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Every credit card has customers in mind and sets up the card’s perks to match their needs.
For the Ink Business Preferred® Credit Card, where the most points are awarded for common business spending, it’s the business traveler.
Here’s what business travelers should know about the Ink Business Preferred® Credit Card.
Earn big points in business categories
For the first $150,000 you spend on travel, shipping, internet, cable, phone bills and advertising purchases, you’ll earn 3 points for every dollar spent. Employees get free cards, too, so more people can earn points.
And don't gloss over the welcome bonus: Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
» Learn more: Chase 5/24 rule explained
Points don’t expire
As long as you don’t close the card, your points don’t expire.
» Learn more: 9 easy ways to earn travel rewards you’ll actually use
Never close the card out before checking your points balance. You may have more points left than you thought, and they can be redeemed for cash or gift cards. This gives cardholders some room if you don’t have enough cash left for a travel purchase.
You can transfer points on a 1:1 basis to a dozen popular airline and hotel loyalty programs, including United, Southwest, British Airways, Marriott and Hyatt. Transfers may give you even more value per point.
But note: Points used on in the Chase Ultimate Rewards® travel center come with a 25% bonus, so research how far your points will get you before purchasing.
How to Maximize Your Rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2021, including those best for:
Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Bank of America® Travel Rewards credit card
Flat-rate travel rewards: Capital One Venture Rewards Credit Card
Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
Luxury perks: The Platinum Card® from American Express
Business travelers: Ink Business Preferred® Credit Card
Planning a trip? Check out these articles for more inspiration and advice: Chase Ulitimate Rewards: How to earn and use them How I flew for free: Round trip NYC to India using Chase Ultimate Rewards The best Chase credit cards of the year