BEST OF
12 Best Idaho Mortgage Lenders of 2021
Shopping for a mortgage in Idaho? NerdWallet can help you find an Idaho mortgage lender that serves borrowers like you.
These mortgage lenders do a lot of business in Idaho and provide an array of mortgages, but each has specialties to consider, too.
You’ll find an assortment of Idaho mortgage lenders in this list, including online lenders and major full-service banks. There are also options available that could be a good match if you want to buy a fixer-upper, need a VA loan or other government-backed mortgage, or are looking for programs geared to first-time home buyers.
These mortgage lenders do a lot of business in Idaho and provide an array of mortgages, but each has specialties to consider, too.
You’ll find an assortment of Idaho mortgage lenders in this list, including online lenders and major full-service banks. There are also options available that could be a good match if you want to buy a fixer-upper, need a VA loan or other government-backed mortgage, or are looking for programs geared to first-time home buyers.
Summary of Best Idaho Mortgage Lenders of 2021
Lender | NerdWallet Rating | Minimum Credit Score | Minimum Down Payment | Learn More |
---|---|---|---|---|
Best for VA loans | 650 | 0% | at Veterans United | |
Best for Online convenience | 620 | 3% | at Rocket Mortgage by Quicken Loans | |
Best for FHA and USDA loans | 620 | 3% | Read review | |
Best for FHA and USDA mortgages | 620 | 3% | at Fairway Independent Mortgage | |
Best for Online convenience | 620 | 3% | at Guaranteed Rate | |
Best for VA loans | N/A | 0% | Read review | |
Best for Fixer-upper home loans | 620 | 5% | at loanDepot | |
Best for Fixer-upper home loans | 620 | 3% | Read review | |
Best for First-time home buyers | 620 | 3% | Read review | |
Best for First-time home buyers | 620 | 3% | Read review | |
Best for Full-service bank | 620 | 3% | Read review | |
Best for Full-service bank | 620 | 3% | Read review |
at Veterans United
Veterans United: NMLS#1907

Min. Credit Score
Min. Down Payment
at Veterans United
at Rocket Mortgage by Quicken Loans
Rocket Mortgage by Quicken Loans: NMLS#3030
Min. Credit Score
Min. Down Payment
at Rocket Mortgage by Quicken Loans
Guild Mortgage: NMLS#3274

Min. Credit Score
Min. Down Payment
at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. Credit Score
Min. Down Payment
at Fairway Independent Mortgage
at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. Credit Score
Min. Down Payment
at Guaranteed Rate
Navy Federal: NMLS#399807

National / Regional
Min. Down Payment
at loanDepot
loanDepot: NMLS#174457

Min. Credit Score
Min. Down Payment
at loanDepot
Flagstar: NMLS#417490

Min. Credit Score
Min. Down Payment
PrimeLending: NMLS#13649

Min. Credit Score
Min. Down Payment
Caliber: NMLS#15622

Min. Credit Score
Min. Down Payment
Bank of America: NMLS#399802

Min. Credit Score
Min. Down Payment
Wells Fargo: NMLS#399801

Min. Credit Score
Min. Down Payment
Last updated on January 21, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
To recap our selections...
NerdWallet's Best Idaho Mortgage Lenders of 2021
- Veterans United: Best for VA loans
- Rocket Mortgage by Quicken Loans: Best for Online convenience
- Guild Mortgage: Best for FHA and USDA loans
- Fairway Independent Mortgage: Best for FHA and USDA mortgages
- Guaranteed Rate: Best for Online convenience
- Navy Federal: Best for VA loans
- loanDepot: Best for Fixer-upper home loans
- Flagstar: Best for Fixer-upper home loans
- PrimeLending: Best for First-time home buyers
- Caliber: Best for First-time home buyers
- Bank of America: Best for Full-service bank
- Wells Fargo: Best for Full-service bank