Cheap Car Insurance in New Mexico for 2023

Central Insurance offers the cheapest car insurance in New Mexico, with an average monthly rate of $80 for full coverage.
Ben Moore
By Ben Moore  
Updated

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Table of Contents

Table of Contents

Auto insurance is an important purchase, but finding cheap car insurance in New Mexico isn’t always easy. The best way to find cheap car insurance is to compare rates from multiple insurers.

The cheapest car insurance company in New Mexico is Central Insurance at $956 per year on average, or $80 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in New Mexico. Meanwhile, the average cost of full coverage car insurance in New Mexico is $2,127 per year, or about $177 per month.

Minimum coverage in New Mexico is $576 per year on average, but we found you can likely get a cheaper policy. For example, Central Insurance offers the cheapest rates in New Mexico at $152 per year, on average, for minimum coverage car insurance for a 35-year-old driver with a clean driving record.

» MORE: The cheapest car insurance in Albuquerque

How we chose the cheapest companies in New Mexico

NerdWallet’s editorial team analyzed car insurance rates from 12 auto insurers in New Mexico and listed the five cheapest options for drivers in several age brackets and with different histories, all driving a 2020 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimum requirements in New Mexico. For full coverage, we used the below coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every locale in New Mexico where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing.

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a lot of quotes to find the best cheap car insurance. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. Still, some companies routinely have better insurance rates for young drivers, so it's best to shop around to find them.

Cheapest full coverage car insurance in New Mexico for 20-year-olds

Drivers in New Mexico with clean driving records may want to consider the following companies, which had the lowest average rates:

  1. Central Insurance: $1,349 per year, or about $112 per month.
  2. State Farm: $2,843 per year, or about $237 per month.
  3. Geico: $3,127 per year, or about $261 per month.
  4. Farm Bureau Financial Services: $3,199 per year, or about $267 per month.
  5. Progressive: $3,319 per year, or about $277 per month.

Cheapest minimum coverage car insurance in New Mexico for 20-year-olds

Drivers in New Mexico who want just the state minimum coverage may want to check with these companies, which had the lowest average rates:

  1. Central Insurance: $296 per year, or about $25 per month.
  2. State Farm: $779 per year, or about $65 per month.
  3. Progressive: $1,058 per year, or about $88 per month.
  4. Geico: $1,084 per year, or about $90 per month.
  5. Kemper: $1,105 per year, or about $92 per month.

Cheapest auto insurance in New Mexico for 20-year-olds with poor credit

Drivers with poor credit in New Mexico should look at the following insurers with the lowest average rates for minimum coverage:

  1. Central Insurance: $527 per year, or about $44 per month.
  2. Progressive: $1,425 per year, or about $119 per month.
  3. Geico: $1,437 per year, or about $120 per month.
  4. Allstate: $1,589 per year, or about $132 per month.
  5. Nationwide: $1,615 per year, or about $135 per month.

Cheapest auto insurance in New Mexico for 20-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in New Mexico, here are the companies with the lowest average rates for minimum coverage:

  1. Central Insurance: $403 per year, or about $34 per month.
  2. State Farm: $881 per year, or about $73 per month.
  3. Kemper: $1,180 per year, or about $98 per month.
  4. Progressive: $1,187 per year, or about $99 per month.
  5. Geico: $1,235 per year, or about $103 per month.

Cheapest auto insurance in New Mexico for 20-year-old drivers with one at-fault crash

For drivers with a recent accident in New Mexico, here are the companies with the lowest average rates for minimum coverage:

  1. Central Insurance: $482 per year, or about $40 per month.
  2. State Farm: $991 per year, or about $83 per month.
  3. Kemper: $1,219 per year, or about $102 per month.
  4. Progressive: $1,282 per year, or about $107 per month.
  5. Nationwide: $1,491 per year, or about $124 per month.

Cheapest auto insurance in New Mexico for 20-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI is shown here, alongside the insurers' average rates for minimum coverage.

  1. Central Insurance: $686 per year, or about $57 per month.
  2. Progressive: $1,138 per year, or about $95 per month.
  3. State Farm: $1,177 per year, or about $98 per month.
  4. Kemper: $1,190 per year, or about $99 per month.
  5. Allstate: $1,660 per year, or about $138 per month.

Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. Still, factors like a person’s driving record and car make and model can increase prices. Drivers in their 30s can get lower rates by shopping around and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in New Mexico for 30-year-olds

Drivers in New Mexico who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

  1. Central Insurance: $1,006 per year, or about $84 per month.
  2. State Farm: $1,409 per year, or about $117 per month.
  3. Farm Bureau Financial Services: $1,771 per year, or about $148 per month.
  4. Geico: $1,824 per year, or about $152 per month.
  5. Nationwide: $1,829 per year, or about $152 per month.

Cheapest minimum coverage car insurance in New Mexico for 30-year-olds

Drivers in New Mexico who want their state's minimum coverage can check with the following companies, which had the lowest average rates:

  1. Central Insurance: $165 per year, or about $14 per month.
  2. State Farm: $296 per year, or about $25 per month.
  3. Kemper: $417 per year, or about $35 per month.
  4. Nationwide: $463 per year, or about $39 per month.
  5. Farm Bureau Financial Services: $538 per year, or about $45 per month.

Cheapest auto insurance in New Mexico for 30-year-olds with poor credit

Drivers with poor credit in New Mexico should consider the following companies with the lowest average rates for full coverage:

  1. Central Insurance: $1,700 per year, or about $142 per month.
  2. State Farm: $2,659 per year, or about $222 per month.
  3. Geico: $2,670 per year, or about $222 per month.
  4. Nationwide: $2,684 per year, or about $224 per month.
  5. Kemper: $2,770 per year, or about $231 per month.

Cheapest auto insurance in New Mexico for 30-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in New Mexico, here are the companies with the lowest average rates for minimum coverage:

  1. Central Insurance: $223 per year, or about $19 per month.
  2. State Farm: $335 per year, or about $28 per month.
  3. Kemper: $491 per year, or about $41 per month.
  4. Nationwide: $559 per year, or about $47 per month.
  5. Farm Bureau Financial Services: $611 per year, or about $51 per month.

Cheapest auto insurance in New Mexico for 30-year-old drivers with one at-fault crash

For drivers in New Mexico with a recent accident, here are the lowest average rate options for full coverage:

  1. Central Insurance: $1,334 per year, or about $111 per month.
  2. State Farm: $1,739 per year, or about $145 per month.
  3. Farm Bureau Financial Services: $2,401 per year, or about $200 per month.
  4. Kemper: $2,461 per year, or about $205 per month.
  5. Nationwide: $2,763 per year, or about $230 per month.

Cheapest auto insurance in New Mexico for 30-year-old drivers after a DUI

For the cheapest auto insurance after a DUI, we found the following options for full coverage.

  1. Central Insurance: $1,699 per year, or about $142 per month.
  2. State Farm: $1,944 per year, or about $162 per month.
  3. Progressive: $2,388 per year, or about $199 per month.
  4. Kemper: $2,412 per year, or about $201 per month.
  5. Farm Bureau Financial Services: $3,231 per year, or about $269 per month.

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but still pay more than older age groups. Shopping around for cheap car insurance quotes with multiple insurers is the best way to find lower rates. Good drivers who don’t get behind the wheel often might want to consider pay-per-mile insurance, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in New Mexico for 40-year-olds

Drivers in New Mexico with clean driving records may want to think about the following companies, which had the lowest average rates:

  1. Central Insurance: $927 per year, or about $77 per month.
  2. State Farm: $1,375 per year, or about $115 per month.
  3. Farm Bureau Financial Services: $1,650 per year, or about $137 per month.
  4. Nationwide: $1,721 per year, or about $143 per month.
  5. Geico: $1,797 per year, or about $150 per month.

Cheapest minimum coverage car insurance in New Mexico for 40-year-olds

Drivers in New Mexico who want just the minimum coverage may want to check prices from these companies, which had the lowest average rates:

  1. Central Insurance: $147 per year, or about $12 per month.
  2. State Farm: $300 per year, or about $25 per month.
  3. Nationwide: $423 per year, or about $35 per month.
  4. Kemper: $436 per year, or about $36 per month.
  5. Farm Bureau Financial Services: $485 per year, or about $40 per month.

Cheapest auto insurance in New Mexico for 40-year-olds with poor credit

Drivers with poor credit in New Mexico can check out the following insurers with the lowest average rates for full coverage:

  1. Central Insurance: $1,548 per year, or about $129 per month.
  2. Nationwide: $2,531 per year, or about $211 per month.
  3. Kemper: $2,560 per year, or about $213 per month.
  4. State Farm: $2,585 per year, or about $215 per month.
  5. Geico: $2,632 per year, or about $219 per month.

Cheapest auto insurance in New Mexico for 40-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in New Mexico, here are the companies with the lowest average rates for minimum coverage:

  1. Central Insurance: $199 per year, or about $17 per month.
  2. State Farm: $339 per year, or about $28 per month.
  3. Kemper: $511 per year, or about $43 per month.
  4. Nationwide: $519 per year, or about $43 per month.
  5. Farm Bureau Financial Services: $553 per year, or about $46 per month.

Cheapest auto insurance in New Mexico for 40-year-old drivers with one at-fault crash

For drivers with a recent accident living in New Mexico, here are the companies with the lowest average rates for full coverage:

  1. Central Insurance: $1,213 per year, or about $101 per month.
  2. State Farm: $1,697 per year, or about $141 per month.
  3. Farm Bureau Financial Services: $2,223 per year, or about $185 per month.
  4. Kemper: $2,297 per year, or about $191 per month.
  5. Nationwide: $2,633 per year, or about $219 per month.

Cheapest auto insurance in New Mexico for 40-year-old drivers after a DUI

The cheapest full coverage auto insurance we found for drivers with a DUI came from the following companies.

  1. Central Insurance: $1,534 per year, or about $128 per month.
  2. State Farm: $1,895 per year, or about $158 per month.
  3. Progressive: $2,164 per year, or about $180 per month.
  4. Kemper: $2,248 per year, or about $187 per month.
  5. Farm Bureau Financial Services: $2,974 per year, or about $248 per month.

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car insurance rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more driving experience. Rates can still vary depending on other factors such as a driver’s gender and location, so it’s smart to shop around to find the best rate. Our list of cheap auto insurance companies is a good place to start.

Cheapest full coverage car insurance in New Mexico for 50-year-olds

Drivers in New Mexico with clean driving records may want to get quotes from these insurers, which had the lowest average rates:

  1. Central Insurance: $903 per year, or about $75 per month.
  2. State Farm: $1,338 per year, or about $111 per month.
  3. Farm Bureau Financial Services: $1,480 per year, or about $123 per month.
  4. Nationwide: $1,590 per year, or about $132 per month.
  5. Kemper: $1,734 per year, or about $144 per month.

Cheapest minimum coverage car insurance in New Mexico for 50-year-olds

Drivers in New Mexico who opt for the state minimum coverage may want to consider the following companies, with the lowest average rates:

  1. Central Insurance: $144 per year, or about $12 per month.
  2. State Farm: $296 per year, or about $25 per month.
  3. Kemper: $388 per year, or about $32 per month.
  4. Nationwide: $395 per year, or about $33 per month.
  5. Farm Bureau Financial Services: $399 per year, or about $33 per month.

Cheapest auto insurance in New Mexico for 50-year-olds with poor credit

Drivers with poor credit in New Mexico can check with the following companies, which showed the lowest average rates for full coverage:

  1. Central Insurance: $1,504 per year, or about $125 per month.
  2. Nationwide: $2,340 per year, or about $195 per month.
  3. Farm Bureau Financial Services: $2,349 per year, or about $196 per month.
  4. Kemper: $2,389 per year, or about $199 per month.
  5. State Farm: $2,502 per year, or about $208 per month.

Cheapest auto insurance in New Mexico for 50-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in New Mexico, here are the companies with the lowest average rates for minimum coverage:

  1. Central Insurance: $194 per year, or about $16 per month.
  2. State Farm: $334 per year, or about $28 per month.
  3. Farm Bureau Financial Services: $454 per year, or about $38 per month.
  4. Kemper: $463 per year, or about $39 per month.
  5. Nationwide: $491 per year, or about $41 per month.

Cheapest auto insurance in New Mexico for 50-year-old drivers with one at-fault crash

For drivers living in New Mexico with a recent accident, here are the insurers with the lowest average full coverage rates:

  1. Central Insurance: $1,183 per year, or about $99 per month.
  2. State Farm: $1,651 per year, or about $138 per month.
  3. Farm Bureau Financial Services: $1,969 per year, or about $164 per month.
  4. Kemper: $2,180 per year, or about $182 per month.
  5. Nationwide: $2,468 per year, or about $206 per month.

Cheapest auto insurance in New Mexico for 50-year-old drivers after a DUI

The cheapest auto insurance we found for drivers with a recent DUI comes from the following companies, listed with rates for full coverage.

  1. Central Insurance: $1,496 per year, or about $125 per month.
  2. State Farm: $1,845 per year, or about $154 per month.
  3. Progressive: $2,001 per year, or about $167 per month.
  4. Kemper: $2,131 per year, or about $178 per month.
  5. Farm Bureau Financial Services: $2,607 per year, or about $217 per month.

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older. To find cheap car insurance for seniors, drivers in their 60s should make sure to shop around to find the best rate. Drivers in this age group should also take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in New Mexico for 60-year-olds

Drivers in New Mexico with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

  1. Central Insurance: $936 per year, or about $78 per month.
  2. State Farm: $1,260 per year, or about $105 per month.
  3. Farm Bureau Financial Services: $1,433 per year, or about $119 per month.
  4. Nationwide: $1,490 per year, or about $124 per month.
  5. Kemper: $1,621 per year, or about $135 per month.

Cheapest minimum coverage car insurance in New Mexico for 60-year-olds

Drivers in New Mexico who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

  1. Central Insurance: $155 per year, or about $13 per month.
  2. State Farm: $274 per year, or about $23 per month.
  3. Nationwide: $378 per year, or about $31 per month.
  4. Kemper: $389 per year, or about $32 per month.
  5. Farm Bureau Financial Services: $389 per year, or about $32 per month.

Cheapest auto insurance in New Mexico for 60-year-olds with poor credit

Drivers with poor credit in New Mexico can look at the following companies with the lowest average rates for full coverage:

  1. Central Insurance: $1,565 per year, or about $130 per month.
  2. Nationwide: $2,193 per year, or about $183 per month.
  3. Kemper: $2,242 per year, or about $187 per month.
  4. Farm Bureau Financial Services: $2,261 per year, or about $188 per month.
  5. State Farm: $2,332 per year, or about $194 per month.

Cheapest auto insurance in New Mexico for 60-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in New Mexico, here are the companies with the lowest average rates for minimum coverage:

  1. Central Insurance: $210 per year, or about $18 per month.
  2. State Farm: $309 per year, or about $26 per month.
  3. Farm Bureau Financial Services: $443 per year, or about $37 per month.
  4. Kemper: $464 per year, or about $39 per month.
  5. Nationwide: $473 per year, or about $39 per month.

Cheapest auto insurance in New Mexico for 60-year-old drivers with one at-fault crash

For drivers with a recent accident living in New Mexico, here are the companies with the lowest average rates for full coverage:

  1. Central Insurance: $1,240 per year, or about $103 per month.
  2. State Farm: $1,553 per year, or about $129 per month.
  3. Farm Bureau Financial Services: $1,899 per year, or about $158 per month.
  4. Kemper: $2,068 per year, or about $172 per month.
  5. Nationwide: $2,343 per year, or about $195 per month.

Cheapest auto insurance in New Mexico for 60-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

  1. Central Insurance: $1,581 per year, or about $132 per month.
  2. State Farm: $1,733 per year, or about $144 per month.
  3. Progressive: $1,939 per year, or about $162 per month.
  4. Kemper: $2,019 per year, or about $168 per month.
  5. Farm Bureau Financial Services: $2,506 per year, or about $209 per month.

Cheapest for 70-year-old drivers

Car insurance costs may start to rise for 70-year-old drivers. To find the cheapest possible coverage, shop around and compare quotes from multiple companies. Also, look for insurers that offer discounts for seniors. For example, some insurers offer discounts to senior drivers who take a defensive driving course.

Cheapest full coverage car insurance in New Mexico for 70-year-olds

Drivers in New Mexico with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates:

  1. Central Insurance: $1,043 per year, or about $87 per month.
  2. State Farm: $1,305 per year, or about $109 per month.
  3. Farm Bureau Financial Services: $1,496 per year, or about $125 per month.
  4. Nationwide: $1,593 per year, or about $133 per month.
  5. Progressive: $1,907 per year, or about $159 per month.

Cheapest minimum coverage car insurance in New Mexico for 70-year-olds

Drivers in New Mexico who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates:

  1. Central Insurance: $194 per year, or about $16 per month.
  2. State Farm: $296 per year, or about $25 per month.
  3. Nationwide: $430 per year, or about $36 per month.
  4. Farm Bureau Financial Services: $459 per year, or about $38 per month.
  5. Kemper: $547 per year, or about $46 per month.

Cheapest auto insurance in New Mexico for 70-year-olds with poor credit

Drivers with poor credit in New Mexico can look at the following companies with the lowest average rates for full coverage:

  1. Central Insurance: $1,767 per year, or about $147 per month.
  2. Nationwide: $2,336 per year, or about $195 per month.
  3. Farm Bureau Financial Services: $2,402 per year, or about $200 per month.
  4. State Farm: $2,434 per year, or about $203 per month.
  5. Progressive: $2,718 per year, or about $227 per month.

Cheapest auto insurance in New Mexico for 70-year-old drivers with one speeding ticket

For drivers with a recent speeding ticket in New Mexico, here are the companies with the lowest average rates for minimum coverage:

  1. Central Insurance: $263 per year, or about $22 per month.
  2. State Farm: $335 per year, or about $28 per month.
  3. Farm Bureau Financial Services: $523 per year, or about $44 per month.
  4. Nationwide: $525 per year, or about $44 per month.
  5. Kemper: $621 per year, or about $52 per month.

Cheapest auto insurance in New Mexico for 70-year-old drivers with one at-fault crash

For drivers with a recent accident living in New Mexico, here are the companies with the lowest average rates for full coverage:

  1. Central Insurance: $1,420 per year, or about $118 per month.
  2. State Farm: $1,616 per year, or about $135 per month.
  3. Farm Bureau Financial Services: $1,989 per year, or about $166 per month.
  4. Kemper: $2,408 per year, or about $201 per month.
  5. Nationwide: $2,472 per year, or about $206 per month.

Cheapest auto insurance in New Mexico for 70-year-old drivers after a DUI

The cheapest auto insurance we found after a DUI came from the following companies, shown with their average rates for full coverage.

  1. State Farm: $1,811 per year, or about $151 per month.
  2. Central Insurance: $1,840 per year, or about $153 per month.
  3. Progressive: $2,311 per year, or about $193 per month.
  4. Kemper: $2,359 per year, or about $197 per month.
  5. Farm Bureau Financial Services: $2,636 per year, or about $220 per month.

Cheapest car insurance for military families

If you're an active member of the military or a veteran — or have an immediate family member who is — chances are you'll get a relatively cheap rate with USAA, a company that isn't available to the general public.

Because of that restriction, USAA isn't ranked with the others, but it was among the cheapest three auto insurance options for 69 of the 70 driver profiles we examined.

» MORE: Best car insurance for veterans and military

Minimum required auto insurance in New Mexico

New Mexico requires drivers to carry liability insurance, which covers others’ injury treatment and property damage if you’re at fault in a crash.

You must select at least the following minimum liability limits:

  • $25,000 bodily injury liability per person.

  • $50,000 bodily injury liability per crash.

  • $10,000 property damage liability per crash.

Most drivers can benefit from choosing more than the bare minimum because a crash could easily result in damage that surpasses the amounts above. Also consider other coverages that can strengthen your policy. For instance, liability coverage won’t pay to replace your car if it’s stolen; you’d need comprehensive coverage for that.

Read NerdWallet’s guide to minimum car insurance requirements by state for more details about coverages you may want for your New Mexico auto policy.

Alternative car insurance for high-risk drivers

If you've been denied car insurance on the open market — because of DUIs, crashes or other circumstances — you can apply for coverage through the New Mexico Motor Vehicle Insurance Plan.

For more help shopping for cheap car insurance in New Mexico, try NerdWallet's car insurance comparison tool.

Methodology

For our “good driver” profile, NerdWallet averaged insurance estimates for single male and female drivers with good credit and no tickets or violations. The analysis included 5-10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis as rates were not available.

For full coverage policies, we used the following coverage limits:

  • $100,000 bodily injury liability per person.

  • $300,000 bodily injury liability per accident.

  • $50,000 property damage liability per accident.

  • $100,000 uninsured motorist coverage per person.

  • $300,000 uninsured motorist coverage per accident.

  • Collision coverage with a $1,000 deductible.

  • Comprehensive coverage with a $1,000 deductible.

In states where required, minimum additional coverages were added. Some policies include additional coverages at the insurer’s discretion.

We used a 2020 Toyota Camry L for all drivers and assumed 12,000 annual miles driven.

We analyzed rates for drivers 20 to 70 years old in ten-year increments. For the average cost of full and minimum coverage in each state, we looked at 35-year-old drivers.

We used the same assumptions for all other driver profiles, with the following exceptions:

  • For drivers with minimum coverage, we adjusted the numbers above to reflect the minimum required coverage by law in the state.

  • We changed the credit tier from “good” to “poor” as reported to the insurer to see rates for drivers with poor credit.

  • For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $10,000 in property damage and no bodily injury claim.

  • For drivers with a DUI, we added a single drunken driving violation that happened six months ago.

We looked at 35-year-old drivers to find the cheapest company overall, the cheapest company for minimum coverage and the cheapest company for drivers with poor credit in states where credit history is used to price rates. We looked at 20-year-old drivers to find the cheapest company for young drivers.

These are rates generated through Quadrant Information Services. Your own rates will be different. Some insurance companies included in this article may have made changes in their underwriting practices and no longer issue new policies in your state.

On a similar note...

Get more smart money moves – straight to your inbox
Sign up and we’ll send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money.
Sign up