How to Optimize the Rewards of the Hilton Honors Business American Express Card

Eric RosenbergFeb 23, 2021

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

is popular with business travelers for several reasons, including 12x Hilton Honors bonus points per dollar when you stay at Hilton-family properties. Terms apply.

Bonuses at gas stations, shipping companies, cell phone companies, restaurants, and for flights and car rentals can further amplify your earnings. Here’s what you need to know about and how to optimize its rewards and benefits.

Hit that minimum spend and the huge points bonus will put you on track for an award stay or other redemption before you know it. Hilton Honors points are redeemable for free nights, VIP experiences, Lyft rides, Amazon.com, partner shopping and rental cars. , though the best rooms will require multiple times that number of points.

» Learn more:

Earning 12x Hilton Honors points per dollar for stays at any Hilton-portfolio hotel is an impressive feature of this card. Frequent guests with Hilton brands including Waldorf Astoria, Conrad Hotels & Resorts, DoubleTree, Embassy Suites, Hampton, Hilton Garden Inn and Homewood Suites will get the best value. Terms apply.

There are plenty of bonus points that can be earned for regular business purchases, too. Earn 6x points per dollar at U.S. gas stations, U.S. shipping services and wireless phone services purchased directly from eligible U.S. providers. Terms apply.

The same 6x rate applies to purchases at U.S. restaurants, flight reservations booked directly with airlines or at AmEx Travel, and car rentals booked from a select list of rental car companies. You’ll get 3x points per dollar everywhere else. Terms apply.

According to , Hilton points are worth about each. To get the most out of these bonuses, make this card your preferred payment method every time you shop in one of these spending categories.

Because it’s an annual-fee card with the Hilton logo on it, you can be sure Hilton put some extra punch in its benefits. The list is impressive for a card with a annual fee. Terms apply. Here are some of the biggest perks you should take advantage of with this card:

Terms apply.

The card doesn’t charge any foreign transaction fees, so you can use it for business purchases in the U.S. or abroad without paying any extra fees. To make the most of these perks, activate your right away and familiarize yourself with the eligible lounges in the airports you frequent. They’re . Also, get better acquainted with the perks of your new Gold status and start planning how you’ll use your weekend night award.

» Learn more:

American Express cards generally offer a valuable suite of benefits and protections, and this card is no exception. Get to know the protections that come with your new card so you’ll be prepared to take full advantage should you ever need to. They include:

Terms apply.

Like other top , comes with useful expense management tools. You can create and manage employee cards, evaluate annual spending with a year-end summary and make vendor bill payments using a partnership with Bill.com.

These benefits don’t put rewards in your pocket, but they could save you time and money managing your business spending needs, so prepare to take full advantage of these powerful tools.

With a  annual fee, isn’t right for everyone. However, if you regularly stay at Hilton hotels and would enjoy the perks included in Gold status, rewards points for free stays and 10 annual visits to airport lounges, the card could make a lot of sense. Terms apply.

To view rates and fees of , see .

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the , including those best for:

On a similar note...
Dive even deeper in Travel