Jackie Veling covers personal loans for NerdWallet. Her work has been featured in The Associated Press, MarketWatch, MSN, Nasdaq.com and Yahoo Finance. Prior to that, she ran a freelance writing and editing business, where she partnered with a wide range of clients, including U.S. Bank and Under Armour. She graduated from Indiana University with a bachelor’s degree in journalism.
- Education: B.A. in journalism from Indiana University
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The Pros and Cons of Debt Consolidation
Debt consolidation may be a good idea if you can qualify for a low interest rate, make payments on time and stay out of debt in the future.
What Is a Point-of-Sale Loan?
A POS loan lets you buy now and pay later, but look for minimal interest and affordable payments.
What Is a Personal Loan?
A personal loan is money borrowed from a lender that you pay back in monthly installments.
The Best Ways to Borrow Money
Need to borrow money? We explore the cheapest and fastest ways to borrow, plus two options to avoid.
RV Loans in 2023: Compare RV Financing Options
RV loans are personal loans from online lenders, or secured vehicle loans from banks and credit unions, that pay for your camper, motorhome or trailer.
What Is a Debt Consolidation Loan?
A debt consolidation loan rolls your existing debts into one, ideally with a lower interest rate and shorter time to payoff.
TD Bank Personal Loans: 2023 Review
TD Bank’s unsecured personal loans have minimal fees and fast funding and are available to non-customers.
What Are Personal Loans Used For?
You can use a personal loan to pay for almost anything. Compare them with alternatives to choose the best option.
Debt Consolidation Loan Rates for March 2023
Your credit score and debt-to-income ratio are key to determining your debt consolidation loan interest rate.
Unsecured Personal Loans: Borrow With No Collateral
Unsecured loans don’t require collateral and can be used for just about any purpose. Compare loans from multiple lenders that offer unsecured personal loans.
Online or In-Person Loans: What’s Better?
Consider what's more important to you: quickness and convenience or talking face-to-face with a lender at a bank.
Best Long-Term Personal Loans
Long-term personal loans carry repayment terms of more than five years. Though you'll have smaller monthly payments, total interest can be higher.
Boat Loan Calculator: See Your Boat Payments
A boat loan calculator can help you estimate your monthly payments and interest costs on a boat loan.
Truist Bank Personal Loans: 2023 Review
Truist offers personal loans with fast funding and minimal fees, but the loans are available in only 17 states.