Ben is a former credit card specialist for NerdWallet who wrote card reviews and comparisons and covered credit-related issues affecting consumers.
The latest from Ben
For Excellent Credit, Pay Cards in Full Rather Than Carry Debt
The idea that you need to have debt to achieve an excellent credit score is a myth.
There’s a Better Way to Pay for Airbnb With Amex Points
You can redeem your Membership Rewards points for Airbnb stays — but you'll get a much better value if you redeem them for an Airbnb gift card.
Chase Sapphire Preferred: Top 5 Reader Questions
Chase Sapphire Preferred has long been a favorite of both the Nerds and NerdWallet readers — but that doesn't mean it's the right card for everyone.
American Express Now Offering Free FICO Scores
American Express is giving personal and consumer charge cardholders free access to their FICO scores, falling in line with issuers such as Chase and Citi.
How Many Credit Cards Should You Carry?
There's no magic number. Consider your taste for simplicity (or complexity) and your ability to mange spending.
Amex Express Checkout: A Better Way to Pay Online
This digital wallet allowed you to use your American Express login to complete online purchases securely. The service has now been rolled into a broader system called 'Click to Pay.'
How to Send Credit Card Information Safely
Precautions can reduce the risk of identity theft when sending card info by mail, email, text and other methods.
What to Do With Your Student Credit Card When You Graduate
Even if you don't use your student credit card often, keeping it open and active after graduation has benefits. And if you want a better card, request an upgrade.
How to Cancel a Credit Card in 6 Steps
Closing a credit card account can affect your credit, so proceed with caution and make the transition smooth.
Capital One Venture Card: How to Redeem Miles for Travel
The card offers the simplicity of earning 2 miles per $1 on all purchases, and easy options for cashing miles in.
Someone I Know Opened a Credit Card in My Name. What Do I Do?
You may be reluctant to report it. But they've committed a crime, and you could spend years trying to undo the damage.
Feeling Remorse About Your New Credit Card?
You'd have to cancel the card, even if you never activate it. That can affect your credit score.