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In 2018, Kimberly Stephens, a 37-year-old lead records coordinator in Olympia, Washington, used her to get her family four tickets to California and two tickets to Las Vegas.
She and her husband focus on funneling travel rewards into her account so they can reach their mileage goals faster. It’s a good system. But they made one mistake: They let a offer expire, an annual perk offered to the cardholder.
Here are a few things you can learn from Stephens’ experience with the .
has many destinations on the West Coast. The Stephens live close to Seattle, an Alaska hub, and love the convenience and ticket prices. So the is a natural fit for them.
» Learn more: How to choose a
Stephens recommends taking advantage of special offers such as a companion fare discount. “We are going to Nashville in May, so one of us will only cost $99 to fly with the companion offer,” she says.
Just be sure to watch out for expiration dates on great perks.
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“Don't wait for a bill or run up a balance,” Stephens says. “You can earn the points just the same and not go into debt.” She pays off all her purchases every few days as if it was directly from her bank account.
» Learn more: How to get out of in four steps
Stephens says she uses her card for all purchases that allow credit cards so she can earn as many miles as possible on her spending. Her mortgage and car loan companies don’t allow her to pay bills with a credit card.
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the , including those best for:
Planning a trip? Check out these articles for more inspiration and advice: