Ryan Lane is an editor on NerdWallet’s small-business team. He joined NerdWallet in 2019 as a student loans writer, serving as an authority on that topic after spending more than a decade at student loan guarantor American Student Assistance. In that role, Ryan co-authored the Student Loan Ranger blog in partnership with U.S. News & World Report, as well as wrote and edited content about education financing and financial literacy for multiple online properties, e-courses and more. Ryan also previously oversaw the production of life science journals as a managing editor for publisher Cell Press. Ryan is located in Rochester, New York.
- Education: B.S. in journalism from Syracuse University
- Previous experience: Writer and editor, American Student Assistance; managing editor, Cell Press
Ryan has also nerded out in...
The New York Times, USA Today, MarketWatch, Yahoo Finance, The Washington Post, ABC News
The latest from Ryan
Commercial Auto Insurance: Best Options for Small Businesses
You may need commercial car insurance if you carry work equipment, regularly drive to visit clients and more.
Who Should Use an Income Share Agreement?
Opt for free money and most federal student loans before considering an ISA.
Income Share Agreements vs. Student Loans: Which Costs Less?
Estimate your future salary to determine if an ISA will cost less than a student loan.
Top Scholarships for Nursing Students
Scholarships are available for diploma, undergraduate and graduate degree nursing programs.
Student Loan Forgiveness for Nurses: What’s Best for You?
Nurses may benefit from Public Service Loan Forgiveness or a different federal or state loan forgiveness program.
Income-Contingent Repayment: How It Works and Whom It’s Best For
Income-Contingent Repayment is the least generous income-driven plan, but it’s the only one parent PLUS borrowers can use.
Parent PLUS Loan Repayment: 5 Manageable Options
Options include refinancing, consolidating and making payments on an Income-Contingent Repayment plan.
Pay As You Earn: How It Works and Whom It’s Best For
You'll likely qualify for PAYE if you can't afford your payments and didn't start college until after 2007.
Student Loan Consolidation vs. Refinancing
Federal student loan consolidation and private student loan refinancing are not the same thing.
Law School Loan Forgiveness and Repayment Programs
Whether you practice in the public or private sector can determine the best repayment strategy for your loans.
Revised Pay As You Earn: How It Works and Whom It’s Best For
Revised Pay As You Earn, or REPAYE, is a good option if you’re single and don’t have grad school debt.
Can You Take Out Subsidized Loans for Graduate School?
Graduate students can't take out subsidized loans for school, but other federal aid is available.
Can You Change Your Student Loan Repayment Plan?
You can change federal student loan payments, but paying less each month will likely mean paying more overall.
Debt vs. Equity Financing: What Option Is Best for You?
You can get financing for a business by taking on debt or selling its equity.