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8 Top Car-Buying Apps
Buying a car can be complicated. These apps offer unique features and helpful tools that can simplify the process.
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Dozens of mobile apps and online marketplaces allow you to buy a car — or finalize most parts of the process — from the comfort of your couch.
Convenience aside, there are plenty of reasons to use car-buying apps in your car search, even if you ultimately wind up buying directly from a dealership. Most car-buying apps offer valuable insights that you won’t get from a dealership, like price comparisons and dealership reviews. Many of them also include handy tools like loan calculators and search filters that allow you to consider only cars that fit into your budget.
NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account factors like maximum rates, variety of loan options, visibility of borrower requirements, accessibility, speed of funding, fees and more.
Best for borrowers with good or excellent credit who want fast approval and funding to buy a new car.
NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account factors like maximum rates, variety of loan options, visibility of borrower requirements, accessibility, speed of funding, fees and more.
4.5
Est. APR:
Annual percentage rate (APR) represents the true cost of
borrowing money. It is your interest rate plus any loan fees,
and is expressed as a percentage.
Annual percentage rate (APR) represents the true cost of
borrowing money. It is your interest rate plus any loan fees,
and is expressed as a percentage.
6.74 - 15.24%
Term: 24 - 84 months
You will be redirected to the partner's website.
The terms presented here are estimated and provided solely to assist you
in finding a great lender. The terms may vary based on the partner's terms
and conditions.
You will be redirected to the partner's website
The terms presented here are estimated and provided solely to assist you in finding a great lender. The monthly payment amount, Annual Percentage Rate (APR), and any other terms are based on standard Consumers Credit Union rates and terms for your NerdWallet provided credit score, zip code, and the other self-provided information. These terms may vary based on your credit history, your individual income, or other terms of the lender.
NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account factors like maximum rates, variety of loan options, visibility of borrower requirements, accessibility, speed of funding, fees and more.
Best for applicants who want to compare multiple new car purchase loan offers.
NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account factors like maximum rates, variety of loan options, visibility of borrower requirements, accessibility, speed of funding, fees and more.
4.0
Est. APR:
Annual percentage rate (APR) represents the true cost of
borrowing money. It is your interest rate plus any loan fees,
and is expressed as a percentage.
Annual percentage rate (APR) represents the true cost of
borrowing money. It is your interest rate plus any loan fees,
and is expressed as a percentage.
6.24 - 29.90%
Term: 24 - 84 months
You will be redirected to the partner's website.
The terms presented here are estimated and provided solely to assist you
in finding a great lender. The terms may vary based on the partner's terms
and conditions.
You will be redirected to the partner's website
The terms presented here are estimated and provided solely to assist you in finding a great lender. The monthly payment amount, Annual Percentage Rate (APR), and any other terms are based on standard Consumers Credit Union rates and terms for your NerdWallet provided credit score, zip code, and the other self-provided information. These terms may vary based on your credit history, your individual income, or other terms of the lender.
Auto Credit Express
New car purchase loan
Not yet rated
Best for new-car buyers who can’t qualify for a lower-rate loan through a traditional lender and need help finding a dealer with subprime lending.
Min score: 525
Amount: $5,000 - $50,000
Min. Amount$5,000
Max. Amount$50,000
Not yet rated
Est. APR:
Annual percentage rate (APR) represents the true cost of
borrowing money. It is your interest rate plus any loan fees,
and is expressed as a percentage.
Annual percentage rate (APR) represents the true cost of
borrowing money. It is your interest rate plus any loan fees,
and is expressed as a percentage.
N/A - N/A
Term: 24 - 84 months
You will be redirected to the partner's website.
The terms presented here are estimated and provided solely to assist you
in finding a great lender. The terms may vary based on the partner's terms
and conditions.
You will be redirected to the partner's website
The terms presented here are estimated and provided solely to assist you in finding a great lender. The monthly payment amount, Annual Percentage Rate (APR), and any other terms are based on standard Consumers Credit Union rates and terms for your NerdWallet provided credit score, zip code, and the other self-provided information. These terms may vary based on your credit history, your individual income, or other terms of the lender.
What types of car-buying apps are available?
Online marketplace apps. Many of the apps reviewed below aggregate new- and used-car listings — typically from online retailers and hundreds, even thousands, of dealerships. Only a few include listings from individuals. When you find a car you like, the app will provide the seller’s contact information for you to make your purchase.
Online auto retailers' apps. These companies let you complete the entire used car-buying process online within their ecosystem. On their apps, you can find used cars for sale, find financing, complete the purchase and arrange delivery. The inventory on these apps is owned by the retailers, and they usually offer a return policy if you’re not satisfied with your purchase. Read NerdWallet’s reviews of CarMax and Carvana.
Traditional private-party sales platforms. These apps include Craigslist, Facebook Marketplace and eBay Motors. Many private sellers will turn to these platforms when they’re trying to sell their vehicle locally and quickly, so it’s possible to find a great deal. However, be wary of scammers and make sure you ask all the questions you need to make a decision. Craigslist and Facebook offer little in the way of buyer protection; eBay Motors does, if you complete the transaction through the platform.
How we selected the best car-buying apps
NerdWallet selected the following marketplace car-buying apps based on download volume and user reviews. All of the apps included in this list have a rating of at least 4 stars, at least 20,000 user reviews or both. They’re available in both the Apple App Store and the Google Play store, and they're also free to use.
This list does not include online retailers' apps or those from traditional private-party sales platforms. The apps are described in more detail below the table, sorted alphabetically.
Where to find auto sales listings
Platform
Has new car listings
Has used car listings
Autolist
Yes.
Yes, from dealers.
Autotrader
Yes.
Yes, from dealers and private sellers.
CarFax
No.
Yes, from dealers.
CarGurus
Yes.
Yes, from dealers and private sellers.
Cars.com
Yes.
Yes, from dealers and private sellers.
Edmunds
Yes.
Yes, from dealers.
Used Car Search Pro by iSeeCars
Yes.
Yes, from dealers and private sellers.
TrueCar
Yes.
Yes, from dealers.
Top car-buying apps
Autolist
In addition to new and used car listings from dealers, Autolist has a “My Garage” feature that allows you to track your vehicle’s market value and trade-in value — a useful tool to figure out how much car you can afford. You can also input your desired loan terms on the app, which will generate estimated monthly payments for each vehicle.
Not sure if you’re ready to make a purchase? Autolist will highlight listings that it expects to sell soon with a “hot car” label, giving you an idea of how quickly you need to act. Autolist will also tell you how long a car has been on the market and whether the price is higher or lower than that of similar listings.
Other things to know about Autolist
Can I filter out cars with accidents or other damage? No.
Can I filter for cars with only one owner? Yes.
Can I filter out online retailers’ non-local listings? Yes, you can choose to hide “online only” listings.
Can I get an instant offer for my old car? No.
Can I advertise my old car? No, you can’t list your car on this app.
Autotrader
If you’re hoping to avoid a dealership by buying a car from a private seller, the Autotrader app might be the best choice for you. It offers the largest selection of car listings from private sellers among the apps NerdWallet reviewed. Plus, the app includes market value comparisons based on Kelley Blue Book fair market value that tell you if you’re getting a good deal.
And while Autotrader’s mobile app does not include a loan calculator, its website includes one on each listing, allowing you to estimate an interest rate by credit score and the sales taxes that may apply in your area.
The search results also feature, where available, dealers’ rating from Kelley Blue Book, free vehicle history reports, video walkarounds, delivery options and the ability to start paperwork online.
Other things to know about Autotrader
Can I filter out cars with accidents or other damage? Yes. There’s a search filter that lets you see only cars without any accidents reported.
Can I filter for cars with only one owner? Yes.
Can I filter out online retailers’ non-local listings? Yes.
Can I get an instant offer for my old car? Yes, through Kelley Blue Book Instant Cash Offers, which generates cash offers from dealerships in your area.
Can I advertise my old car? Yes, for $49. This includes up to 30 photos, free renewals, an anonymized contact form and a vehicle history report.
CarFax
The CarFax app only includes listings for used cars from dealerships, and the vast majority of the cars listed on the app include a free CarFax report — the industry standard for vehicle history reports. Each listing includes a CarFax rating, telling users if they’re getting a “good value” or “great value” based on the car’s market value.
Listings include a loan payment calculator that generates an estimated monthly payment based on your down payment, interest rate and loan term. The app also provides each listing’s price history since it was first listed on the app — a potentially useful tool when it’s time to negotiate.
Other things to know about CarFax
Can I filter out cars with accidents or other damage? Yes, you can filter for cars without any accidents or damage reported. You can also filter to only show listings that include the vehicle’s service history.
Can I filter for cars with only one owner? Yes.
Can I filter out online retailers’ non-local listings? Yes, you can filter your search to only display listings within a certain distance of your ZIP code.
Can I get an instant offer for my old car? No.
Can I advertise my old car? No, you can’t list your car on this app.
CarGurus
CarGurus’ app includes a useful research hub, where you can access a CarGurus forum and read expert reviews on dozens of makes and models. Each vehicle listing also includes a pricing history, reviews of the dealership and a widget that generates financing options that won’t impact your credit score.
Users can also filter listings based on CarGurus’ price analysis, which rates deals on a spectrum from “great” to “overpriced.” Plus, if you have a trade-in, CarGurus can find you a trade-in or purchase offer from a dealer in its network.
Other things to know about CarGurus
Can I filter out cars with accidents or other damage? Yes.
Can I filter for cars with only one owner? Yes.
Can I filter out online retailers’ non-local listings? Yes.
Can I get an instant offer for my old car? Yes.
Can I advertise my old car? Yes; it costs $4.95 to list your car.
Cars.com
Cars.com boasts an impressive volume of search filters, allowing users to filter for everything from cars that include tow hooks and cars with a backseat entertainment system, to cars that remember your preferred seating position. Other filters include power liftgate capabilities, engine cylinders, cab type and safety features like automatic braking and lane departure warnings.
While Cars.com allows you to tailor your search to a higher degree of specificity than other apps, Cars.com lacks some fairly basic filters; users can’t filter for cars without accidents or damage, or for cars with only one owner, which is a common feature on most online car-buying marketplaces.
Other things to know about Cars.com
Can I filter out cars with accidents or other damage? No.
Can I filter for cars with only one owner? No.
Can I filter out online retailers’ non-local listings? Yes.
Can I get an instant offer for my old car? No.
Can I advertise my old car? Yes.
Edmunds
Edmunds stands out for its research insights, offering a comparison tool and in-house vehicle reviews for a wide variety of cars. For each make and model, the app shows consumers incentives and rebates, as well as what a car would cost with different customizations.
You can also use built-in buying and leasing calculators to figure out how much your estimated monthly payment would be. On each listing, you’ll find sections for price analysis and negotiation insights, which tell you a suggested price and how long a car has been on the lot.
Among other features, the app includes a “Can It Fit?” tool that uses virtual reality to determine if a vehicle can fit into your garage. You can also appraise a vehicle to find estimated trade-in values, as well as private-party and dealer retail prices.
Other things to know about Edmunds
Can I filter out cars with accidents or other damage? Yes.
Can I filter for cars with only one owner? Yes.
Can I filter out online retailers’ non-local listings? No, although you can adjust your search radius.
Can I get an instant offer for my old car? Yes, Edmunds will give you an offer that is valid for seven days.
Can I advertise my old car? No, you can’t list your car on this app.
Used Car Search Pro by iSeeCars
Though it's closely rivaled by the Cars.com app, the Used Car Search Pro app offers some of the most useful and detailed filters of the apps reviewed by NerdWallet. Each vehicle listing compares the car’s mileage with the average mileage of similar vehicles nationwide. Listings also include a price analysis scatterplot of similar cars’ listing prices both locally and nationwide.
Users can see how long a car has been listed and compare that to how long similar cars typically take to sell. And price analyses on each listing compare the vehicle’s list price with its market value. Conveniently, the app includes a one-touch button that instantly asks dealers for a vehicle history report when it’s not provided in the listing.
The app also offers one of the most unique filters available on any car-buying app: a legroom/headroom search filter that allows users to enter their desired legroom and headroom, their height, and whether they have particularly long or short torsos or legs.
Other things to know about Edmunds
Can I filter out cars with accidents or other damage? No.
Can I filter for cars with only one owner? Yes.
Can I filter out online retailers’ non-local listings? Yes.
Can I get an instant offer for my old car? No.
Can I advertise my old car? No, you can’t list your car on this app.
TrueCar
TrueCar offers a dedicated research section with reviews of various makes and models of cars. The app also includes “best of” lists that rank vehicles based on a variety of factors, such as the best cars that have Apple CarPlay or Android Auto, and the roomiest cars for tall people. You can also use in-app loan and lease calculators to give you a better sense of what to expect financially.
The app includes detailed pricing information, including whether the price is “excellent,” “great,” “fair” or “high.” Each listing tells you where the price stands in comparison with the average list price, as well as what your estimated monthly payment will be. You can also get a free insurance quote and prequalify for financing on the app.
Additionally, TrueCar recently rolled out its own online car-buying process, TrueCar+. This program's vehicles are available from supporting dealers, currently located in Alabama, Colorado, Florida, Georgia, Maryland, North Carolina, Ohio, Tennessee, Texas and Virginia.
More about TrueCar
Can I filter out cars with accidents or other damage? Yes.
Can I filter for cars with only one owner? Yes.
Can I filter out online retailers’ non-local listings? Yes, you can also filter to show only online dealers.
Can I get an instant offer for my old car? Yes, you can get a same-day offer from a local dealer, valid for three days.
Can I advertise my old car? No, you can’t list your car on this app.
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