Who Can Benefit Most From the Southwest Priority Credit Card?

June CasagrandeFeb 20, 2021

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Perhaps more than any other U.S. airline, has fans — true enthusiasts who love its free checked bags, no-fee flight changes and no-assigned-seat policy. Not surprisingly, these travelers tend to live in and regularly fly to airports Southwest serves, so they end up traveling on this airline a lot.

For these frequent-flying Southwest enthusiasts, one credit card holds greater appeal than all the others: The from Chase.

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This one probably isn't for sporadic Southwest travelers or half-hearted fans. The higher annual fee weeds those folks right out. But the card rewards Southwest loyalists with a range of perks that more than offset that annual fee.

The sign-up bonus is the best perk:

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The card offers a $75 annual travel credit. Every year, you’ll get reimbursed for up to $75 of purchases made directly with Southwest on the card.

Southwest’s no-assigned-seat policy is controversial. But everyone agrees it’s a lot more pleasant when you upgrade to a higher boarding group. The offers four upgraded boardings every year. And the only thing better than being among the first to grab a seat is enjoying that privilege for free.

The also makes it easier to earn A-List status with the airline. For every $10,000 charged to the card, you’ll earn 1,500 tier qualifying points, up to 15,000 points per year.

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One of the most popular benefits of Southwest’s Rapid Rewards frequent flyer program is the , which lets you choose a friend or loved one to fly with you for free, plus taxes and fees. Without a Southwest-branded credit card, the Companion Pass can be tough to earn: You have to either take 100 one-way flights or earn 125,000 Rapid Rewards points to get the pass for the following year.

Not a lot of people can do that. But the puts this Companion Pass within reach — because the points you earn by using your credit card apply toward the points needed for a Companion Pass.

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In addition to all these elite benefits tailored to frequent Southwest travelers, the offers all the basic perks you’d expect. You’ll earn 2 Rapid Rewards points for every $1 spent with Southwest or the airline's hotel and rental car partners, and 1 point per $1 on everything else.

There are no foreign transaction fees, which is a must-have benefit for any traveler who makes purchases abroad. And if you use the card to buy drinks or Wi-Fi inflight, you’ll get a 20% discount. Together, these perks make the 's annual fee easier to justify.

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the , including those best for:

Planning a trip? Check out these articles for more inspiration and advice:

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