We believe everyone should be able to make financial decisions with confidence. While we don't cover every company or financial product on the market, we work hard to share a wide range of offers and objective editorial perspectives.
So how do we make money? Our partners compensate us for advertisements that appear on our site. This compensation helps us provide tools and services - like free credit score access and monitoring. With the exception of mortgage, home equity and other home-lending products or services, partner compensation is one of several factors that may affect which products we highlight and where they appear on our site. Other factors include your credit profile, product availability and proprietary website methodologies.
However, these factors do not influence our editors' opinions or ratings, which are based on independent research and analysis. Our partners cannot pay us to guarantee favorable reviews. Here is a list of our partners.
Filling Out the FAFSA: My Parents Are Married
If your parents are married and file taxes jointly, only one of them needs to contribute to your FAFSA.
Elin Johnson covers student loans for NerdWallet. She has written about higher education news and policy since 2019 for BestColleges, WorkShift, New America, Inside Higher Ed, and The Chronicle of Higher Education. She is the former editor of The Cordova Times, and former content advisor to the Learn & Work Ecosystem Library. Her work has won awards from the Alaska Press Club and Student Press Law Center. She graduated from Linfield University with a bachelor’s degree in Journalism and Media Studies and International Relations.
When can I submit my FAFSA application? The FAFSA for the 2026-27 school year is open until June 30, 2027.
If your parents are married and live together, both of your parents' information must be included on your Free Application for Federal Student Aid (FAFSA). However, only one might have to actively contribute to your form, depending on their tax filing status:
Your parents are married and file taxes jointly. Only one parent is required to be a FAFSA contributor. They will report information for both parents.
Your parents are married and file taxes separately. Both parents must contribute to your FAFSA individually.
If your parents refuse to contribute to your FAFSA or they don't consent to a direct data transfer from the IRS, you won't be eligible for federal student aid.
There are very few situations where you can get a dependency override, such as abuse, neglect, incarceration or unknown parental whereabouts.
Steps for filling out the FAFSA for students with married parents
Request your FSA ID from FAFSA.gov. This is the username and password you'll use to log into the FAFSA.
Fill out your portion of the FAFSA and submit it.
If your parents file taxes jointly, only one parent needs to request an FSA ID, which they will use to fill out and submit their portion of the FAFSA. This parent must select "married" as their current martial status, and "married filing jointly" as their tax filing status.
If your parents do not file taxes jointly, both parents need to request their own FSA IDs, then fill out and submit their portions of the FAFSA. Both parents must select "married" as their current martial status, and "married filing separately" as their tax filing status.
Once your parent(s) also submit their portion of the FAFSA, the Education Department will process your form within about three days.