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How to Apply for a Personal Loan
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- How to convert American miles to dollars (calculator)
- Best place to exchange currency: Your bank or credit union
- 2. Confirm the check amount is within mobile deposit limits
- BEST STORE CARDS
- Why invest in index funds?
- How to convert Skywards miles to dollars
- Best affordable homeowners insurance in Florida: Nationwide
- Best day to fly
- Priority Pass options at Seattle-Tacoma
- How do I decide whether to pay it off early?
- Start with bills that remain the same each month
- 3. Do I qualify for any down payment assistance programs?
- What you need to know about savings accounts
- How life insurance rates are determined
- 2. The two personal cards are decent ...
- What does personal property insurance cover?
- How to avoid repossession after missed car payments
- Upgrading with miles
- 3. Consider an employee perspective
- Fetch Rewards
- CD rate trends 2024: Higher short-term CDs
- State sales tax
- Conventional loan credit score requirements
- How many Instagram followers do you need to make money?
- Which services will report your rent payments?
- Best AI ETFs by one-year performance
- Option 1: Sell your car to a dealer
- Roth IRA withdrawal rules
- How to compare lender fees and rates
- Getting by on multiple income streams
- How to find a CPA or tax accountant near you
- Know what happens when you can't pay a bill
- 9 steps in financial planning
- Tests will be free, not reimbursed later
- Cheap(er) cell phone plans from Verizon, T-Mobile and AT&T
- What is the cheapest car insurance in California?
- 2. ‘I’ve got to have a monthly payment of $350.’
- Why lock a card?
- Say aloha to Hawaii
- How much money do I need to buy a house?
- How do tax credits work?
- Best affordable homeowners insurance in Delaware: Nationwide
- How installment loan rates and terms affect monthly payments
- Identifying wants
- Earning Chase Ultimate Rewards points
- Best car insurance in California overall: Travelers
- What is the difference between TSA PreCheck and Global Entry?
- How to get an apartment with little or no credit
- Other rules for the medical expense deduction
- What is the dividend tax rate?
- Bluebird by American Express
- Use technology to save money
- 2. A security deposit makes a credit card easier to get
- Causes behind the coverage gap
- What is a fee-based financial planner?
- CDs: The good, the bad, the penalty
- How much should I save?
- Research your provider and the competitors
- Set up a payment plan
- Deductible
- Long-term care
- Are capsule hotels cheap?
- Consumer complaints
- 2. Rakuten Cash Back Button
- Who benefits the most from credit-builder loans?
- How to write a late payment removal letter
- Can an HSA be used for Medicare premiums?
- 2. Assuming your doctors are in network
- Best-performing growth stocks
- 2. Become a virtual assistant
- 2. Determine your coverage needs
- 1. Profile the buyer
- Financial advisor fees by service
- How to calculate the inflation rate
- Which one is important to know for savings accounts?
- Marriott points calculator
- Information you need to freeze your credit
- You’ve used your existing credit line responsibly
- What do advisors do?
- How we ranked the top life insurers
- What is a mega backdoor Roth?
- Comparing Loan Estimates
- How withholding taxes are calculated
- Why invest in energy ETFs
- Holiday weekends
- How to choose a brokerage account provider
- Where the Chase Sapphire Preferred® Card shines
- How Pell Grant lifetime limits work
- Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance
- Joint accounts save time, hassle
- Is it the same as a currency conversion fee?
- I bonds vs. EE bonds
- Best credit union personal loans for 2024
- Economy Plus subscription
- How LLCs pay income taxes
- Buying new life insurance
- 2. Find a place to buy Dogecoin
- Pros and cons of equity crowdfunding
- Are auto loan interest rates rising?
- How do Vanguard index funds work?
- Step 2: Compare types of health insurance plans
- Are stock buybacks good for investors?
- Our take
- Programs must achieve ‘gainful employment’ metrics to access federal financial aid
- Chase Freedom Flex℠: Our Pick for Bonus Cash Back
- Who is GoodRx best for?
- 7 best stocks to buy now, according to analysts
- Pros and cons of home equity sharing agreements
- Avoid late payments
- How loan term affects your car payment
- When should you lock a mortgage rate?
- Chase Sapphire Preferred® Card
- What does employment practices liability insurance cover?
- Jumbo loan requirements
- PACE costs
- Tips for booking travel rewards as a family
- How much does Homes for Heroes cost?
- Differences between TSA PreCheck and Global Entry
- 2. Shop for a loan
- The verdict: Are Discover savings bonuses worth it?
- February
- How to change or rebook your Southwest Airlines flight
- U.S. Treasury bonds
- The most undervalued stocks in the S&P 500
- Protective life insurance policies
- How to keep foreign transaction fees low
- How does buy now, pay later work?
- Loud budgeting can help you save more, find support
- 2. Set a savings goal for the upfront costs
- Why do people invest in cryptocurrencies?
- Where to stash your emergency fund
- Is online banking safe?
- How does QuickBooks Desktop Pro Plus work?
- Who is eligible for Free File?
- 2. Rewards come as either a rebate or points
- How is a FICO score calculated?
- Bank of America joint account
- 2. ... But there’s a $95 annual fee
- Tuition insurance coverage
- More differences between ETFs and index funds
- General travel credit cards
- How much is PMI?
- Reasons to cancel
- How much car insurance do I need?
- High CD rates for now
- 2. Points have a high value, but watch out for restrictions
- How to choose the best mutual funds for you
- How tax extensions work
- Chime: High APY, savings boosters
- 2. Disney resorts worldwide
- How food prices have changed over time
- How does a home equity loan work?
- Investing for income: Dividend stocks vs. dividend funds
- How to set up a crypto wallet
- How to earn Bilt Rewards points
- AARP life insurance policies
- What's included in economy
- Ways to get good value
- What are oil ETNs?
- Increased competition and restrictions for owners
- How to get Public Service Loan Forgiveness
- 3. Endorse the check
- What are the benefits of Amazon Prime?
- How does options trading work?
- Apply for a passport in person at USPS
- CD rate trends
- How do payday loans work?
- Where can I get FICO Score 9?
- Current car loan information you will need
- How are stocks taxed?
- How many credit cards should I have?
- Itemizing or taking the standard deduction
- Where Country Financial falls short
- How do you calculate closing costs on a house?
- Card earnings details
- What is the 10-year treasury yield today?
- Managing credit concerns while abroad
- 4. Work today for fast cash today
- How can I lower my gas bill?
- The pros and cons of a life insurance trust
- Step 2: Pre-qualify and compare offers
- What identity theft protection companies do
- Basics of Ethereum and Bitcoin
- 4. Have fun with interactive content
- What to look for
- 2. Account frozen? Submit documentation
- How to book Main Cabin Extra
- Cheap car insurance in Florida
- Credit age matters, but other factors matter more
- How much does an abortion cost?
- Preapproval is not the same as pre-qualification
- Airlines that don't have lie-flat seats in business class on wide-body aircraft
- 2. Rewards rates are high
- Best car insurance in Michigan overall: Auto-Owners
- What it means to have FDIC insurance
- What major airport has the cheapest car rental price?
- Solar tax credit 2024
- Gender-affirming care and life insurance
- Online therapy: Pros and cons
- 2. Adjusting your budget can help ease the burden of inflation
- Free nights via category bonuses
- Don’t live in California? This could still be your future
- What can I do if I slip up?
- Prep for the future to avoid an overdraft
- Cabo vs. Cancun for families
- How do you become an accredited investor?
- Current forex trading rates
- Is an ARM a good idea?
- Pop culture
- What kind of medical expenses are not tax deductible?
- Avoid lifestyle creep
- Why Airbnb cleaning fees are so irritating — and Airbnb's plan to fix it
- 2. Your car has excess wear and tear
- Is credit activity reported to the credit bureaus for the authorized user?
- Tackle estate planning for peace of mind
- Why should you own stocks?
- 3. A relaxing pre-flight experience (and free food!)
- Opening a CrossFit gym in 8 steps
- Can you live off ETF dividends?
- Where to find auto sales listings
- Consumer experience
- Not all e-closings are the same
- Rewards rate
- Should I buy a car with a rebuilt title?
- 3. Ask for manufacturer coupons
- Car rental
- Where Amica falls short
- 2. It's light on fees
- Built-in limitations
- Does raising the minimum wage cause inflation?
- Regular CD rates vs. jumbo CD rates
- Am I a resident for Arizona state income tax purposes?
- Average annual PMI premium
- How to get a VAT refund
- How you can prepare for the end of Mint
- How to calculate self-employment tax
- The best hotel program of 2024
- How to find cheap stocks
- SIMPLE IRA contribution limits for 2024
- Devoted Health Medicare star ratings
- How do I find the best 529 plans?
- How does the One Key rewards program work?
- Globe Life insurance policies
- How to invest in gold ETFs
- 3. Something about you (or the issuer) changed
- How do American miles compare to other airlines?
- What data do the credit bureaus maintain?
- 3. Read the fine print
- How does the value of Skywards miles change when booking business class?
- How the standard deduction works
- 4. What is my interest rate?
- Selling a car to Peddle
- Bitcoin price predictions: All over the map
- A big decision about tax deductions
- Interest could build during unemployment deferment
- Risks of canceling Medicare Part B coverage
- Key features of IRAs vs 401(k)s
- A long non-winning stretch, but still hope
- Debt service coverage ratio formula
- What do Medigap plans cover?
- How to build a CD ladder
- Why are gas prices going up?
- Information you’ll need
- Some foreign income may be tax-free
- Conventional mortgage debt-to-income requirements
- How to monetize your Instagram with fewer followers
- Our take
- 3. The card earns extra rewards on Eddie Bauer purchases
- Best homeowners insurance companies: Pros and cons
- Selective doesn’t mean better outcomes
- What if I don’t pay for seat selection?
- You want better cash-back rewards
- What can credit repair services do?
- Short resignation letter example
- How to use the Capital One Venture X Rewards Credit Card travel credit
- When should I worry about a $1 charge?
- Other testing options available in the meantime
- Compare brokers
- Where to look for information
- How do streaming services fit into your budget?
- When is life insurance not worth it?
- Why does CPI matter?
- How American credit cards work
- What’s the downside of money market funds?
- Best iOS personal expense tracker apps
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- Other alternatives to Mint
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- Advantages of debt factoring
- Put additional cash in a high-yield account
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- What are the different types of semiconductor stocks?
- Keep your balance low
- 2. The small sign-up bonus won’t take you far, either
- Limited FHA 203(k) loans
- How to create a home inventory
- Know a CD’s minimum
- Benefits of using buy now, pay later for travel
- How to take advantage of the sales tax deduction
- 3. American Express Pay It Plan It
- 3. Transcribe audio and video
- 2. Follow the money
- Experts say: Aspiring entrepreneurs should do 5 things differently now
- Example of the difference between APY and interest rate
- Learn more about life insurance applications
- Recent changes to food costs
- PMI calculator help
- 3. Build a budget that works for your expenses
- How much rent can you afford?
- AmEx Platinum vs. Chase Sapphire Reserve: Deciding factors
- What if I didn't make the 2024 tax deadline?
- When will I get my 2024 tax refund?
- Chase Freedom Unlimited® and Chase Sapphire Reserve®
- How long does it take to get Southwest bonus points?
- How we got here
- NerdWallet’s budget planner
- Making referrals: Caveats and considerations
- File your FAFSA for last year by June 30
- I got title jumped. What now?
- What it takes to get a good FICO score
- Benefits of using life insurance as an inheritance
- Is there an upside to keeping a loan?
- This couple refinanced their home twice in one year
- What is identity theft?
- What is Berkshire Hathaway?
- Savings accounts with strong APYs can help your money grow
- For people with Medicare
- How to open the Apple high-yield savings account
- Historical national rates
- Average bank personal loan rates
- How to use average car interest rates
- How severely is credit card fraud punished?
- How to avoid the fee no matter how you book
- Qualifying for a USDA-guaranteed mortgage
- 3. Better fraud protection
- 5. Let your customers peek behind the scenes
- Current CD rates: high-yield and national averages by term
- What items need to have sales tax?
- Many agree couples should discuss money early
- How is the Student Aid Index used?
- Other tools to check your financial health
- Types of AI ETFs
- 2. Make a larger down payment
- Types of second mortgages
- How does the solar tax credit work?
- Saving on closing costs with Homes for Heroes
- Is offshore banking illegal?
- What to do if you can't catch up on your bills
- Issuer pre-qualification pages
- How to determine your closing costs
- U.S. Treasury notes
- Baggage fees
- 2. You’ll earn points, but no bonus
- 2. Try to keep most of your credit limit available
- Share points with your crew
- 13 fundamentals of personal finance
- What do financial pros say about Bitcoin?
- The top 7 dividend aristocrats list
- Certificates of deposit
- Why you should apply for Global Entry first
- What are qualified dividends?
- 3. Your car is worth more than its buyout price
- What are the Roth IRA rules for withdrawals?
- Keep sales tax holidays in mind
- Our tips
- How to negotiate lower bills
- Contact a pro
- Dental care
- 2. It’s easier to apply if you already have a Wells Fargo relationship
- What you need to get a VA COE
- How to know who your mortgage servicer is
- 3. The Camelizer
- Pros and cons of a lady bird deed
- How did we get here and what’s next?
- What are the penalties for using an HSA with Medicare?
- 3. Not checking your drug coverage
- Marriott mobile app features and tips
- State availability
- How to estimate car insurance costs
- How do Marriott Bonvoy points compare to other hotel programs?
- 3. Points are issued as certificates
- What is a Bitcoin strategy ETF?
- Use a budget planner
- When are state income tax returns due?
- Cheapest Hilton hotels in Las Vegas
- Mega backdoor Roth 2024
- Can I contribute to a Roth IRA if my income is too high?
- Requirements: Who qualifies for the child tax credit?
- What is the welcome offer?
- Another money-change option: online currency converters
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- 2. Wait for the transfer to go through
- What is an index?
- CD rate forecast: 2024
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- Personal loans for fair or bad credit
- State availability
- Are Vanguard index funds a good investment?
- 5. Seek community loans and assistance
- How to get a Companion Pass faster
- Our tips
- 3. Ask your bank for relief
- Credit cards
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- 3. Your employer’s dependent care benefits
- Dividend vs. growth stocks
- How do I qualify for an SBA acquisition loan?
- Best volatility move: diversification
- Option 2: Swap your lease
- Can you negotiate mortgage origination fees?
- How long can you lock in a mortgage rate?
- What about points?
- How to dispute your TransUnion report online
- 2. … But redemptions are limited
- How to calculate APY
- 3. Speed through security with NEXUS, Global Entry or TSA PreCheck
- How we chose the cheapest companies in California
- 3. ‘My lease is up next week.’
- Which transactions are locked?
- What mortgage can I afford?
- Anthem Medicare Advantage pros and cons
- Types of installment loans and how to calculate payments
- SBA 7(a) loan: Best for general business financing
- How to make this a habit, not a passing trend
- Best car insurance in Florida for your budget: Geico
- 3. Consider the length of the mortgage loan
- How to claim the medical expense deduction
- Financing may be available
- Medicare Supplement Plan N pros and cons
- Amazon Shopping
- 4 ways to avoid overdraft fees
- Pricing
- Prioritize college savings
- 3. Your first credit card can build your credit — or ruin it
- Fee-only financial planner or fee-based: Which type is best for me?
- Our take
- Wells Fargo joint account
- 3. Flexible redemptions
- How to search and book JetBlue awards online
- 2. Buy now, pay later
- What do federal student loan servicers do?
- Goodwill letter template
- Negotiate a lower credit card APR
- How to find growth stocks
- Different levels of coverage
- 4. Search a coupon database or app
- Trip cancellation
- Calculate your DTI
- How to get your money back
- Your credit card offers a built-in path to a higher credit limit
- Do all workers earn at least the minimum wage?
- Varo: Strong APY, savings tools
- Average daily balance
- Best return-of-premium life insurance policies: Pros and cons
- Types of withholding and payroll tax
- 2. If a collection is on your report in error, dispute it
- Episode transcript
- Who has to pay self-employment tax?
- How much of your income should go toward a mortgage?
- 50-50 is not always fair
- What are AI stocks?
- How to avoid foreign transaction fees
- Learn more:
- Years of rising prices
- How brokers are paid
- Hyperinflation effects
- Median income by city: 2021
- How long an unemployment deferment lasts
- How to cancel Medicare Part B coverage
- Are they good for companies?
- 6. Play game show host
- When you need to contact all bureaus vs. just one
- How the foreign earned income exclusion works
- Conventional loan down payment requirements
- How to find the best stocks to buy now
- Cheapest for 20-year-old drivers
- Stay out of credit card debt
- The longer your loan term, the more interest you will pay
- Synchrony co-branded credit cards
- Majors matter most
- Lighten the load with professional help
- The bear put spread
- Give yourself a retirement raise
- PACE benefits
- Do I have to do anything?
- 3. Determine other ownership costs
- What countries offer offshore banking?
- March
- Skip Frontier Airlines Discount Den if …
- 3. It may be easier to avoid overdraft fees
- What does it exclude?
- Yes, you can keep your gas-powered car
- How much are Chase Ultimate Rewards® points worth?
- How to read a forex quote
- Best California auto insurance for your budget: Auto Club of SoCal
- Include health care in your savings goal
- How do I add someone/get added as an authorized user on a credit card?
- What is a flexible spending account (FSA)?
- Be strategic about clothing purchases
- How does the IRS Free File program work?
- How to deal with a suspended credit card
- Where do I put my emergency fund?
- Standard FHA 203(k) loans
- Best car insurance in New Jersey for your budget: Geico
- Top car-buying apps
- Change how you’re identified, if you can
- 2. Build a money management blueprint
- 4. Sell stuff online
- 3. Choose how to shop for car insurance
- 3. Don’t be overeager
- APY to interest rate calculator
- Get a secured credit card
- How much does a cashier’s check cost?
- Do I need an advisor?
- Best term life insurance policies for 2024
- When to use a credit lock
- AARP customer complaints and satisfaction
- Elite status perks of the Aeroplan® Credit Card
- Backdoor Roth IRA rules
- 2024 tax refund schedule
- All year
- Final thoughts on the Southwest refer-a-friend bonus
- 2. Empower: Best for fast cash
- Frugal entertainment tips
- 529 plans by state
- When is the best time to use American miles?
- What is the point of the stock market?
- Cons of a condo vs. a house
- 4. Open the mobile deposit function in your bank app
- 4. Learn your store’s coupon policy
- Cost of getting a loan on your credit card
- When is the best time to book with points on Emirates?
- Combining life insurance with long-term care
- Closely review all charges
- Potential issues with having multiple credit cards
- 3. Decide how to pay for Dogecoin
- 2. Consider debt consolidation
- Alternatives to equity crowdfunding
- 6. Ask for forbearance on bills
- Compare identity theft protection services
- Coupons.com
- What to watch for when you buy bonds
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- 5 ways to make money on Instagram
- Booking portal and airport lounges
- How long do bull markets last?
- How far in advance should I get preapproved for a mortgage?
- How to buy AI ETFs
- Is the solar tax credit refundable?
- About Medicare
- When should I close my credit card?
- Fighting insurance fraud
- How lenders view your DTI ratio
- How to get a refund on Southwest Airlines
- U.S. Treasury bills
- How to find undervalued stocks
- 3. Get a secured credit card
- CPI vs. PPI
- Protective life insurance rates
- Things to know about the British Airways award chart
- Budgeting for both needs and wants
- Cash App
- Benefits
- Start paying student loans early to save money
- 3. Redemptions are automatic
- Keep accounts open
- 3. Redemption is flexible but complex
- Why the gap is a problem
- Where do lottery prizes come from?
- Exclusions
- 4. A more enjoyable flight
- Know a CD’s federally insured maximum
- If you cannot pay your student loans
- How to invest in dividend ETFs
- 3. You can potentially upgrade to a different Wells Fargo card later
- Why do lenders sell mortgage loans?
- Key terms in this story
- 2. Legalize your business
- 4. Buying for the dental benefits
- 4. AmEx Pay Over Time
- 5. Visit retailer websites and apps
- Your family size and location
- Hot wallets
- 3. Its APR is lower than average
- How to calculate debt-to-income ratio for a mortgage
- How to file a tax extension
- Top 8 Bitcoin strategy ETFs by fee
- 3. Ovolo
- Will food prices go down in 2024?
- 3. Use mutual funds for the base of your portfolio
- See the final terms in the Closing Disclosure
- How to claim the child tax credit
- Best car insurance companies: Our winners
- What to look for in a new budgeting app
- What happens when the Fed raises interest rates?
- How to report credit card fraud
- Then get a baseline of your expenses
- Try a simple budgeting plan
- Best for member satisfaction: State Farm Medicare Supplement Insurance
- Other benefits of the AmEx Delta Reserve credit card
- Are I bonds a good investment?
- Referral bonus annual limits
- How to apply for ICR
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- Collect the right tax forms from your lender
- Full Review
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- Price vs. yield
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- ITIN: What it is and how to get one
- How does a life insurance trust work?
- 4. A reduction in less popular benefits
- 7. Put a face to the brand
- Capital One Venture Rewards Credit Card: Our Pick for Basic Travel Rewards
- 4. Monitor bank transactions online
- 4. The medical expenses deduction
- Does age affect your credit score?
- How are dividends paid out?
- Our tips
- California income tax deadlines and extensions
- 3. But points aren’t worth much
- 3. Consider paying points
- Layoffs spiked among tech companies in 2023
- Best budget auto insurance in Michigan: Geico
- How to meet your monthly savings goal
- Travel rewards: Capital One Venture Rewards Credit Card
- You're eyeing travel perks or a massive sign-up bonus
- How much does credit repair cost?
- What is the fee for Global Entry?
- Other tips for spending your travel credit
- Hilton hotels near Disney World
- Other changes
- Cons of refinancing your car loan
- Cheap cell phone plans from brands owned by the big three
- Benefits of life insurance
- 4. ‘I want $10,000 for my trade-in, and I won’t take a penny less.’
- How to buy money market mutual funds
- Best homeowners insurance in Delaware for coverage: State Farm
- Types of adjustable-rate mortgages
- How to save money when applying
- Why is Bitcoin still popular?
- What Medigap Plan N covers
- What if there were no cleaning fees?
- What are the perks of banking online?
- Hilton Honors American Express Aspire Card: Additional free night, CLEAR credit
- Tax minimization approaches
- Fubo add-ons
- Should you use bill negotiation services?
- What does it mean when you own stocks?
- 4. Perks for online shopping
- 2. Bing
- 3. There's also no sign-up bonus
- Limitations on JetBlue award searches
- Prescription drugs
- Other home insurance companies to consider
- 4. CouponCabin Sidekick
- How to choose and manage a credit-builder loan
- Goodwill letter vs. credit dispute letter
- What happens at an e-closing?
- Can you delay Medicare and keep using an HSA?
- What should you do?
- Amica home insurance coverage
- 1. Derogatory mark: Missed payments
- 4. Meet in a 'safe zone'
- Is LifeLock worth the price?
- How to unfreeze your credit
- 4. Special financing options can be risky
- Average mutual fund return
- Personal Capital Cash: Budgeting tools
- Types of state income tax
- What can I use a home equity loan for?
- Calculate your reduced Roth IRA contribution
- More about AARP
- How do I check my tax return status?
- What it means for your money
- The Federal Trade Commission’s budget worksheet
- Where to exchange currency outside the U.S.
- Where do the credit reporting bureaus get their data?
- State and institutional FAFSA deadlines
- Why trade options?
- Tips to build your credit
- Input new refinanced car loan information
- Standard deduction 2023
- 7 types of identity theft and the warning signs
- 5. What is the annual percentage rate?
- How to respond to a crypto downturn
- How to deposit funds into the Apple savings account
- Country Financial home insurance coverage
- Customer experience
- How to re-enroll in Medicare Part B coverage
- How much does it cost to buy Vanguard index fund shares?
- Game apps that pay real money: before you play
- 7. Request a payroll advance
- What are the credit score ranges?
- Why is DSCR important?
- Need more information?
- Who can open a joint business account
- What are the potential drawbacks of GoodRx?
- Our pairing for: Frequent travelers
- 4. The reward redemption process has many caveats
- Payment processors with solutions for passing on credit card fees
- ‘Reach’ schools can be risky
- Savings account simple interest vs. compound interest
- FDIC insurance: What’s covered
- What is Frontier stretch seating?
- What’s not covered by employment practices liability insurance?
- Additional costs of trademarking a business name
- Closing costs calculator
- 4. Another institution could be a better fit
- What to ask your credit card issuer
- 4. Check a bag for free
- 3. It offers highly specific perks
- 4. Get a credit-builder loan or secured loan
- Service business inventory
- Book a vacation package
- Country Financial renters insurance coverage
- What a good credit score can get you
- Dividend kings vs. aristocrats
- Redeeming Chase Ultimate Rewards points
- Why do you have to be an accredited investor?
- 4. Choose the right type of mortgage
- 4. Your friend wants to buy your leased car
- What to expect the stock market to return
- Serve American Express Prepaid Debit Account
- Reuse, recycle
- Go beyond the background check
- Will a suspended credit card impact your credit score?
- 4. You can see the rates and fees before applying
- Carefully review your options
- Cheap car insurance after an accident by company
- Where does lottery revenue go?
- What is a FICO score used for?
- 5. Free things to do
- Drawbacks of using buy now, pay later for travel
- Best capsule hotels in the world
- What should I do now?
- 5. Housesit
- Travel and entertainment perks
- Ways to get good value
- Factors that affect the cost of car insurance
- Search and availability
- How to transfer Bilt Rewards
- What does Devoted Health Medicare Advantage cost?
- What if you're priced out of homebuying?
- Alternatives to a cash-out refinance
- 5. Take clear pictures of the check with your mobile device
- How do installment loans work?
- New York state supplemental income tax
- Not just 2 refinances — 4
- How to get started with equity crowdfunding
- Average credit union personal loan rates
- Exceptions to state minimum car insurance requirements
- Other options for reduced loan payments
- USAA Cashback Rewards Plus American Express® Credit Card
- Public access to more detailed college-level data
- 8. Use LinkedIn Groups to expand your network
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- How the foreign tax credit (FTC) works
- States with no sales tax
- Should you get a third credit card? … And a fourth?
- Conventional loan limits
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- American Airlines premium economy vs. Main Cabin Extra
- An alternative to chasing the best stocks
- Put limits on your credit card spending
- Airlines that offer lie-flat seats on smaller aircraft
- How to lock in a mortgage rate
- Blue Cash Preferred® Card from American Express
- Qualifying for a second mortgage
- 4. Find the right car for you
- 3. There's a modest but easy-to-snag sign-up bonus
- How do streaming services fit into your budget?
- Top credit cards that offer preapproval without a hard pull
- Make sure you’re financially prepared
- Video: Different types of Treasurys
- Why you’d want the American Express® Gold Card
- Cheap car insurance in California by age
- How much do streaming services cost?
- How much does employer’s liability insurance cost?
- Drawbacks of life insurance
- CPI vs. PPE
- Which issuers offer credit card locks?
- How long does a late payment stay on my credit report?
- Should you use buy now, pay later?
- Perks: Goodies that come with the card
- Goodbudget, for hands-on envelope budgeting
- You can do due diligence
- Prioritize retirement over college
- Walmart
- How do I remove someone/get removed as an authorized user?
- Reboot travel without breaking the bank
- Getting the right amount of coverage
- Our tips
- 203(k) eligible projects
- 1. High-yield savings accounts
- Local sales
- How to qualify for a hardship program
- Where to find credit-builder loans
- Assume the worst
- Consider all your options first
- How to claim the sales tax deduction
- How to reduce your risk
- Embrace the journey, stay in the moment
- 6. Check the Sunday newspaper
- How to file claims
- Full coverage is (usually) a smart choice
- Unique Hilton hotels in Las Vegas
- When are state taxes due in 2024?
- How to pay self-employment tax
- Benefits of a SIMPLE IRA
- Kids need an ID when flying internationally
- Globe Life customer complaints and satisfaction
- Using the mortgage points calculator
- 3. Pay off your balance
- Customer experience
- How to renew a passport with USPS
- How much do index funds cost?
- Take advantage of today’s CD rates
- Why frequent oil changes aren’t actually better
- How flexible are Emirates Skywards miles?
- Lightning Lane Pass
- How are dividends taxed?
- Automate savings, with manual tweaks
- 4. Decide how to store your Dogecoin
- What doesn’t impact your life insurance premium
- How to find high-yield alternatives
- When to estimate closing costs
- How to protect yourself from credit card fraud
- What's next?
- Qualifying for a Single Family Housing Direct Home Loan
- 5. Know the bank’s timeline
- More advanced stock chart terms
- Quick comparison: Capital One Venture X Rewards Credit Card vs. Capital One Venture Rewards Credit Card
- Option 3: Buy your car, sell it yourself
- How to save on rental cars
- PACE and other parts of Medicare
- Immediate resignation letter example
- The bottom line
- How to dispute your TransUnion report by mail
- Who pays the closing costs?
- 5. ‘I’ve been looking all over for this color.’
- Protective customer complaints and satisfaction
- How to decide if an American card is worth it
- Bid and ask prices
- Best car insurance in Florida for having few customer complaints: Auto-Owners
- What Medigap Plan N doesn’t cover
- 2024 IRS Free File: Participating tax software providers
- Does the cost of FuboTV fit into your budget?
- When would CDs work best for me?
- How do I build an emergency fund?
- Capital One joint account
- 5. Cell phone protection
- 4 tips for keeping your money in CDs insured
- Does paying student loans build credit?
- 4. You can increase your credit limit over time
- Entitlement and loan limits
- 3. Flexible credit lines
- 5. Capital One Shopping
- How do you set up a lady bird deed?
- Tips for avoiding late payments
- 5. Looking at the premium only
- Should you buy growth stocks?
- Is PMI tax-deductible?
- Watch out for title washing
- 4. It earns double points in popular spending categories
- You’ve reported an increase in income
- Or stick with BBVA
- Your 401(k) plan allows after-tax contributions
- Factor in other costs
- Why haven't I received my tax refund?
- How to check your tax withholding
- Citi Double Cash® Card and Citi Premier® Card
- How much should you spend on a mattress?
- The bottom line
- Frugal DIY project tips
- Prepaid 529 plans by state
- Is it worth it?
- Should I just use cash instead?
- How to accept a referral for an AmEx card
- 5. Make a shopping list and use apps for more savings
- United Premium Plus
- You can temporarily self-report income
- Extending or converting your policy
- Which stocks is Warren Buffett buying?
- 8. Take a loan from your retirement account
- Why should I open a bank account if I'm undocumented?
- How to improve your debt service coverage ratio
- 5. A quicker credit card approval process
- 9. Partner with a fellow small-business owner
- Can you deduct sales tax?
- 6 types of dividends
- Episode transcript
- The length of your loan and negative equity
- 4. Redemption options are limited
- What's next?
- How much interest will I earn on $10,000?
- How much retirement income will you have?
- How do you qualify for the federal solar tax credit?
- What to do if your business bank fails
- How can I repair credit myself?
- How to get Global Entry through travel cards
- APR vs. APY: What’s the difference?
- April
- How to prevent insurance fraud
- What are the risks of investing in Treasurys?
- Is life insurance worth the cost?
- Pros and cons of passive investing
- Popular and new tax credits for 2023 (taxes filed in 2024)
- Cabo vs. Cancun for partying
- Credits
- 5. You like the car and don't want the hassle of car shopping
- Lower your payment if necessary
- How do HSA and FSA contributions work?
- How can you avoid a credit card suspension?
- How to choose the best savings account
- Don't forget about current tax returns
- 3. Facebook
- What to do
- How to contact your servicer
- Sign-up bonus
- 5. AmEx Send & Split
- 5. Avoid buyers with too many stories
- What if I lose the cashier's check?
- The Bitcoin ETF price war
- Other ways to avoid resort fees
- Why is food so expensive?
- Financial Security
- Home equity loan rates in 2023
- How to invest in dividend stocks
- Hardware wallets
- How to open a brokerage account
- The bottom line
- How has the value changed over time?
- How much can you make with I bonds?
- Mixed-status families still face FAFSA glitches
- Federal FAFSA deadline
- Bank of America® Customized Cash Rewards credit card
- Find ways to stretch your grocery budget
- Is there hyperinflation in the U.S. now?
- 5 steps to applying for a mortgage
- Standard deduction 2024 (taxes filed 2025)
- How many banks have collapsed?
- Key details about Peddle
- For Medicaid beneficiaries
- What's the deal with the stock buyback tax?
- Exchange Choice points for airline rewards
- Chase Sapphire Reserve®: Our Pick for Travel Perks
- How to apply for a joint business bank account
- What to expect at Kings Island
- Establish a long credit history
- 5. There’s no sign-up bonus
- Do I have to pay California state tax?
- 4. Take advantage of first-time home buyer programs
- Reduce out-of-pocket care expenses
- FDIC insurance: What’s not covered
- How much does Frontier Airlines stretch seating cost?
- Why is the IDR account adjustment happening?
- Which plumbing problems aren’t covered?
- How to find last-minute cruise deals
- OpenSky® Secured Visa® Credit Card
- In-person therapy: Pros and cons
- Does your DTI affect your credit score?
- 5. Familiarize yourself with the free travel insurance
- Cheapest for 20-year-old drivers
- 4. Get access to a personal advisor
- 5. Become an authorized user
- How to track inventory
- Using card lock strategically
- Will making a partial payment keep me from being reported late?
- What does Anthem Medicare Advantage cost?
- How to invest in dividend aristocrats
- CD vs. high-yield savings account: At a glance
- Best car insurance in California for customer complaints: Amica
- 5. Know how mortgage interest rates work
- Buy in bulk, then split costs
- 4. The interest rate can get expensive
- What are the lottery payout options?
- Endorsements
- 6. Trip cancellation insurance
- 4. Don’t expect savings on interest, either
- Best car insurance in New Jersey for customer satisfaction: NJM
- Finding JetBlue award availability
- 5. The card offers an intro APR period
- 3. Separate your business and personal finances
- When can you stop paying for PMI?
- Your tax status with your spouse
- Peace of mind
- The beginnings and endings of bull markets
- State farm grants
- What states are increasing minimum wages in 2024?
- Blue Cash Preferred® Card from American Express
- When to consider regular or jumbo CDs
- Additional child tax credit
- Tax deductions for self-employment
- How does the Fed raise interest rates?
- Cash-out refinance costs
- Booking award flights
- Set up regular check-ins
- Permanent life insurance cost
- The annual fee is worth it if:
- How Globe Life compares to other insurers
- More ways to take charge of your budget
- Will short-term rental prices drop in 2024?
- Alternatives to getting a loan on your credit card
- Diversifying with index funds
- Wingstop franchise costs
- Reviewing the results
- Step 2: Determine your target audience
- Average cost of term life insurance by age
- 3. Work with your creditors
- Optional coverages
- 9. Borrow against life insurance
- 10. Give back
- RetailMeNot
- What is a good credit score for your age?
- How to choose a rent-reporting service
- Best car insurance in Michigan for having few customer complaints: The Hanover
- Takeaways on hotel prices
- Next steps
- 5. Your child might use a new banking app
- Cheap cell phone plans from brands that resell network service
- Information is power
- More about Protective life insurance
- Best homeowners insurance in Delaware for consumer experience: Amica and Nationwide
- Starting a business in Florida: Set up your business to pay taxes
- Run the numbers
- 5. Credit card fees are avoidable
- Smart use is the key
- Use credit responsibly
- PayPal cryptocurrency fees
- 6. Buying because your friend has it
- 6. Write online reviews
- 6. Pick up weekly ads at the store
- 2. Derogatory mark: Account charge-off
- Inflation example
- Your 401(k) lets you move your after-tax money
- Other Roth IRA rules
- Mattress-buying tips
- Methodology to determine the best hotel
- 3. EarnIn: Best for large advances
- Now move on to the budgeting
- W-4 form 2024
- Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- What is the Lifetime Learning Credit?
- Where to avoid exchanging currency
- Is United’s basic economy worth it?
- Can other types of data help my credit reports?
- 6. Confirm the check details and complete the deposit
- What's next?
- 6. Use coupons strategically
- Advantages and disadvantages of options trading
- Other ways to pay less
- Hyperinflation examples
- How did NerdWallet determine the value of Skywards miles?
- Best homeowners insurance in Florida for having few consumer complaints: Chubb
- When do you have to pay taxes on stocks?
- How much to keep in your savings account
- Get more help with monthly budget planning
- Why is the 10-year Treasury yield important?
- What to do if you can't pay your taxes
- 3. ... But the best rewards come from the business card
- What isn’t covered by personal property insurance?
- Types of life insurance trusts
- Step 3: Choose your lender and loan
- What can you buy with each cryptocurrency?
- What state has the lowest gas prices?
- Find your conventional loan limit
- 6. Rebounding from bank account fraud
- What is American Airlines Main Plus?
- How to invest during a bull market
- Auto loan preapproval vs. pre-qualification
- What’s the best auto loan term?
- How a mortgage rate lock works
- The long straddle
- 5. Contact the seller or visit a dealership
- 4. You’ll receive an instant card number upon approval
- Alternatives to canceling a credit card
- Types of life insurance for transgender people
- Frontier’s Discount Den benefits
- How to purchase a policy
- Free nights via hotel chain bonuses
- How can I avoid late payments?
- What affects your credit score?
- How much of your fee goes to Upwork?
- Embrace: Best pet insurance for many ways to save
- Google Pay
- Additional functionality
- Figuring out what makes sense for a car down payment
- Shop
- Drawbacks
- The bottom line
- 7. Rental car coverage
- How does refinancing student loans affect my credit?
- Clothes, vintage and crafts
- How to store the Bitcoin you buy
- What if you need more coverage?
- Discounts
- How much car insurance you need
- Get a credit-builder product or a secured loan
- How has the Marriott points value changed over time?
- 5. Some perks come with strings
- Do spot Bitcoin ETFs have custodianship risk?
- Interest rate
- 3. If you already paid the debt: Ask for a goodwill deletion
- What to expect from the credit card fraud investigation
- Drawbacks of SIMPLE IRA plans
- How to invest in AI stocks
- What's next?
- How flexible are American miles?
- Choosing a card
- Potential impact of multiple credit cards on your credit scores
- Discounts
- What do closing costs include?
- Are current personal loan rates high?
- 10. Use a credit card cash advance
- 11. Create an eye-catching display
- Benefits of CD ladders
- Managing expectations
- How do I apply for an SBA business acquisition loan?
- 5. The sign-up bonus is paltry, too
- The cost of employment practices liability insurance
- Store cards: Apple, Amazon, Walmart, Target
- How do you get a second mortgage?
- What will count toward IDR forgiveness?
- How to dispute your TransUnion credit report by phone
- Travel- and shopping-friendly features
- How to understand DTI ratio
- Should I refinance my car?
- 5. Appearances matter
- 6. Get a co-signer
- How is CPI calculated?
- Inventory management strategies
- How to open a savings account or CD
- Can nonaccredited investors invest?
- Dividend tax rate 2023
- You may already know the business well
- How much does Medicare Supplement Insurance Plan N cost?
- If everyone hates Airbnb cleaning fees, why still charge them?
- Which is preferable — an authorized user relationship or a joint account holder?
- Making a claim without an inventory
- Online joint bank accounts
- 4. Balance transfer offers
- 4. Find startup funding
- How e-closings benefit mortgage borrowers
- 6. Cell phone coverage
- 8. Look at the product packaging
- Home equity loan and HELOC rates
- Optional coverage types may be worth it
- 4. Know when to leave it to the pros
- Which Bilt transfer partners are best?
- Contributing too much to a Roth
- Look for savings
- What are the other 2024 tax deadlines to know?
- Is a backdoor Roth IRA worth it?
- Estimate your 2024 IRS tax refund date
- The Blue Business® Plus Credit Card from American Express and The Business Platinum Card® from American Express
- Who might prefer the Blue Cash Preferred® Card from American Express
- Why the Chase Freedom Flex℠ is still strong
- More about Globe Life
- Who is a qualifying relative?
- Skip currency exchange: Use a credit or debit card
- What is the stock market doing today?
- Consider the costs of cashing out your 401(k)
- 7. Keep the check until it's processed
- Advantages
- Expedited passport services
- When are New York state income taxes due?
- Things to consider before buying a policy
- Moving forward
- Dropping your life insurance
- Which stocks is Warren Buffett selling?
- 6. Are you doing a hard credit check on me today?
- Upgrading with cash
- Redeem points for cruise credit
- Is it worth it?
- Does insurance cover abortions?
- Option 4: Buy your car and keep it
- Media layoffs soared as companies struggle to profit
- How to check that all money in your accounts is insured
- Pros and cons of jumbo loans
- May
- How much can you save by booking a last-minute cruise?
- How to handle these bills
- Cancun vs. Cabo hotels
- What is a pip?
- How ARM rates are set
- If you're looking to apply for Global Entry
- Starting a business in Florida: Obtain a business license, if necessary
- How does cryptocurrency work?
- Less painful payments
- Tax brackets and inflation adjustments
- ONE VIP Visa Prepaid Card
- Reach out to community organizations
- What are IRS Free File Fillable Forms?
- The bottom line
- 5. The complimentary BN Premium membership has a steep spending requirement
- 6. Interest is completely avoidable, too
- What's next?
- 4. The card is fee-friendly ...
- Big picture: CDs fit in the cash portion of a portfolio
- Key points to keep in mind
- Other options for building credit
- Alternatives to a lady bird deed
- Interest rate
- 7. Start a blog
- No-PMI mortgages
- 5. It has a sweet sign-up bonus
- What is a good DTI ratio?
- Take advantage of nontraditional return options
- What are fleet cards?
- It may help the card issuer with retention
- How tax extensions work if you owe taxes
- Ways to get the best home equity loan rates
- Withholding tax vs. estimated tax
- What is the Federal Reserve Board?
- Frugal home expenses tips
- The AmEx Delta Reserve credit card is worth it for frequent Delta flyers
- Why doesn’t my report show a credit score?
- Next steps
- LLC payroll taxes
- Standard deduction for those 65 or older
- Average certificate of deposit rate: 1.81% for one-year CDs
- 11. Look for a payday alternative loan
- 12. Hit the streets
- Who collects sales tax?
- Best for emergency medical coverage: Allianz Global Assistance
- Our pairing for: Families
- What does a shared equity agreement cost?
- Does paying rent build credit?
- Watch out for fraudulent charges
- How to find business class lie-flat seats on domestic flights
- What is California's standard deduction?
- 5. Shop around with multiple lenders
- How to apply online for Global Entry
- Choose the best United credit card offer for you
- 5. Carrying a balance could be costly
- How compound interest works
- 6. Activate your DashPass
- Country Financial renters insurance rates
- What kind of investment is Bitcoin?
- Dividend aristocrats ETFs
- Best California car insurance for ease of use: State Farm
- Best car insurance in Florida for ease of use: State Farm
- State thresholds for the medical expense deduction
- Disadvantages of debt factoring
- Track loan forgiveness eligibility
- How do I access the money in my FSA or HSA account?
- Save for retirement
- What are the tax rules for a Roth IRA?
- Can I open a savings account online?
- Special limits
- How credit scores affect new student loans
- What index funds and ETFs have in common
- Holding crypto on PayPal
- Term of the month: The Buffett indicator
- How did we determine the value of Marriott Bonvoy points?
- How to freeze your child’s credit
- Cashier’s check vs. certified check vs. money order
- Minimum wage increases
- Why you may not be getting a response after an interview
- Using Hilton complimentary night rewards in Vegas
- When to expect your child tax credit refund
- Taxes for rollover IRAs: 2 rules to know
- How to find the 2024 W-4
- Students and parents: Here’s what you can do
- Credit union personal loan rates
- 7. Buy in bulk
- Quick start guide: How to invest in index funds
- Do I have to pay New York state income tax?
- Step 3: Write your business plan
- Alternatives to savings accounts
- Are 10-year Treasury notes a good investment?
- Step 3: Compare health plan networks
- How do rising interest rates affect stock buybacks?
- What not to do
- Additional provisions
- You may also have to report foreign assets to the IRS
- How to get a preapproved car loan
- What happens next in a TransUnion credit dispute?
- Southwest's cancellation policy
- How to buy Treasury bonds, notes and bills
- How to get a good credit score
- 6. Shop mortgage lenders like a bargain-hunter
- Refinancing with an FHA 203(k) loan
- FICO vs. VantageScore
- 4. Instagram
- 2. Certificates of deposit
- Best car insurance in New Jersey for ease of use: State Farm
- Should you use a personal loan to build credit?
- Growth stocks vs. dividend stocks
- 7. Retail benefits
- 8. Game on Twitch
- Save money on PMI
- 9. Browse store aisles
- 3. Derogatory mark: Repossession
- 5 things to know about Arizona state income tax
- Money management and advice
- You’ve got money left over for savings
- When to get a CD
- Brokerage accounts are taxable accounts
- Available Medicare Advantage plans
- Disadvantages
- Insurance broker vs. independent agent
- More reading about ETFs
- How to compare personal loans
- What is net investment income tax?
- Average cost of whole life insurance by age
- 4. Seek help through debt relief
- No-closing-cost mortgages
- Credit unions and banks that don’t require Social Security numbers to open an account
- Ways to get the best USDA mortgage rates
- 13. Engage with your community
- Wells Fargo Reflect® Card: Our Pick for 0% Intro APR and Balance Transfer
- Is my business required to collect sales tax?
- How to get American Airlines Main Cabin Extra Seats for free
- Bulk up retirement accounts
- Best Michigan auto insurance for ease of use: State Farm
- What happens when a bank fails
- What about Frontier Airlines first class?
- Citi Custom Cash® Card
- What other projects are eligible for the residential clean energy credit?
- 6. Inspect and test-drive the car, if applicable
- IHG hotels near Disney World
- Ways to lower your DTI ratio
- Why you’d get both
- Types of life insurance
- How long will it take to rebuild my credit?
- Discounts
- SBA 504 loan: Best for financing fixed business assets
- How to get the PSLF waiver
- Dividend tax rate 2024
- Buy Medigap Plan N during Medigap open enrollment
- Target
- Alternatives
- Ready to get started?
- What if I don't use all the money?
- 7. You can — and should! — pay more than the minimum
- What to do if you can’t open a savings account
- 5. ... But better travel companions exist
- What not to wear to an interview
- 5. Reward redemption options are limited
- 5. Find suppliers and create your jewelry
- The bottom line
- Consumer complaints
- Cold wallets
- How do fleet cards work?
- Missing inventory
- What do the approvals mean for Bitcoin?
- What is the median household income in the U.S.?
- 2023 state income tax rates and brackets
- Is transferring your Bilt Rewards worth it?
- The 50/30/20 budget calculator
- The importance of tax withholding
- Travel ID requirements for kids recapped
- Permanent life insurance pros and cons
- How to find AI ETFs
- How did we determine the value of American miles?
- What is stock market volatility?
- Receiving referrals: Compare referral welcome offers
- What else you need to know
- Track your USPS renewal passport process
- High-cost installment loans
- Tips to find cheap flights any day of the week
- Why did First Republic Bank fail?
- 7. Do you charge for an interest rate lock?
- Consumer complaints
- 12. Get a personal loan
- Extra personal property coverage for valuable items
- What factors impact your credit scores?
- Step 4: Gather loan documents
- Upside
- How much does Medicare Supplement Insurance cost?
- Downsides to CD ladders
- Keep an eye on your credit scores
- What part of my income gets taxed by California?
- 6. Consider alternative types of mortgages
- Resignation due to health issues letter example
- Considerations to make before booking a cheap cruise
- Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- So how do you make the choice?
- Full list of the best homeowners insurance in Delaware
- Elite status
- How are cryptocurrencies created?
- What to consider before you begin investing
- Be cautious about debt
- Cheap car insurance after an accident by state
- What if CDs aren’t right for me?
- Things to consider when opening a joint bank account
- Check your credit if your federal loan servicer is Great Lakes
- Redemption requirements
- 9. Sell photography
- Your spouse’s federal student debt
- Why some cars cost more to insure
- What to know about holiday return policies
- How tax extensions work if you're due a refund
- How are food prices tracked?
- How much can you borrow with a home equity loan?
- How to earn Hilton points quickly
- What counts as income when you apply for a credit card?
- Where's my 2024 state tax refund? Track your status
- 4. Check your credit reports after 30 days to make sure the change was made
- Credits
- 4. Varo: Best for existing bank customers
- Try a worksheet or app
- Best for extra benefits: Anthem Medicare Supplement Insurance
- Full list of the best homeowners insurance in Florida
- The bottom line
- What are Berkshire Hathaway’s holdings?
- Step 4: Register and license your business
- How do you buy Vanguard Index fund shares?
- Preferred Cash Rewards Visa® Signature Credit Card
- Mining and environmental impact of each
- 14. Plan an event
- How are gas prices determined?
- Our pairing for: Everyday purchases
- How to check your credit score
- Where are abortions available?
- How much does a rate lock cost?
- Bottom line
- Will parent PLUS loans qualify?
- Things to consider
- Annual free nights
- Point-of-sale systems for inventory management
- Passive investing strategies
- What apps let you buy now, pay later?
- PayPal
- EveryDollar, for simple zero-based budgeting
- Ways to build your credit
- 10 ways to spot IRS scams and impersonators
- Americans' outlook on green tax credits
- Getting flight delay compensation from Frontier
- How do I get a FICO score?
- Is a credit-builder loan good for my situation?
- Selling crypto on PayPal
- 8. Travel-related benefits
- Other low-down-payment mortgage options
- 10. Check your receipts
- 3 tips to control central air conditioning installation costs
- What is hyperinflation?
- Maximum and average DTI ratios by mortgage type
- Use a co-signer
- The card issuer hopes you’ll carry a balance
- Mutual fund fees
- Days in the cycle
- How to open a CD
- 4. Use budgeting or expense-tracking apps
- 2024 child tax credit news update
- The bottom line
- Is a SIMPLE IRA right for me?
- Do I have to update my W-4 every year?
- Are credit scores from all major bureaus the same?
- 8. Start small
- Bottom Line
- How to combat hyperinflation
- For the uninsured
- Consumer experience
- How do you buy 10-year Treasury notes?
- Redeem Choice points for gift cards
- What happens if you don’t collect sales tax?
- Next steps
- You don’t need to have $10,000 to take advantage of compound interest
- How to get Frontier seat assignments for free
- Is APY variable?
- June
- When undervalued stocks become popular
- How to do well on Upwork
- Ex-dividend dates
- Understanding forex lot sizes
- Full list of the top auto insurance companies in California
- How to report dividend income on your taxes
- A final boarding call for Priority Pass benefits
- 8. Paying late comes at a high cost
- Who qualifies for an FHA 203(k)?
- 6. Sell your jewelry
- 3 investing myths
- What mortgage lenders get out of e-closings
- Protection and insurance benefits
- Who should get a home equity loan
- When should you freeze your credit?
- How can I avoid cashier's check fraud?
- What perks do Aeroplan elites get when flying United?
- What is New York state's standard deduction?
- More about buying life insurance as a senior
- How to pay lower taxes when selling stocks
- 8. Will I have to pay mortgage insurance?
- 13. Rent out a room
- 4. Rewards for insurance premiums are capped
- Book an award flight instead
- 15. Welcome new neighbors
- Alternative CD ladder structures
- How repayment of the equity investment works
- How to confirm if a flight has business class lie-flat seats
- The long strangle
- How do you claim the solar tax credit?
- Seat selection
- Anthem Medicare Advantage plan types
- Starting a business in Florida: Open a business bank account
- Full list of the best car insurance in Florida
- Diversify investments
- I want a CD, but what if CD rates change soon?
- How much are lottery winnings taxed?
- Conditions
- 3. Bonds
- Hold JetBlue awards while you transfer miles
- 10. Pet sit
- 4. Derogatory mark: Collections
- How to protect against inflation
- How many tax extensions can you file?
- If you want to stay in a Hilton hotel in Las Vegas ...
- Bottom line
- CD vs. savings account
- How to get a tax refund sooner
- Devoted Health Medicare Advantage service area
- I bonds and taxes
- How to get a loan from a credit union
- Reconsideration for PSLF applications
- United Economy Plus
- LLC self-employment taxes
- Will stock buybacks become a thing of the past?
- Delta SkyMiles® Gold American Express Card: Our Pick for Airline Card
- Am I a resident for California state tax purposes?
- Full list of the best auto insurance companies in Michigan
- Is a mortgage rate lock worth it?
- Sign up for PACE
- 7. Determine which warranties are right for you
- Perks and other offers
- Closing costs for the buyer
- Next steps:
- Consumer complaints
- Best Android personal expense tracker apps
- Cabo or Cancun recapped
- Why are there so many kinds of cryptocurrency?
- Compare alternative plans
- 5. LinkedIn
- Full list of the best car insurance in New Jersey
- Electronics
- Transferring crypto into your PayPal address
- Which should you get?
- 11. Use social media
- Fly Avianca economy class and save
- Things to consider when seeking a higher credit limit
- Private and community farm grants
- Home equity loan requirements
- When will I get my refund?
- Exchange frequently? Consider a multicurrency account
- How do you invest in the stock market?
- More Florida home insurance companies
- How to access these lounges
- Standard deduction for dependents
- Why did Silicon Valley Bank fail?
- Should you trade like Warren Buffett?
- Step 5: Get your finances in order
- Seller-paid closing costs
- Do you pay tax on T-notes?
- 16. Use email
- Reporting your foreign bank accounts might be on the to-do list
- Final thoughts on the benefits of the United Quest℠ Card
- How to qualify for an SBA loan
- How to earn more interest in a savings account
- Where to buy employment practices liability insurance
- Will my servicer know if I qualify?
- How to safely cancel a credit card
- The bottom line
- How is CPI used?
- How much does homeowners insurance cost in Delaware?
- Bitcoin and volatility
- Is Upwork the right freelance marketplace for you?
- But what if I really do owe the IRS money?
- How to control your dividend tax bill
- Other shopping apps to help you save and earn
- FamZoo Prepaid Card
- 9. Hotel benefits
- 11. Do freelance work
- Who should get a HELOC
- Become an authorized user
- Recap: How to get a cashier's check
- How much does a tax extension cost?
- Methodology
- 5. Explore other expense-tracking methods
- Brokerage accounts vs. IRA
- How to adjust your Form W-4
- Is permanent life insurance worth it?
- Sharing a Prime membership Using Amazon Household
- Other ways to buy insurance
- Financial assistance without borrowing
- Choosing between cards? Rewards and perks might make the difference
- Where to find the best savings accounts
- United Airlines flight delay compensation recapped
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- How to evaluate dividends
- Mass layoffs across the labor market aren’t likely in 2024
- Jumbo loans and conforming loan limits
- Should you file a claim for plumbing problems?
- How to switch plans and keep your number
- Consumer experience
- How to make money trading forex
- Pros and cons of investing in semiconductor stocks
- Prioritize saving
- 9. Getting too close to your limit can sink your credit score
- It’s possible to get a lower rate after an accident
- How do I get an FHA 203(k) loan?
- Tip: Consider all of your JetBlue-Emirates redemption options
- Learn more about sector ETFs:
- What if I can't repay my student loans?
- What to do with the Bitcoin you buy
- How to save on car insurance
- Cons of a credit freeze
- What do the approvals mean for other crypto investments?
- What's next?
- Are these the best dividend stocks?
- CD vs. bond
- Payments
- Interest-based passive income ideas
- Keep budgeting and communicating
- Could we be in an AI bubble?
- How can I check my credit reports?
- Am I a resident for New York state income tax purposes?
- Cost of life insurance without a medical exam
- Average money market account rate: 0.66%
- The bottom line
- Why lenders charge different personal loan rates
- Next Steps
- What are the best Vanguard index funds?
- Step 4: Compare out-of-pocket costs
- 14. Moonlight as a dog sitter
- Which type of life insurance should I put in a trust?
- 17. Start a podcast
- Ibotta
- Does the solar tax credit work with other incentives?
- July
- Upgrade Cash Rewards Visa®
- Insurance for therapy: It’s complicated
- Other ways to save at the pump
- More ARM terms to know
- Starting a business in Florida: Pick a location
- Why you can trust NerdWallet
- One more tip
- Can you lose money in mutual funds?
- Tax extensions for overseas taxpayers and military members
- 5. Dave: Best for repayment flexibility
- If you're considering buying an RV…
- Best for nationwide availability: Blue Cross Blue Shield Medicare Supplement Insurance
- The bottom line
- U.S. Bank Cash+® Visa Signature® Card
- Consider travel insurance to protect your upfront costs
- LLC sales taxes
- 5. Lower your living expenses
- 5. All three come with cell phone insurance
- Air France upgrades recapped
- Step 5: Submit your application and get funded
- When is the best time to sign up for Medicare Supplement Insurance?
- Types of gas
- Can I travel to get an abortion?
- Find local conforming loan limits
- More about these cards
- Hyatt hotels near Disney World
- Who should skip an American credit card?
- Available Anthem Part D prescription drug plans
- The complete list of dividend aristocrats
- Venmo
- Cash bonuses on cards with an annual fee
- Why you can trust NerdWallet
- 7. Establish your brand and start marketing
- Servicing changes are underway
- Transferring crypto from your PayPal wallet
- 10. Credits for popular spending
- Amica vs. competitors
- How to finance central air installation
- Fleet fuel cards: benefits and drawbacks
- U.S. Bank Cash+® Visa Signature® Card
- 2024 state income tax rates and brackets
- Are home equity loans a good idea?
- 6. Look for ways to lower your expenses
- Aeroplan® Credit Card elite status perks, recapped
- Can you contribute to a rollover IRA?
- Who doesn't count as a tax dependent?
- American Opportunity Tax Credit vs. Lifetime Learning Credit
- The best place to exchange currency at the end of your trip
- Credit union vs. online lender
- When can't you take the standard deduction?
- 9. What will my monthly payment be?
- Other home insurance companies to consider
- 15. Become a rideshare or delivery driver
- Factors that don’t affect your credit scores
- Donate your Choice points
- 18. Start a blog
- World of Hyatt Credit Card: Our Pick for Hotel Card
- Is an SBA loan right for me?
- Cedar Point vs. Kings Island locations
- Where to get a home equity sharing agreement
- Capital One Venture Rewards Credit Card
- 8. Negotiate the best price
- Next CPI report
- Using your leverage
- How to report IRS scams
- 2022 takeaways
- 10. Dealing with credit card fraud isn’t as difficult as it sounds
- Are FHA 203(k) loans a good idea?
- Other ways to get help
- 12. Create a podcast
- 5. Student loan delinquency or default
- The bottom line
- Why investing is important
- Types of CD strategies
- Tax Day resources
- Additional resources
- Which card should you get?
- Ways to get the best jumbo mortgage rates
- What if I had delinquencies or a student loan in default?
- Costs to maintain your trademark
- Cards with primary coverage
- Average cost of homeowners insurance in Delaware by city
- Earn rewards with British Airways
- You can refinance an ARM
- Starting a business in Florida: Fund your business
- What to do if you win the lottery
- Sending crypto to another PayPal user
- Credit freeze or credit lock?
- The properties
- What is a no-credit-check loan?
- The bottom line on how to research stocks
- Consequences of a child tax credit error
- Is Amazon Prime worth it?
- Wingstop franchise pros and cons
- The bottom line
- 16. Cut your insurance premiums
- 19. Host a webinar
- CD ladder alternative for more risky investments
- Should I lock my mortgage rate today?
- How much money can you make on YouTube?
- Is Global Entry worth it?
- How to prevent plumbing problems
- How to get Discount Den membership for free (or cheap)
- If you’re considering an American credit card
- Empower Personal Dashboard, for tracking wealth and spending
- Are cryptocurrencies financial securities, like stocks?
- How to find cheap car insurance after an accident
- 11. Access to AmEx Offers
- 13. Become a rideshare or delivery driver
- What happens after you file a tax extension?
- Companies that offer return-of-premium riders
- How do I find my public and private keys?
- Tax breaks and credits for claiming a tax dependent
- Currency exchange: Frequently asked questions
- What if I see a mistake on my report?
- Why did Signature Bank fail?
- 10. Do you have an origination fee?
- How much personal property insurance do you need?
- How to improve your credit
- If you're looking to book business class lie-flat seats
- FDIC insurance limits and ownership categories
- August
- Other home insurance companies to consider
- What is the highest credit score, and how many people have it?
- Alternatives to buy now, pay later
- Figo: Best pet insurance for cats
- Is debt factoring right for my business?
- How to buy semiconductor stocks
- If you're considering JetBlue Mint
- If you're considering staying at a capsule hotel …
- More about the card
- Using the Marriott Bonvoy app
- Why a financial advisor's fee structure matters
- Business services
- Education tax forms
- Are I bonds low risk?
- Cheap flights to Australia recapped
- LLC tax forms and deadlines
- How much is my 2023 standard deduction?
- Step 6: Find the right location
- USAA Rewards™ American Express® Credit Card
- 20. Find opportunities to share your voice
- Can I switch from Medicare Advantage to Medigap?
- Your perfect ladder
- Is Main Cabin Extra worth it on American Airlines?
- Is a Synchrony credit card right for you?
- The synthetic long
- Using travel rewards for the family requires a mindset shift
- Lounge benefits
- Greenlight Prepaid Mastercard
- The bottom line
- 3. Make the most of your savings
- Get credit for the bills you pay
- Who can access your frozen credit reports?
- 6. MoneyLion: Best for existing customers
- Why not both?
- Medigap plan types
- Next steps
- Final thoughts on the different United economy fare classes
- How much does homeowners insurance cost in Florida?
- Average cost of life insurance by term length
- How is your personal loan rate decided?
- Important considerations when opening a Roth IRA
- Dosh
- Discover it® Student Chrome: Our Pick for College Students
- If you want to visit Kings Island or Cedar Point
- Types of stock charts and how to read them
- Is paying for seats worth it on Frontier Airlines?
- 9. Maximize trade-in value, if applicable
- Discover it® Secured Credit Card
- American Express add-on coverage
- The cheapest home insurance in Delaware
- Walmart2Walmart
- The bottom line on starting a business in Florida
- 11. If you’re rejected for a credit card, the issuer will tell you why
- PayPal cryptocurrency alerts
- 12. AmEx Experiences
- 14. Tutor
- How do you file a state tax extension?
- More reading for active investors
- How does return-of-premium life insurance work?
- What are CD rates right now?
- State child tax credits
- Should you invest in AI stocks?
- Genie+
- 11. What other costs will I pay at closing?
- Step 7: Create a rental contract
- The difference between interest rate and APY
- 17. Consolidate your debt
- 21. Serve as an expert media source
- Why are California gas prices so high?
- Best for those who pack expensive equipment: Travel Insured International
- Consider all your options
- What happens if my rate lock expires before closing?
- Other types of tax preparers
- Can I get a refund?
- Last-minute cruises may not be for you if …
- The other Frontier program: Frontier Miles
- Costs to hire a trademark lawyer
- Other fees
- Forex trading vs. stock trading
- 4. Compare companies
- DTI isn't a full measure of affordability
- Fuel card vs. business gas credit card
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- Never done it before? Here's what to consider
- What else do credit bureaus do?
- Next steps
- 11 ways to prevent identity theft
- Additional help
- Best of the rest
- Anthem Medicare Advantage third-party ratings
- After deciding
- Alternatives to debt factoring
- Compare insurance rates by driver history
- Do insurance rates go up after a no-fault accident?
- How to claim lottery winnings
- Does PayPal offer tax forms?
- 13. Concierge Service
- 6. Derogatory mark: Bankruptcy
- What is the normal fee for a financial advisor?
- The bottom line
- Should you buy I bonds?
- What’s happening with Silvergate Capital Corp.?
- 12. How — and how often — will I be updated on the loan’s progress?
- How can I check and monitor my credit?
- 22. Maintain your Yelp page
- Earn an audience, and earn more in the long run
- September
- Bonuses that vary with spending
- Cost to start a CrossFit box
- Dates that could move markets this month
- What is the $500 credit for other dependents (ODC)?
- Step 8: Build your operations team
- 18. Refinance your student loans
- Subscribe to magazines
- Invest in bonds: next steps
- Cheapest for 30-year-old drivers
- Are dividends taxed?
- 10. Make the purchase
- Types of financial planning help
- It pays to know
- What to know about Delaware homeowners insurance
- Final thoughts on the British Airways award chart
- If you're ready to start a budget
- Hotel-friendly benefits
- Pros and cons of cryptocurrency
- What are the largest lottery jackpots ever?
- AmEx Centurion Lounge locations
- 14. AmEx Auto Purchasing Program
- 15. Rent out items
- The bottom line
- What are promotional CD rates?
- One-time IDR account adjustment for PSLF borrowers
- Average cost of homeowners insurance in Florida by city
- LLC tax tips for business owners
- 2023 vs. 2024 standard deduction
- What happened to Credit Suisse?
- 13. Do I have to sign all the paperwork in person?
- How to make a personal property claim
- 23. Target industry-specific review sites
- Can doctors refuse to accept Medigap insurance?
- U.S. Bank Cash+® Visa Signature® Card
- Last-minute cruise deals recapped
- If you want to book Disney World hotels on points
- How to lower trademarking costs
- Credit cards that earn Chase Ultimate Rewards®
- What protections does PayPal offer?
- Practice good credit habits
- Which states have tax deadline extensions?
- What’s the catch with return-of-premium life insurance?
- Child tax credit vs. child and dependent care credit
- The bottom line
- 7. SoLo Funds: Best for peer-to-peer cash advances
- What is credit card consolidation?
- Step 5: Compare benefits
- 19. Change your cell phone plan
- Next steps
- California state tax credits
- Examples of FDIC insurance limits and coverage
- 16. Use cash back apps
- 5. Buy your new policy (and cancel your old one)
- Related articles
- If your DTI is high
- W-4 calculator
- Credit cards and elite status can improve your overall experience
- How to get the types of business insurance you need
- Step 9: Create an online presence
- 24. Invest in low-cost Facebook advertising
- Receipt Hog
- Other ways to make money
- What is a tax consultant?
- Mission Lane Visa® Credit Card
- If you’re considering joining the Discount Den
- If you stay at a Marriott in the Caribbean
- Western Union
- Walmart MoneyCard
- 4. Money market funds
- FHA vs. conventional loans: Summary
- Why is homeowners insurance so expensive in Florida?
- When to claim the standard deduction
- How the FDIC calculates national rates
- Avoid risky loans
- Redeem points through Golf by Choice
- Does the president control gas prices?
- Flying to Japan, recapped
- Apparel and shoes
- October
- PocketGuard, for a simplified budgeting snapshot
- Can I keep my car insurance rate from going up after a crash?
- 7. Derogatory mark: Foreclosure
- Does your business need a fleet fuel card?
- How does credit card consolidation work?
- The bottom line
- 14. How long until my loan closes?
- 25. Sell online
- How do Medigap insurance companies set their prices?
- Discover it® Secured Credit Card: Our Pick for Building Credit
- Investing
- Should I use a CPA or tax accountant?
- Other cheap pet insurance companies
- How to buy I bonds
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Are other banks are in trouble?
- Step 10: Provide exceptional service
- Best for adventurous travelers: World Nomads
- Cheapest for 30-year-old drivers
- Anthem Medicare Advantage service area
- Final thoughts on Centurion Lounge access
- Bank of America® Customized Cash Rewards credit card
- The bottom line on investing for beginners
- What else to know about Form W-4
- The bottom line
- 26. Try guerrilla marketing
- Earning more than 2%
- Things to consider about loans with no credit check
- ROP life insurance pros and cons
- 8. Klover: Best for no-fee advances
- Reconsideration for rejected PSLF applications
- USAA Rewards™ Visa® Signature Credit Card
- How does the Israel-Hamas war affect gas prices?
- Alternative car insurance for high-risk drivers
- Small business card bonuses
- Check your credit scores and reports
- What are tax deductions?
- NYC income tax rates
- Should I take my money out of the bank?
- 27. Hand out business cards
- November
- Cryptocurrency legal and tax issues
- 5. Mutual funds
- How to rebuild your score after a derogatory mark
- Veteran farm grants
- Is consolidating credit card debt a good idea?
- The bottom line
- OK, what's next?
- Rakuten
- Can a Medigap policy be canceled by the insurer?
- Prosper® Card
- Services
- Is return-of-premium life insurance worth it?
- What to know about Florida homeowners insurance
- More resources
- 28. Utilize SEO best practices
- Strive for understanding
- Bank of America® Premium Rewards® credit card
- Best stocks for beginners
- Bundles — are they worth it?
- Zelle:
- Chase Sapphire Reserve vs. AmEx Platinum: Minor features to consider
- Travel and tourism service business ideas
- Which flexible points transfer to Choice Privileges?
- The American Express Blue Business Cash™ Card: Our Pick for Small Business
- Additional resources for veteran entrepreneurs
- Why is financial planning important?
- What determines your pet insurance cost?
- The bottom line
- Can I still use my credit card after debt consolidation?
- If you’re considering an upgrade to United Premium Plus
- Disney’s new FastPass, recapped
- Are we in a recession?
- Summary: How to choose health insurance
- 29. Target the mailbox
- The bottom line on how to read stock charts
- Anthem Medicare Advantage customer service number
- Can I have both a Medigap and a Medicare Advantage plan?
- Mortgages
- MetLife: Best pet insurance for dogs
- Your decision: Is cryptocurrency a good investment?
- Low-fee alternatives to prepaid cards
- 6. Index funds
- Pros and cons of loan apps
- Don't qualify for PSLF? You have other options for relief
- 30. Send out press releases
- Best for medical coverage: Travelex Insurance Services
- December
- Delaware insurance department
- Honeydue, for budgeting with a partner
- Credit cards for dining
- How to shop for no-credit-check loans
- More about top-rated life insurance companies
- Event service business ideas
- Other cash-back apps to consider
- 31. Use bulletin board flyers
- How to track your California state refund
- The bottom line on investing in stocks
- Capital One QuicksilverOne Cash Rewards Credit Card
- Closing costs for the seller
- Looking for more insurance in Delaware?
- 4. Be persistent
- Are we headed for a depression?
- Shopkick
- How to find out if your bank is FDIC insured
- Alternatives to farm grants
- Cheapest car insurance by state
- What are tax write-offs?
- Prime Visa
- 6 things to know about New York state income tax
- 32. Give out branded merchandise
- U.S. Bank Altitude® Go Visa Signature® Card: Our Pick for Dining
- What to know about the best ways to send money
- How to find cheap pet insurance
- No-credit-check loan alternatives
- CoinOut
- Bilt World Elite Mastercard® Credit Card
- How to redeem Choice Privileges points recapped
- Citi Custom Cash® Card
- Frequently asked questions
- 33. Create a referral program
- Swagbucks
- California state sales tax
- The bottom line
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- How do you claim tax deductions?
- How to make money from home
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- Credit cards do cash back too
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- Florida department of insurance
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- Looking for more insurance in Florida?
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- Are apps like DailyPay and Payactiv cash advance apps?
- AvantCard Credit Card
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- 9. Alternative investments
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- Entertainment
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- 10. Cryptocurrency
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- EXCELLENT GENERAL-PURPOSE CARDS FOR SHOPPING
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The process of applying for a personal loan may feel overwhelming if you don’t know where to begin or what you need.
Below are five steps and common questions to help you through the process of choosing and applying for the best personal loan for your financial situation.
Step 1: Check your credit
Start the process by checking your credit. The interest rate and loan amount you receive depend a lot on your credit score, so reviewing your credit report lets you spot and fix any errors — like a falsely reported late payment — and strengthen your score before applying for a personal loan.
How does my credit score impact personal loan offers?
Good- or excellent-credit borrowers (those with scores of 690 or above) typically receive lower rates and have a wider group of lenders to choose from. On the other hand, bad- and fair-credit borrowers (scores below 690) may have fewer options and receive higher interest rates.
How do I see my credit score for free?
You can get a free credit score and credit report with NerdWallet. You can also request free credit reports directly from the three major credit bureaus at AnnualCreditReport.com.
Step 2: Pre-qualify and compare offers
Pre-qualifying for a personal loan gives you a preview of estimated rates, monthly payments and terms before you submit a formal application. Many lenders allow prospective borrowers to pre-qualify on their websites.
Will pre-qualifying affect my credit score?
No, pre-qualifying for a personal loan requires a soft inquiry, which doesn’t affect your credit score.
What do I need to pre-qualify for a personal loan?
To pre-qualify, you’ll need to submit information such as:
Loan purpose. Unsecured personal loans can be used for almost anything, and most lenders ask how you intend to use the money.
Requested loan amount. Lenders typically offer personal loans from $1,000 to $50,000.
Preferred loan term. Personal loans usually have repayment terms from two to seven years.
Personal and financial information. This could include your name, email address, date of birth, address, income and Social Security number.
If you’re unable to pre-qualify for a loan on your own, consider a co-signed or joint loan. Adding someone with a strong credit score and higher income can help you get approved and lower your rate. But keep in mind that a co-borrower or co-signer will be required to make loan payments if you fail to.
How long will it take to pre-qualify?
Pre-qualifying can take up to a few minutes after you submit your information. If you qualify for a loan offer, the lender will show you potential rates and terms to choose from.
Step 3: Choose your lender and loan
The best personal loan is usually the most affordable one. Carefully consider things like APR, monthly payments and fees before you accept an offer.
APR: The annual percentage rate is the total cost of borrowing and includes your interest rate and all additional fees. The lower the APR, the lower the cost of the loan.
Loan term: The loan term is how long you will be paying off the loan. A longer term can lower your monthly payments, but you’ll end up paying more in total interest than you would with a shorter-term loan.
Fees: Some lenders charge an origination fee, which is usually 1% to 10% of the loan amount. This fee increases your APR and a lender may take it upfront, effectively lowering your total loan amount.
Monthly payments: Check the monthly payment and make sure that you can comfortably afford the loan in your budget.
Features and benefits: Identify features that are important to you, like flexible payment options, help with building your credit or direct payment to creditors if you’re consolidating debt.
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NerdWallet rating8.99- 29.99%
$5K- $100K
on SoFi
on Avant
Avant
4.0
NerdWallet rating4.0
NerdWallet rating9.95- 35.99%
$2K- $35K
on Avant
on Best Egg
Best Egg
4.5
NerdWallet rating4.5
NerdWallet rating8.99- 35.99%
$2K- $50K
on Best Egg
on Discover
Discover
5.0
NerdWallet rating5.0
NerdWallet rating7.99- 24.99%
$2.5K- $40K
on Discover
on Upgrade
Upgrade
5.0
NerdWallet rating5.0
NerdWallet rating8.49- 35.99%
$1K- $50K
on Upgrade
on OneMain Financial
OneMain Financial
3.5
NerdWallet rating3.5
NerdWallet rating18.0- 35.99%
$1.5K- $20K
on OneMain Financial
on LightStream
LightStream
4.5
NerdWallet rating4.5
NerdWallet rating7.99- 25.49%
$5K- $100K
on LightStream
on Avant
Avant
4.0
NerdWallet rating4.0
NerdWallet rating9.95- 35.99%
$2K- $35K
on Avant
on SoFi
SoFi
5.0
NerdWallet rating5.0
NerdWallet rating8.99- 29.99%
$5K- $100K
on SoFi
on Best Egg
Best Egg
4.5
NerdWallet rating4.5
NerdWallet rating8.99- 35.99%
$2K- $50K
on Best Egg
on Upstart
Upstart
4.5
NerdWallet rating4.5
NerdWallet rating7.8- 35.99%
$1K- $50K
on Upstart
on Upgrade
Upgrade
5.0
NerdWallet rating5.0
NerdWallet rating8.49- 35.99%
$1K- $50K
on Upgrade
on SoFi
SoFi
5.0
NerdWallet rating5.0
NerdWallet rating8.99- 29.99%
$5K- $100K
on SoFi
on Avant
Avant
4.0
NerdWallet rating4.0
NerdWallet rating9.95- 35.99%
$2K- $35K
on Avant
on Best Egg
Best Egg
4.5
NerdWallet rating4.5
NerdWallet rating8.99- 35.99%
$2K- $50K
on Best Egg
on Discover
Discover
5.0
NerdWallet rating5.0
NerdWallet rating7.99- 24.99%
$2.5K- $40K
on Discover
on LightStream
LightStream
4.5
NerdWallet rating4.5
NerdWallet rating7.99- 25.49%
$5K- $100K
on LightStream
on Upstart
Upstart
4.5
NerdWallet rating4.5
NerdWallet rating7.8- 35.99%
$1K- $50K
on Upstart
Step 4: Gather loan documents
Once you’ve chosen a loan with the rate, term and features that best fit your needs, it’s time to complete the application. Depending on the lender, you may apply for the loan online or in person.
What do I need for my loan application?
You’ll need to provide some or all of the following:
Proof of identity, including a government-issued ID or driver’s license.
Proof of address, including a recent utility bill or lease agreement.
Proof of employment status.
Income details, including bank statements or pay stubs, and proof of additional income like retirement, alimony or child support.
Social Security number if it wasn’t submitted during pre-qualification.
If you have a co-borrower on your personal loan application, they will need to submit similar documents to verify their identity, address and income details.
» MORE: Requirements for a personal loan
Step 5: Submit your application and get funded
Submitting a formal loan application triggers a hard credit inquiry. This inquiry will shave up to five points off your score and remain on your credit report for two years.
If everything checks out, you could get same-day loan approval. If the lender requests additional documents, approval may take longer.
After you are approved, carefully read and sign the loan agreement, which lays out the loan amount, APR and terms. The lender will disburse funds once the loan agreement has been signed.
If a lender does not approve your loan application, it is required to tell you the reason for the denial or to inform you of your right to seek out that information. Knowing why your application was declined can help you improve your chances of future loan approval.
How quickly you receive the money will likely depend on the type of lender you choose. Many online lenders can provide same- or next-day funding, while some banks and credit unions may take up to a week.
» MORE: Best lenders for quick cash
Once you receive funding, expect your first loan payment to be due within 30 days. If you’ve opted into automatic payments, the funds will be debited from the bank account you provided. Add your monthly payment amount to your budget to manage your debt repayment.
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