If you’re self-employed or operate a small business, the global coronavirus pandemic may have brought some unexpected expenses. These changes to your spending are an opportunity to evaluate whether the business credit card you’re using is getting you the best possible rewards.
The Marriott Bonvoy Business™ American Express® Card is a popular choice for business owners. Marriott has nearly 8,000 hotels around the world across 30 brands, which means you’ll have lots of options to redeem points you earned using the card. Plus, the Marriott Bonvoy Business™ American Express® Card comes with a lucrative welcome bonus and a free night award on your account anniversary. Terms apply. Here’s how to get the most out of these perks.
Earn the welcome bonus
Earning this card’s valuable welcome bonus is an important step in getting the most the card has to offer. Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 of eligible purchases within the first 3 months of Card Membership. Plus, earn up to $150 back in statement credits on eligible purchases made on your new Card within the first 3 months of Card Membership. Terms Apply. The Marriott Bonvoy program has eight categories of hotels, some starting as low as 7,500 points per night. NerdWallet values Marriott Bonvoy points at 0.9 cent each.
Make bonus category purchases to accumulate points quickly
As a cardholder, you’ll earn bonus points for every purchase you make:
6x points at participating Marriott Bonvoy hotels.
4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
2x points on all other eligible purchases.
The per-dollar points payout is definitely a sweet spot of this card, especially because the 4x category includes merchants particularly useful for businesses, like U.S. restaurants, U.S. shipping and U.S. cell phone providers. Earning bonus rewards for your company’s spending means you’ll boost your points balance quickly and be able to book award nights sooner. Terms apply.
Take advantage of the free night awards
As a cardholder, you’ll receive a free night award (valued up to 35,000 points) every year after your account anniversary. You can use Marriott’s award night search tool to find hotels that meet the 35,000 point limit. This perk alone can offset the card’s $125 annual fee.
You’ll earn an additional free night award after spending $60,000 in purchases on your card in a calendar year. That’s a lot of spending for just one free hotel night, but you’ll also earn bonus points along the way. Terms apply.
Save money with AmEx Offers
AmEx Offers enable American Express cardmembers to earn statement credits or discounts on a variety of retailers and local restaurants. The list of offers is constantly changing, but they can include deals like $15 off an in-store or online purchase of $75 or more at the participating merchant. Just log in to your account to browse the AmEx Offers available for you. Then click “Add to card” to activate the offer before using your card to shop that merchant. The savings should appear on your statement within 90 days. Eligibility for this offer is limited. Enrollment is required in the AmEx Offers section of your account before redeeming. Terms apply.
» Learn more: How to add money-saving travel offers to your AmEx card
The bottom line
Unlocking the lucrative welcome bonus and taking advantage of the card’s ongoing rewards rate are the top ways to make the most of the Marriott Bonvoy Business™ American Express® Card. The card also features a free night award on your card anniversary (valued up to 35,000 points), which is a fantastic benefit you don’t want to go to waste. Cardholders can also save money on purchases they may already be planning by adding AmEx Offers to their card account. Terms apply.
To view rates and fees of the Marriott Bonvoy Business™ American Express® Card, see this page.
How to Maximize Your Rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2021, including those best for:
Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Bank of America® Travel Rewards credit card
Flat-rate travel rewards: Capital One Venture Rewards Credit Card
Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
Luxury perks: The Platinum Card® from American Express
Business travelers: Ink Business Preferred® Credit Card