12 Best Idaho Mortgage Lenders of 2021
Shopping for a mortgage in Idaho? NerdWallet can help you find an Idaho mortgage lender that serves borrowers like you.
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
These mortgage lenders do a lot of business in Idaho and provide an array of mortgages, but each has specialties to consider, too.
You’ll find an assortment of Idaho mortgage lenders in this list, including online lenders and major full-service banks. There are also options available that could be a good match if you want to buy a fixer-upper, need a VA loan or other government-backed mortgage, or are looking for programs geared to first-time home buyers.
These mortgage lenders do a lot of business in Idaho and provide an array of mortgages, but each has specialties to consider, too.
You’ll find an assortment of Idaho mortgage lenders in this list, including online lenders and major full-service banks. There are also options available that could be a good match if you want to buy a fixer-upper, need a VA loan or other government-backed mortgage, or are looking for programs geared to first-time home buyers.
Best Idaho Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
![]() Rocket Mortgage, LLC: NMLS#3030 Learn more at Rocket Mortgage, LLC | Best for Online convenience | 620 | 3% | Learn more at Rocket Mortgage, LLC |
![]() Veterans United: NMLS#1907 Learn more at Veterans United | Best for VA loans | 620 | 0% | Learn more at Veterans United |
![]() Guaranteed Rate: NMLS#2611 Learn more at Guaranteed Rate | Best for Online convenience | 620 | 3% | Learn more at Guaranteed Rate |
![]() loanDepot: NMLS#174457 | Best for Fixer-upper home loans | 620 | 5% | Read review |
![]() Bank of America: NMLS#399802 | Best for Full-service bank | 660 | 5% | Read review |
![]() Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | Best for FHA and USDA mortgages | 620 | 3% | Learn more at Fairway Independent Mortgage |
![]() Guild Mortgage: NMLS#3274 | Best for FHA and USDA loans | 620 | 3% | Read review |
![]() Navy Federal: NMLS#399807 | Best for VA loans | N/A | 0% | Read review |
![]() Flagstar: NMLS#417490 | Best for Fixer-upper home loans | 620 | 3% | Read review |
![]() PrimeLending: NMLS#13649 | Best for First-time home buyers | 620 | 3% | Read review |
![]() Caliber: NMLS#15622 | Best for First-time home buyers | 620 | 3% | Read review |
![]() Wells Fargo: NMLS#399801 | Best for Full-service bank | 620 | 3% | Read review |

at Rocket Mortgage, LLC
Rocket Mortgage, LLC: NMLS#3030

Min. credit score
620Min. down payment
3%at Rocket Mortgage, LLC

at Veterans United
Veterans United: NMLS#1907

Min. credit score
620Min. down payment
0%at Veterans United

at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. credit score
620Min. down payment
3%at Guaranteed Rate
loanDepot: NMLS#174457

Min. credit score
620Min. down payment
5%Bank of America: NMLS#399802

Min. credit score
660Min. down payment
5%National / regional
National
at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. credit score
620Min. down payment
3%at Fairway Independent Mortgage
Guild Mortgage: NMLS#3274

Min. credit score
620Min. down payment
3%Navy Federal: NMLS#399807

National / regional
NationalMin. down payment
0%Flagstar: NMLS#417490

Min. credit score
620Min. down payment
3%PrimeLending: NMLS#13649

Min. credit score
620Min. down payment
3%Caliber: NMLS#15622

Min. credit score
620Min. down payment
3%Wells Fargo: NMLS#399801

Min. credit score
620Min. down payment
3%Last updated on November 30, 2021
Methodology
To recap our selections...
NerdWallet's Best Idaho Mortgage Lenders of 2021
- Rocket Mortgage, LLC: Best for Online convenience
- Veterans United: Best for VA loans
- Guaranteed Rate: Best for Online convenience
- loanDepot: Best for Fixer-upper home loans
- Bank of America: Best for Full-service bank
- Fairway Independent Mortgage: Best for FHA and USDA mortgages
- Guild Mortgage: Best for FHA and USDA loans
- Navy Federal: Best for VA loans
- Flagstar: Best for Fixer-upper home loans
- PrimeLending: Best for First-time home buyers
- Caliber: Best for First-time home buyers
- Wells Fargo: Best for Full-service bank