What to Know Before Getting the Citi / AAdvantage Platinum Select World Elite Mastercard

Rand ShoafFebruary 11, 2020
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If you are a loyal American Airlines flyer, the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® can be a great card to keep in your wallet. Not only will it help you maximize your mileage earnings, it will also reward you with perks that will make flying on American Airlines more enjoyable.

Before applying, you'll want to know some of the key benefits and features that the card offers. This guide covers what you should consider before deciding if this card is right for you.

You would need to plan to earn the welcome offer

Earning the generous welcome bonus that the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® offers is an excellent way to boost your mileage account. However, you’ll want to plan ahead to make sure you can spend the required amount to earn the welcome bonus.

Currently, the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® is offering the following bonus: Earn 50,000 American Airlines AAdvantage® bonus miles after you spend $2,500 in purchases within the first 3 months of account opening. NerdWallet currently values AAdvantage miles at 1 cent.

You would pay an annual fee

It’s worth noting that the annual fee on the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® is $0 intro for the first year, then $99. On your card account anniversary, you’ll want to keep this in mind and weigh whether or not the benefits outweigh paying the annual fee for the following year.

You could save on in-flight purchases

With the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®, American Airlines flyers will save 25% on eligible in-flight purchases. Just remember to carry your card in your wallet when you fly, since you'll need to make the purchases on your card to get the discount.

You could earn 2 miles per $1 on bonus categories

Leveraging the 2X bonus spending categories of the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® is a great way to maximize earnings. The card earns 2 miles per $1 spent on eligible American Airlines purchases, as well as restaurants and gas stations. Using your card for these types of purchases can supercharge your AAdvantage mileage earnings.

On all other purchases cardholders earn 1 mile per $1 spent.

You could fly almost anywhere in the world with your miles

AAdvantage miles are among the most valuable frequent flyer miles available. They’re also easy to redeem; you can redeem miles on AA.com for award travel on 18 partner airlines. This makes it possible to book domestic and international awards at your own leisure, without having to deal with long wait times to speak to customer service agents.

You could save money on checked bags

For American Airlines flyers who don’t hold elite status, this card offers a great way to save money on checked bags. With the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®, you’ll get one free checked bag on domestic American Airlines flights for yourself and up to four travel companions on the same reservation.

You could save miles with reduced mileage awards

Every quarter, American Airlines offers a new list of reduced mileage award destinations discounted by 2,000 - 7,500 miles round-trip. The Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® gives you access to these awards, saving you up to 7,500 miles per round-trip, depending on the total distance flown.

Keeping your eye out for a destination that fits your travel plans is an excellent way to keep more of your hard-earned miles in your pocket when booking awards.

The information related to the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® has been collected by NerdWallet and has not been reviewed or provided by the issuer or provider of this product or service.

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