Chase has upped the welcome offer for two of its business credit cards, the Ink Business Unlimited® Credit Card and the Ink Business Cash® Credit Card.
Even better? The bonuses are not only bigger, but there are few if any extra hoops to jump through to earn them.
Updated Ink Cash, Ink Unlimited welcome offers
Both cards now have the same welcome offer. It’s one of the best sign-up bonuses available for a business card: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. Previously, the Ink Business Unlimited® Credit Card offered a $750 welcome bonus for meeting the same requirements.
New Unlimited cardholders now get an extra $150, without having to spend any more.
The Ink Business Cash® Credit Card bonus used to be a little easier to earn. When you spent $3,000 on the card within three months, you could earn $350. With $6,000 in spending within six months, you could earn an additional $400.
Now, new Cash cardholders have to spend twice as much on the Ink Cash within three months to earn a bonus. But the $900 bonus is more than 2.5 times larger.
Should you apply for the Ink Cash or Ink Unlimited?
NerdWallet’s editorial team picked the Ink Business Unlimited® Credit Card as the best business credit card of 2025. With no annual fee and 1.5% cash back on all spending, it deserves a place in most entrepreneurs’ wallets.
We like the Ink Business Cash® Credit Card for newer, smaller businesses. Its bonus categories can pay off when you’re stocking up on office supplies, paying your phone and Internet bills and running errands.
Both are excellent choices that made our list of the best business credit cards. If you’re reasonably confident that you’ll spend $6,000 in three months, apply. Keep in mind, you’ll have a year to pay down your balance with no interest. Should you apply for both?
When you have these cards plus a Chase travel card (like the Ink Business Preferred® Credit Card or Sapphire Reserve for Business℠), you’ll have a “Chase trifecta.” You can then use these cards strategically for different purchases to maximize your earnings. Chase hasn’t announced an expiration date for the $900 bonus on the Ink Cash and Unlimited. So if you ultimately want to apply for both, you don’t have to rush.
Instead, stagger them. Open one card, hit $6,000 in spend, earn the bonus and pay down your balance. Then you can open the second. That’ll help ensure you get both bonuses and spread out your credit inquiries.
Beyond that, Chase is known for the so-called 5/24 rule. That means they only approve applicants who have been approved for five or fewer cards in the last 24 months, including the card they’re currently applying for. Most business cards don’t count toward the tally. But if you’ve opened more than four personal cards in the last two years, that could cause Chase to deny your application.
