Chase Bank Personal Loan Alternatives

JPMorgan Chase does not currently offer unsecured personal loans. If you're looking for a loan, you can find options from other lenders, including other banks, credit unions and online lenders.

Personal loan alternatives to Chase

Banks

Citibank and Wells Fargo are two banks that offer personal loans. You have to sign up to be a bank customer, and there are minimum credit and income requirements.

Features of a typical bank-issued personal loan:

• Credit score accepted: good to excellent.

• APR range: 5% to 30%.

• Loan amounts: $1,000 to $100,000.

» MORE: Top banks offering personal loans

Credit unions

Most credit unions also offer personal loans, and with lower rates than traditional banks and online lenders. They do not require good credit profiles to qualify. Your local credit union is a good first choice when shopping for a personal loan.

Features of a typical credit union personal loan:

• Credit score accepted: bad to excellent.

• APR: Average 9.15% at federal credit unions for a three-year loan.

• Loan amounts: $250 to $50,000.

» MORE: How to get a credit union personal loan

Online lenders

Online lenders deal with all types of credit profiles and most will estimate your rates without a hard inquiry on your credit. It pays to shop around among online lenders because each company uses its own formula for setting your rate.

NerdWallet’s comparison tool lets you check rates at multiple online lenders without affecting your credit.

Features of a typical online personal loan:

• Credit score accepted: bad to excellent.

• APR range: 6% to 36%.

• Loan amounts: $1,000 to $100,000.

» MORE: Personal loans for good credit

Compare personal loans

Here are three online lenders to consider as alternatives to Chase. NerdWallet recommends pre-qualifying for multiple loans to compare rates.

Other types of Chase loans

Chase offers other types of loans, including: