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Chase Ultimate Rewards® is one of the most valuable points currencies, especially if you know how to take advantage of the program's transfer partners.
If you hold an eligible Chase card, you can transfer points at a 1:1 ratio to a roster of 14 airline and hotel partners, including high-value loyalty programs like World of Hyatt, which NerdWallet values at 1.8 cents per point.
Although several Chase credit cards earn Chase Ultimate Rewards® points, only three allow you to transfer your points to airline and hotel loyalty programs:
Strategically converting Ultimate Rewards® to hotel or airline programs can help you take advantage of good award travel deals and squeeze more value out of each point.
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» Learn more: The best travel credit cards right now
The full list of Chase transfer partners
Chase has 14 transfer partners, comprising 10 airline and four hotel loyalty programs. You can transfer Chase points at a 1:1 ratio for all partners.
Airline transfer partners
Hotel transfer partners
Which Chase transfer partners are the best?
There are a lot of Chase transfer partners to choose from, but some offer more value than others. That’s because each loyalty program sets its own redemption rates, determining how many points or miles you need to book an award flight or hotel stay.
At a glance, here are some top Chase transfer partners, based on NerdWallet’s analysis:
- World of Hyatt.
- JetBlue TrueBlue.
- Singapore Airlines KrisFlyer.
- Virgin Atlantic Flying Club.
For a complete list, check out NerdWallet’s guide to the best Chase transfer partners.
Best airline partner for Chase points
Choosing the best airline transfer partner for Chase is difficult, because it will largely depend on your travel habits. For example, do you mainly travel within the U.S. or do you frequently go abroad? When you travel, do you prefer flying in first or business class, or are you OK with sitting in economy? Your answers to those questions will help determine which Chase airline partner is best for you.
Most people won’t go wrong with transferring their Chase points to JetBlue TrueBlue, which can offer a lot of value for both domestic and international flights. You can use those points to redeem flights with JetBlue Airways, as well as its partners, including Condor, Etihad Airways and Qatar Airways.
Plus, Chase is the best JetBlue transfer partner among transferable rewards currencies, with points transferring at a 1:1 ratio. While other transferable currencies transfer to JetBlue, it’s not always 1:1.
Best Chase hotel transfer partner
Unlike Chase’s airline transfer partners, there’s a clear winner when it comes to hotel transfer partners: World of Hyatt. It’s also the best Chase transfer partner overall, given its eye-popping value of 1.8 cents per point, according to NerdWallet research.
World of Hyatt is an incredibly valuable transfer partner because it’s one of the few loyalty programs that still uses an award chart, making it easy for you to know how many points you’ll need for an award redemption.
Transferring your Chase points to Hyatt can be a great idea, especially because of how difficult it is to earn Hyatt points. While some of Chase’s transfer partners also partner with other transferable currencies, only Chase and Bilt Rewards allow you to transfer your points to World of Hyatt. If you’re a frequent Hyatt guest, make sure to transfer your Chase points wisely.
» Learn more: The complete guide to the World of Hyatt loyalty program
Chase airline transfer partners: What you need to know
Of the 14 Chase Ultimate Rewards® transfer partners, 11 are airline mileage programs.
Aer Lingus AerClub
While not officially part of the Oneworld alliance, Aer Lingus has close ties with several Oneworld airlines, including American Airlines and British Airways. In fact, Aer Lingus AerClub uses Avios, a loyalty currency shared with Oneworld members British Airways, Iberia and Qatar Airways. You can transfer Avios between the four airlines to take advantage of each program’s sweet spots.
Air Canada Aeroplan
Air Canada is a Star Alliance member, so you can use Aeroplan points to book award flights on any Star Alliance airline, including United Airlines. It also partners with carriers like Cathay Pacific, Emirates and Etihad Airways, so it’s possible to snag an award flight on those airlines as well. NerdWallet estimates the value of Aeroplan points at 1.1 cents per point.
» Learn more: A guide to Air Canada’s Aeroplan rewards loyalty program
Air France-KLM Flying Blue
Flying Blue is the loyalty program of Air France and KLM. Both airlines are members of the SkyTeam alliance, so you can transfer points to Flying Blue and book award flights on other SkyTeam airlines, such as Delta Air Lines. NerdWallet values Flying Blue points at 0.8 cent per mile. However, you can easily get more value by taking advantage of perks like free stopovers in Amsterdam and Paris on award tickets, as well as monthly Promo Rewards deals for discounted awards to select destinations.
» Learn more: A points collector’s guide to Air France-KLM Flying Blue
British Airways Club
Most travelers think of flights to London when thinking about British Airways. However, that's not where the value of British Airways Avios lies. In fact, most British Airways Avios sweet spots don't involve flying British Airways. Instead, use this Chase transfer partner to book inexpensive awards on American Airlines, Alaska Airlines and other Oneworld partners. If you can’t find an award that suits you, remember you can always transfer your points from British Airways Club to a different loyalty program that also uses Avios.
» Learn more: The complete guide to the British Airways Avios program
Club Iberia Plus
Just like British Airways, Iberia is a member of the Oneworld alliance and uses the Avios program. Iberia sweet spots include some incredible gems, and the Spanish airline often offers some of the cheapest business class awards to Europe.
» Learn more: What to know about the Club Iberia Plus loyalty program
JetBlue TrueBlue
JetBlue TrueBlue is a revenue-based points program, so the required number of points for an award roughly equates to the cash price of the flight. However, it also offers solid partnerships with other airlines that let you squeeze more value out of your TrueBlue points. According to NerdWallet’s valuations, TrueBlue points are worth 1.4 cents per point when redeemed for JetBlue economy awards, making it a valuable points currency to have.
Singapore Airlines KrisFlyer
Singapore Airlines is another Chase travel partner in the Star Alliance, and it can provide excellent premium cabin redemptions. Singapore KrisFlyer sweet spots include flights to Europe and Hawaii, and flights within the continental U.S. Luxury travelers also flock to KrisFlyer, as it's typically the only way to book the award-winning Singapore first class product with points.
Southwest Airlines Rapid Rewards
Southwest Rapid Rewards are worth 1.3 cents per point when redeemed for Southwest flights. Steer clear of other Rapid Rewards redemptions for hotels, rental cars or merchandise though, as the redemption value can drop to 0.6 cents per point.
» Learn more: The complete guide to Southwest Rapid Rewards
United MileagePlus
United is the third of Chase’s U.S.-based airline partners. MileagePlus miles are worth around 1.2 cents per mile when redeemed for United economy flights. In addition to redeeming miles on United, you can redeem United MileagePlus miles for award flights on other Star Alliance partners. Keep in mind that United can charge more miles for partner awards, although it does offer generous award change and cancelation policies.
» Learn more: The complete guide to United MileagePlus program
Virgin Atlantic Flying Club
London-based Virgin Atlantic is a member of the SkyTeam alliance and it uses a different redemption chart for each partner, meaning the Flying Club sweet spots are just as diverse as its partners. Some popular ones include premium cabin travel on All Nippon Airways between the U.S. and Japan, but availability can be difficult to find.
» Learn more: The guide to Virgin Atlantic Flying Club
Chase hotel transfer partners: What you need to know
Chase has four hotel loyalty program partners.
IHG One Rewards
The IHG loyalty program can offer good value, but it's generally a weak Chase transfer partner. NerdWallet values IHG points at 0.6 cent each. But since Chase points transfer to IHG One Rewards at the same 1:1 transfer ratio as all other partners, that makes for a pretty bad transfer that can actually devalue your points. Unless you find a fantastic IHG redemption, only transfer points from Chase to IHG to top off your account if you're a few points shy of booking a hotel you want with your existing stash of IHG points. Otherwise, you’re generally better off booking IHG hotels via Chase's portal.
Marriott Bonvoy
Marriott Bonvoy is one of the largest hotel loyalty programs around. You can redeem Bonvoy points for free nights and room upgrades at over 7,000 properties across more than 30 brands.
However, bigger isn't always better. When NerdWallet analyzed the value of Marriott Bonvoy points, we found that points were worth around 0.8 cent each. Considering Chase points can be redeemed for at least 1 cent each in Chase's travel portal (depending on which Sapphire card you have), make sure that you're getting at least this much value before transferring Chase points to Marriott Bonvoy — which is unlikely. With that, save Bonvoy transfers only for situations where you find an outstanding hotel deal, or if you need just a few more points to book using your existing Bonvoy points.
» Learn more: The complete guide to the Marriott Bonvoy program
World of Hyatt
World of Hyatt offers incredible value, largely due to the fact that it still publishes an award chart. That means predictability in planning how many points an award stay may cost. Award nights start at 3,500 points, meaning you can really stretch out your Chase points at Hyatt hotels. However, a new award chart set to take effect May 2026 means many redemptions during peak periods will get more expensive.
Wyndham Rewards
Wyndham Rewards also offers a fixed award chart, with only three tiers: 7,500, 15,000 or 30,000 points per room. However, Wyndham is known to run points sales, allowing you to purchase them for less than 1 cent apiece. If you're eyeing a Wyndham redemption, that may be a better option than transferring points.
Chase points calculator
While you might book hotels and airfares with cash or through Chase’s travel portal, it can be a better deal to transfer your Chase points to an airline or hotel partner. However, that’s not always the case. Before booking, make sure to calculate the value of your Chase Ultimate Rewards® points relative to the price of paying for airfare or hotel rooms in cash.
NerdWallet’s Chase points calculator can help you determine the value of your points.
How to earn Chase Ultimate Rewards® points
The most common way to earn Chase Ultimate Rewards® points is through spending on a Chase credit card that participates in Chase Ultimate Rewards®. You can also earn a large amount of points by taking advantage of introductory offers, which get you a windfall of points when you meet a minimum spending requirement in a certain time frame.
Just note that not all Chase credit cards earn transferable Ultimate Rewards® points. Cards that earn Ultimate Rewards® points include:
Some of these cards offer bonus points in certain categories, so someone seeking to maximize their points earning might have multiple cards in their wallet to use depending on the transaction. To maximize points, you might use the Chase Sapphire Preferred® Card to pay at restaurants (it earns 3 points per $1 spent on dining), the Chase Freedom Flex® to pay at drugstores (it earns 3% back at drugstores) and the Ink Business Cash® Credit Card to pay the monthly internet bill (it earns 5% back on internet, cable and phone services, up to a combined $25,000 in annual spending).
Even though the latter two cards don't let you transfer your rewards directly to any of the above airline or hotel partners, you can transfer them to another card that you hold (or that someone in your household holds), as long as that card is one of the cards that allows for transfers to partner airline and hotel brands.
Chase travel cards with transfer partners
The four Chase travel cards with transfer partners are the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve®, the Sapphire Reserve for Business℠ and the Ink Business Preferred® Credit Card.
Chase cards with transferable points
Annual fee
$95.
$795.
$795.
$95.
Welcome offer
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening.
Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
Rewards
• 5x points on all Chase Travel℠ purchases (exclusions apply).
• 5x on Lyft rides and Peloton equipment (for a limited time; terms apply).
• 2x points on all other travel.
• 3x points on dining, takeout and eligible delivery worldwide.
• 3x points for online grocery purchases (exclusions apply).
• 3x points on some streaming services.
• 1x point on all other purchases.
• 8 points per $1 spent on all travel booked through Chase.
• 4 points per $1 spent on bookings directly through an airline or hotel.
• 3 points per $1 spent on dining, takeout and eligible delivery worldwide.
• 1 point per $1 spent on all other purchases.
- 8 points per $1 on all purchases booked through Chase, including The Edit.
- 5 points per $1 on Lyft rides through 9/30/27.
- 4 points per $1 spent on flights and hotels booked direct.
- 3 points per $1 on social media and search engine advertising.
- 1 point per $1 on all other purchases.
• 3 points per $1 on the first $150,000 spent on travel, shipping, select advertising, internet, cable and phone services business categories each account anniversary year.
• 5 points per $1 spent on Lyft rides through Sept. 30, 2027.
• 1 point per $1 spent on all other purchases.
Learn more
How do you transfer Chase points?
Use this guide to learn how to transfer Chase points between two credit cards you own.
Here's how to transfer Chase points to a family member or spouse.
Once you've got all the points you need in one account, you're ready to then send them to the actual airline or hotel loyalty program you want to convert your Chase points into. Learn how to transfer Chase Ultimate Rewards® points to travel partners here.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2026:
- Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
- No annual fee: Wells Fargo Autograph® Card
- Flat-rate travel rewards: Capital One Venture Rewards Credit Card
- Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
- Luxury perks: American Express Platinum Card®
- Business travelers: Ink Business Preferred® Credit Card
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