NerdWallet's Best Savings Accounts of 2018

The best savings accounts should come with great customer service, cutting-edge technology and higher-than-average interest rates, and they should have low or no fees. NerdWallet staff spent over 200 hours analyzing, comparing and rating dozens of banks and credit unions. (Some are NerdWallet partners, which was not a factor in our evaluations.) Our favorites are below, with filters to help tailor your results.

By Margarette Burnette
You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money.

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Showing 1 - 10 of 10 accounts
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High Yield Savings Account

NerdWallet’s overall rating

at American Express National Bank,

Member, FDIC

In a nutshell

  • No Monthly Fee
  • Competitive APY
  • APY
    1.90%
    With $1 minimum balance

Why we like it

Online Savings

NerdWallet’s overall rating

at Goldman Sachs Bank USA,

Member, FDIC

In a nutshell

  • No Monthly Fee
  • Competitive APY
  • APY
    1.95%
    With $1 minimum balance

Why we like it

Online Savings

NerdWallet’s overall rating

at Discover,

Member, FDIC

In a nutshell

  • No Monthly Fee
  • Competitive APY
  • Live help 24/7
  • Bonus
  • APY
    1.90%
    With $0 minimum balance
  • Bonus
    $200
    Requirements to qualify

Why we like it

High-Rate Savings

NerdWallet’s overall rating

at Alliant Credit Union,

Federally insured by the NCUA

In a nutshell

  • Competitive APY
  • Live help 24/7
  • Mobile-friendly
  • No Monthly Fee
  • APY
    1.90%
    With $100 minimum balance

Why we like it

Online Savings Account

NerdWallet’s overall rating

at Barclays,

Member, FDIC

In a nutshell

  • No Monthly Fee
  • Competitive APY
  • APY
    1.90%
    With $1 minimum balance

Why we like it

Online Savings Account

NerdWallet’s overall rating

at Ally Bank,

Member, FDIC

In a nutshell

  • No Monthly Fee
  • Competitive APY
  • Live help 24/7
  • Mobile-friendly
  • APY
    1.90%
    With $1 minimum balance

Why we like it

Premier High Yield Savings Account

NerdWallet’s overall rating

at CIT Bank,

Member, FDIC

In a nutshell

  • No Monthly Fee
  • Competitive APY
  • APY
    1.55%
    With $100 minimum balance

Why we like it

Chase Savings℠

NerdWallet’s overall rating

In a nutshell

  • 2,000+ branches
  • Live help 24/7
  • Mobile-friendly
  • Bonus
  • APY
    0.01%
    With $1 minimum balance
  • Monthly fee
    $5
    Waived with $300 minimum balance
  • Bonus
    $150
    Requirements to qualify

Why we like it

360 Savings®

NerdWallet’s overall rating

In a nutshell

  • No Monthly Fee
  • Competitive APY
  • Mobile-friendly
  • APY
    1.00%
    With $1 minimum balance

Why we like it

High Yield Savings Account

NerdWallet’s overall rating

In a nutshell

  • No Monthly Fee
  • Competitive APY
  • APY
    1.90%
    With $1 minimum balance

Why we like it