Colorado Housing and Finance Authority Lenders of 2021
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CHFA programs can help Colorado’s first-time home buyers purchase a house.
To access CHFA loans and financial assistance, you’ll need to use a participating lender. CHFA maintains a list of participating lenders on its website, but it does not endorse specific lenders.
NerdWallet has reviewed some CHFA lenders and listed our top choices in several categories. We’ve also listed a few CHFA lenders that aren’t rated by NerdWallet but originate many mortgages in Colorado.
CHFA programs can help Colorado’s first-time home buyers purchase a house.
To access CHFA loans and financial assistance, you’ll need to use a participating lender. CHFA maintains a list of participating lenders on its website, but it does not endorse specific lenders.
NerdWallet has reviewed some CHFA lenders and listed our top choices in several categories. We’ve also listed a few CHFA lenders that aren’t rated by NerdWallet but originate many mortgages in Colorado.
Colorado Housing and Finance Authority Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
![]() Guaranteed Rate: NMLS#2611 Learn more at Guaranteed Rate | Best for online experience | 620 | 3% | Learn more at Guaranteed Rate |
New American Funding: NMLS#6606 Learn more at New American Funding | Best for veterans | 500 | 0% | Learn more at New American Funding |
![]() loanDepot: NMLS#174457 | Best for FHA loans | 580 | 3.5% | Read review |
![]() Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | Best for online experience | 620 | 3% | Learn more at Fairway Independent Mortgage |
![]() Caliber: NMLS#15622 | Best for veterans | 580 | 0% | Read review |
![]() Guild Mortgage: NMLS#3274 | Best for FHA loans | N/A | 3.5% | Read review |
![]() PrimeLending: NMLS#13649 | Best for rural borrowers | 620 | 3% | Read review |
![]() Wells Fargo: NMLS#399801 | Best for rural borrowers | 620 | 3% | Read review |

at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. credit score
620Min. down payment
3%at Guaranteed Rate
at New American Funding
New American Funding: NMLS#6606
Min. credit score
500Min. down payment
0%at New American Funding
loanDepot: NMLS#174457

Min. credit score
580Min. down payment
3.5%
at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. credit score
620Min. down payment
3%at Fairway Independent Mortgage
Caliber: NMLS#15622

Min. credit score
580Min. down payment
0%Guild Mortgage: NMLS#3274

Min. credit score
N/AMin. down payment
3.5%PrimeLending: NMLS#13649

Min. credit score
620Min. down payment
3%Wells Fargo: NMLS#399801

Min. credit score
620Min. down payment
3%More CHFA participating lenders
These CHFA lenders are among the highest-volume mortgage providers in Colorado, but they haven’t yet been reviewed by NerdWallet.
Has special loan programs for first-time home buyers, Native Americans and union members.
Finances new construction and renovations.
Has more than 20 branch locations in Colorado.
Offers a wide variety of loans, including FHA, VA, USDA and jumbo.
Displays interest rates online for all of its mortgage products.
Has more than a dozen branch locations in Colorado.
Offers many mortgage products, including construction loans.
Offers a digital mortgage application for desktop and mobile.
Has five branch locations in Colorado.
Offers government loans and conventional mortgages.
Provides a mobile app borrowers can use to apply for a loan.
Has more than 20 branch locations in Colorado.
More from NerdWallet:
Last updated on January 21, 2021
Methodology
To recap our selections...
NerdWallet's Colorado Housing and Finance Authority Lenders of 2021
- Guaranteed Rate: Best for online experience
- New American Funding: Best for veterans
- loanDepot: Best for FHA loans
- Fairway Independent Mortgage: Best for online experience
- Caliber: Best for veterans
- Guild Mortgage: Best for FHA loans
- PrimeLending: Best for rural borrowers
- Wells Fargo: Best for rural borrowers