Best Church Accounting Software of 2024

Church accounting software helps get your bookkeeping done quickly and accurately. After reviewing the available options, PowerChurch tops our list thanks to its industry-specific features and decades of experience.
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Our pick for simple accounting software
Xero
Our pick for simple accounting software

Xero

Xero

on Xero's website

Best Church Accounting Software

Product Best for NerdWallet rating Starting at Promotion Learn more
PowerChurch

PowerChurch

Overall church accounting software

$40/month

for two users. Additional two users (per month): $25.

N/A

Xero

Xero

on Xero's secure website

Easy-to-use software

$20/month

Additional pricing tiers (per month): $47, $80.

90% off

for 6 months.

on Xero's secure website

QuickBooks

QuickBooks Online

on QuickBooks Online's secure website

Customizable, straightforward accounting solution

$38/month

Additional pricing tiers (per month): $75, $115, $275.

90% off

for first three months or free 30-day trial.

on QuickBooks Online's secure website

Zoho Books

Zoho Books

on Zoho Books' secure website

Multilingual churches

$0

Additional pricing tiers (per month): $20, $50, $70, $150, $275.

14-day free trial

of the Premium plan.

on Zoho Books' secure website

Aplos

Aplos

Relationship management features

$79/month

Additional pricing tiers (per month): $99, $189.

15-day free trial

Realm

Realm

Customer service

N/A

30-day free trial

of Inform plan.

Product Best for NerdWallet rating Starting at Promotion Learn more
PowerChurch

PowerChurch

Overall church accounting software

$40/month

for two users. Additional two users (per month): $25.

N/A

Xero

Xero

on Xero's secure website

Easy-to-use software

$20/month

Additional pricing tiers (per month): $47, $80.

90% off

for 6 months.

on Xero's secure website

QuickBooks

QuickBooks Online

on QuickBooks Online's secure website

Customizable, straightforward accounting solution

$38/month

Additional pricing tiers (per month): $75, $115, $275.

90% off

for first three months or free 30-day trial.

on QuickBooks Online's secure website

Zoho Books

Zoho Books

on Zoho Books' secure website

Multilingual churches

$0

Additional pricing tiers (per month): $20, $50, $70, $150, $275.

14-day free trial

of the Premium plan.

on Zoho Books' secure website

Aplos

Aplos

Relationship management features

$79/month

Additional pricing tiers (per month): $99, $189.

15-day free trial

Realm

Realm

Customer service

N/A

30-day free trial

of Inform plan.

Best Church Accounting Software

PowerChurch

PowerChurch

Best for Overall church accounting software

Starting at
$40/month

for two users. Additional two users (per month): $25.

Promotion
N/A

PowerChurch

PowerChurch

Best for Overall church accounting software

Starting at
$40/month

for two users. Additional two users (per month): $25.

Promotion
N/A

Our pick for simple accounting software

Xero

Best for Easy-to-use software

Starting at
$20/month

Additional pricing tiers (per month): $47, $80.

Promotion
90% off

for 6 months.

on Xero's website

Our pick for simple accounting software

Xero

Best for Easy-to-use software

Starting at
$20/month

Additional pricing tiers (per month): $47, $80.

Promotion
90% off

for 6 months.

on Xero's website

QuickBooks Online

Best for Customizable, straightforward accounting solution

Starting at
$38/month

Additional pricing tiers (per month): $75, $115, $275.

Promotion
90% off

for first three months or free 30-day trial.

on QuickBooks' website

QuickBooks Online

Best for Customizable, straightforward accounting solution

Starting at
$38/month

Additional pricing tiers (per month): $75, $115, $275.

Promotion
90% off

for first three months or free 30-day trial.

on QuickBooks' website

Zoho Books

Best for Multilingual churches

Starting at
$0

Additional pricing tiers (per month): $20, $50, $70, $150, $275.

Promotion
14-day free trial

of the Premium plan.

on Zoho Books' website

Zoho Books

Best for Multilingual churches

Starting at
$0

Additional pricing tiers (per month): $20, $50, $70, $150, $275.

Promotion
14-day free trial

of the Premium plan.

on Zoho Books' website

Aplos

Aplos

Best for Relationship management features

Starting at
$79/month

Additional pricing tiers (per month): $99, $189.

Promotion
15-day free trial

Aplos

Aplos

Best for Relationship management features

Starting at
$79/month

Additional pricing tiers (per month): $99, $189.

Promotion
15-day free trial

Realm

Realm

Best for Customer service

Promotion
30-day free trial

of Inform plan.

Realm

Realm

Best for Customer service

Promotion
30-day free trial

of Inform plan.

How to choose church accounting software

To find the best accounting software for your church, consider the following factors:
  1. Cost: As a tax-exempt organization, churches are especially accountable for every dollar they spend. That includes how much gets put toward accounting software. If you’re using more generalized accounting software, don’t forget to add in the cost of church-specific integrations (if you need them). You might also factor in credit card processing fees if you accept donations online. 
  2. Core bookkeeping tools: These include detailed transaction tracking, reporting, online bank connections for importing transactions and the ability to loop in your accountant. We also recommend having your bookkeeper or accountant look over your chart of accounts setup before getting started. 
  3. Industry-specific features: Any church can benefit from software that provides basic support for tax-exempt organizations, like Form 990 filing assistance. But as your ministry grows, you may want access to additional church management tools, such as donor databases, member directories, online event registration, marketing features and fundraising programs. 
  4. User interface: Church accounting software should be relatively easy to use, and this is especially true if more than one or two people are going to be working with it. Some industry-specific software products, like PowerChurch, have dated user interfaces that might feel clunky. Universal accounting software is less tailored to churches, but often more streamlined and simpler to navigate. Overall, one type isn’t better than the other, but it’s definitely a tradeoff. 

Does your church need a dedicated bookkeeper?

The short answer is yes. Nonprofit accounting differs from general business accounting, because you need to track how tithes and donations are being used. Ideally, your bookkeeper has experience working with churches or nonprofits. That way, they can also assist with accounting tasks associated with other church-led programs, like preschools and fundraising.
Billie Anne Grigg contributed to an earlier version of this article, which was first published on Fundera, a subsidiary of NerdWallet.
Last updated on October 30, 2024

Methodology

NerdWallet independently reviews accounting software products before determining our top picks. We collect the data for our software ratings from products’ public-facing websites and from company representatives. Information is gathered on a regular basis and reviewed by our editorial team for consistency and accuracy.
NerdWallet’s accounting software ratings favor products that are easy to use, reasonably priced, have a robust feature set and can grow with your business. The best accounting software received top marks when evaluated across 10 categories and more than 30 subcategories. Learn more about how we rate small-business accounting software.
These ratings are meant to provide clarity in the decision-making process, but what’s best for your business will depend on its size, growth trajectory and which features you need most. We encourage you to research and compare multiple accounting software products before choosing one.
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