How Do I Know If the Citi AAdvantage Executive Card Is Right for Me?

Lee HuffmanFeb 10, 2020

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Travelers can choose from several rewards credit cards to earn American Airlines miles and benefits. But only one of them provides entrance to Admirals Club airport lounges.

That card is the , which provides premium benefits with a price tag to match. Here's how to decide if this card is right for you.

The offers many valuable benefits, some of which are comparable to other AAdvantage credit cards. Other benefits are exclusive to the :

The welcome bonus for the is enough for two round-trip domestic economy tickets: .

A membership to the Admirals Club lounge can cost up to $650 per year. With the , membership is included with your annual fee. There are over 50 domestic and international to choose from.

You may bring immediate family members and children under 18 years or two guests with you into the lounge. The primary cardholder also has complimentary access to over 60 partner lounges.

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For travelers who value elite status, the will help you get there. When you spend $40,000 or more each calendar year, you'll receive 10,000 Elite Qualifying Miles (EQMs). It takes 25,000 EQMs to achieve AAdvantage Gold elite status.

With the , you'll receive Group 4 boarding. Other eligible American Airlines credit card holders board after you, in Group 5.

At participating airports, you'll receive priority check-in at the American Airlines counter. Additionally, you'll enjoy priority airport security screening where available.

Global Entry and TSA Precheck help you speed through airport security and customs while traveling. You'll receive reimbursement up to $100 every five years when you use the to pay your application fee.

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You'll receive the first checked bag for free for you and up to eight companions traveling on the same itinerary. With first checked bag fees of $30 per person each way, you can save up to $540 per domestic round-trip flight.

If you get hungry or thirsty while flying on American Airlines, use your to pay for snacks and drinks. You'll receive a statement credit of 25% off of your charges.

When making international purchases and paying in the local currency, there are no foreign transaction fees. Some credit cards charge 3% on these purchases, which can really add up over the course of your trip.

Unlink other premium credit cards like the , there is no charge for adding authorized users.

Authorized users receive access to Admirals Club lounge benefits when flying American Airlines or one of its partners, though not full membership privileges (like some reciprocal lounge access). Still, having access as an authorized user is a savings of up to $650 per person per year.

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As you can see, the offers numerous benefits that frequent travelers love.

In addition, frequent travelers who want to earn AAdvantage elite status have an easier path with the , since you can earn up to 10,000 EQMs each year while earning 2 miles per $1 spent on American Airlines purchases.

If you travel with American Airlines on a regular basis and value these benefits, then it makes sense to apply for the and pay the annual fee.

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the , including those best for:

Planning a trip? Check out these articles for more inspiration and advice:

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