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At TD Bank, a brick-and-mortar bank with a strong presence in the Eastern U.S., you’ll find straightforward accounts with average features. TD has three unusual perks: long branch hours, free ATMs in Canada and no foreign transaction fees on debit cards. Its most attractive account may be Convenience Checking, which has a solid bonus.
Ratings methodology | Updated Jan. 29, 2020
TD Convenience is the most popular checking option and you can waive the steep fee of $15 if you maintain a daily balance of at least $100. And it has that sign-up bonus. But if you receive more than $2,500 in direct deposits a month, you could be eligible for a $300 sign-up bonus on the interest-bearing account, TD Beyond. (Learn more about TD Bank’s sign-up bonuses.)
Also of note: The bank has 2,240 ATMs in the U.S. And, if you travel, TD Bank offers a nice perk — no foreign debit card transaction fees. And for customers who visit Canada, there’s no charge to use TD Canada Trust ATMs.