Optimize your APY or cash in on a sign-up bonus. These accounts, some of which are from our partners, can help you save more.
By Jeanne Lee
You can trust that we maintain strict editorial integrity in our writing and assessments;
however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money.
Show a breakdown of our picks
Best Savings Accounts
Synchrony Bank, 1.30% APY: Great for interest rate and rewards program
Ally Bank, 1.20% APY: Best for digital experience and interest rate
For balances of $10,000 or higher, Capital One’s 360 Money Market – a fee-free online and mobile account – has a 1.20% APY.
To determine the best accounts, we took a close look at over 60 financial institutions: the largest U.S. banks based on assets, debit card volume, Internet search traffic and other factors; the nation's largest credit unions, based on deposits as well as broad-based membership requirements; and other notable and/or emerging players in the industry.
Jeanne Lee is a staff writer at NerdWallet, a personal finance website. Email: email@example.com. Twitter: @jlee_jeanne. NerdWallet writers Virginia C. McGuire and Devan Goldstein contributed to this article.