The Best Travel Credit Card Welcome Bonus Offers Right Now

Earn 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 3 months + $300 of Bilt Cash.

Annual fee: $495.
Value of welcome offer: $1,200.
Why you should get it: Bilt just unveiled its new family of cards, and this is the only one with a points-based sign-up bonus. The points alone are worth $900, and the $300 in Bilt Cash can be redeemed for a variety of purchases within the Bilt ecosystem.
Who should get it: People who want to earn Bilt points on everyday purchases and redeem them for travel with Bilt transfer partners like World of Hyatt and Alaska Airlines. Bilt Rewards is the only major loyalty program that offers point transfers to Alaska and Hawaiian Airlines' Atmos Rewards.
Who should skip it: People who already have similar cards, like the Capital One Venture X Rewards Credit Card or people seeking to use this card solely to earn rewards on rent or mortgage payments. Bilt introduced a 3% fee to earn rewards on your rent or mortgage payments. You can use Bilt Cash to cover the fee, but because you only earn Bilt Cash on non-rent or mortgage payments, this card is best for people who plan to use the card as their everyday spending card.

World of Hyatt Credit Card

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Earn up to 5 free nights. Earn 3 free nights after you spend $5,000 on purchases in the first 3 months of account opening. Plus, 2 free nights after you spend $15,000 on purchases in the first 6 months. Free nights can be redeemed at any Category 1-4 Hyatt hotel or resort worldwide.

Annual fee: $95.
Value of welcome offer: $1,620.
Why you should get it: This offer is made up of free nights, rather than bonus points, and that makes this offer worth about $600 more than the previous offer, especially if you redeem those free nights on peak demand nights.
Who should get it: People who plan to spend at least five nights at a Category 4-or-below Hyatts in the next year and can spend reasonably spend $15,000 on the card in the first six months to earn the fill sign-up bonus.
Who should skip it: Travelers who prefer to redeem Hyatt points for stays at higher category hotels might want to hold off for a sign-up offer that consists of bonus points instead.

Citi® / AAdvantage® Globe™ Mastercard®

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For a limited time, earn 90,000 American Airlines AAdvantage® bonus miles after $5,000 in purchases within the first 4 months of account opening.

Annual fee: $350.
Value of welcome offer: $1,170. NerdWallet values American miles at 1.3 cents each.
Why you should get it: This new card has a sizeable sign-up bonus worth more than $1,000 in airline travel (and that's a conservative estimate based on buying economy tickets).
Who should get it: Frequent American Airlines flyers who want an annual companion certificate. This certificate will allow you to pay $99 plus taxes and fees for your companion's ticket on one round-trip Main Cabin domestic flight. For round-trip tickets that cost more than $1,000, this benefit could save you hundreds of dollars and make it easy to justify the annual fee.
Who should skip it: American flyers who usually fly solo might be better off with a cheaper American Airlines card or even a card that earns Citi ThankYou points (because American Airlines is a transfer partner of Citi).
Learn more: 5 reasons to get the Citi® / AAdvantage® Globe™ Mastercard®

Citi Strata Elite℠ Card

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For a limited time, earn 100,000 bonus Points after spending $6,000 in the first 3 months of account opening.

Annual fee: $595.
Value of welcome offer: $1,000, or more if transferred to high-value partners.
Why you should get it: This new card is one of only two cards that earn Citi ThankYou points that can transfer to American Airlines' AAdvantage program at a 1:1 ratio.
Who should get it: Regular American Airlines flyers who want the option to earn a flexible rewards currency that can be transferred to American, as well as other travel partners.
Who should skip it: People who don't need the four Admirals Club lounge passes and Priority Pass might prefer the lower-annual-fee Citi Strata Premier® Card.
Learn more: Citi Strata Elite vs. Citi® / AAdvantage® Executive World Elite Mastercard®

Chase Sapphire Preferred® Card

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Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Annual fee: $95.
Value of welcome offer: $750, or more if you transfer your points to travel partners for high-value redemptions.
Why you should get it: If you missed the 100,000-point sign-up offer last year, this offer is your next best option. It's 15,000 points more than the previous offer.
Who should get it: People who want access to Chase's excellent transfer partners for a low annual fee.
Who should skip it: Travelers looking for airport lounge access will need a more expensive card. May we suggest the Capital One Venture X Rewards Credit Card?

Chase Sapphire Reserve®

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Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

Annual fee: $795.
Value of welcome offer: $1,250, or more if you transfer your points to travel partners for high-value redemptions.
Why you should get it: This sign-up bonus is 25,000 points more than the previous offer, and you can use that to your advantage, especially if you already have a redemption in mind with one of Chase's transfer partners.
Who should get it: People who can justify the card's high annual fee with its benefits, such as Sapphire lounge access, a $300 annual travel credit, up to $500 in credit annually (split into two $250 credits) for high-end hotel stays booked through The Edit and a credit for TSA PreCheck or Global Entry fees.
Who should skip it: People who don't live near a Sapphire lounge or plan to use the card's credits can still get access to Chase's transfer partners at a much lower annual fee with the Chase Sapphire Preferred® Card.

Capital One Venture X Business

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