, shop around and compare quotes from multiple companies. Also, look for insurers that offer discounts for seniors. For example, some insurers offer discounts to senior drivers who take a defensive driving course.

Cheapest full coverage car insurance in Georgia for 70-year-olds

Drivers in Georgia with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

  1. Georgia Farm Bureau: $1,509 per year, or about $126 per month.
  2. Central Insurance: $1,558 per year, or about $130 per month.
  3. Auto-Owners: $1,767 per year, or about $147 per month.
  4. Country Financial: $1,805 per year, or about $150 per month.
  5. Mercury: $1,981 per year, or about $165 per month.

Cheapest minimum coverage car insurance in Georgia for 70-year-olds

Drivers in Georgia who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

  1. Georgia Farm Bureau: $393 per year, or about $33 per month.
  2. Country Financial: $499 per year, or about $42 per month.
  3. Central Insurance: $542 per year, or about $45 per month.
  4. Encompass: $561 per year, or about $47 per month.
  5. Auto-Owners: $595 per year, or about $50 per month.

Cheapest auto insurance in Georgia for 70-year-olds with poor credit

Drivers with poor credit in Georgia can look at the following companies with the lowest average rates for full coverage:

  1. Georgia Farm Bureau: $1,837 per year, or about $153 per month.
  2. Country Financial: $2,517 per year, or about $210 per month.
  3. Central Insurance: $2,833 per year, or about $236 per month.
  4. Mercury: $2,951 per year, or about $246 per month.
  5. Allstate: $3,178 per year, or about $265 per month.

Cheapest auto insurance in Georgia for 70-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in Georgia, here are the companies with the lowest average rates for minimum coverage:

  1. Georgia Farm Bureau: $429 per year, or about $36 per month.
  2. Country Financial: $686 per year, or about $57 per month.
  3. Central Insurance: $740 per year, or about $62 per month.
  4. Encompass: $741 per year, or about $62 per month.
  5. Allstate: $811 per year, or about $68 per month.

Cheapest auto insurance in Georgia for 70-year-old drivers with one at-fault crash

For drivers with a recent accident living in Georgia, here are the companies with the lowest average rates for full coverage:

  1. Georgia Farm Bureau: $1,865 per year, or about $155 per month.
  2. Central Insurance: $2,332 per year, or about $194 per month.
  3. Country Financial: $2,510 per year, or about $209 per month.
  4. Auto-Owners: $2,565 per year, or about $214 per month.
  5. Encompass: $2,939 per year, or about $245 per month.

Cheapest auto insurance in Georgia for 70-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

  1. Country Financial: $2,715 per year, or about $226 per month.
  2. Mercury: $3,006 per year, or about $251 per month.
  3. Georgia Farm Bureau: $3,169 per year, or about $264 per month.
  4. Central Insurance: $3,294 per year, or about $275 per month.
  5. Auto-Owners: $3,415 per year, or about $285 per month.

Cheapest car insurance for military families

If you're an active member of the military or a veteran — or have an immediate family member who is — chances are you'll get a relatively cheap rate with USAA, a company that isn't available to the general public.

Because of that restriction, USAA isn't ranked with the others, but it was among the cheapest five auto insurance options for 24 of the 70 driver profiles we examined.

Minimum car insurance requirements in Georgia

Georgia car insurance policies must include liability insurance, which pays for others’ property damage and injuries if you cause a crash.

Here are the minimum liability coverage amounts you must select:

  • $25,000 bodily injury liability coverage per person.

  • $50,000 bodily injury liability coverage per crash.

  • $25,000 property damage liability coverage per crash.

Liability car insurance covers the cost of any damage, injuries or deaths you cause in a car accident, up to your policy’s predefined limits.

While this will be enough to drive legally, it’s usually wise to get more than the minimum. An at-fault crash could easily result in injury or repair bills higher than the amounts listed above, and the remaining balance would have to come out of your pocket. You may also want to consider common add-ons such as collision, comprehensive and uninsured motorist protection.

Visit NerdWallet’s guide to car insurance requirements by state to learn more about buying your Georgia car insurance policy.

Alternative car insurance in Georgia

Drivers who are unable to buy Georgia car insurance on the open market — due to DUIs, poor credit or other reasons — can shop for coverage through the Georgia Automobile Insurance Plan.

If you’re searching for cheap car insurance in Georgia, you can also use NerdWallet’s car insurance comparison tool.

Methodology

For our “good driver” profile, NerdWallet averaged insurance estimates for single male and female drivers with good credit and no tickets or violations. The analysis included 5-10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis as rates were not available.

For full coverage policies, we used the following coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

In states where required, minimum additional coverages were added. Some policies include additional coverages at the insurer’s discretion.

We used a 2021 Toyota Camry LE for all drivers and assumed 12,000 annual miles driven.

We analyzed rates for drivers 20 to 70 years old in ten-year increments. For the average cost of full and minimum coverage in each state, we looked at 35-year-old drivers.

We used the same assumptions for all other driver profiles, with the following exceptions:

  • For drivers with minimum coverage, we adjusted the numbers above to reflect the minimum required coverage by law in the state.

  • We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for drivers with poor credit.

  • For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim.

  • For drivers with a DUI, we added a single drunken driving violation that happened six months ago.

We looked at 35-year-old drivers to find the cheapest company overall, the cheapest company for minimum coverage and the cheapest company for drivers with poor credit in states where credit history is used to price rates. We looked at 20-year-old drivers to find the cheapest company for young drivers.

These are rates generated through Quadrant Information Services. Your own rates will be different. Some insurance companies included in this article may have made changes in their underwriting practices and no longer issue new policies in your state.

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