12 Best FHFC Mortgage Lenders of 2022
Florida Housing Finance Corporation loan programs can help you buy your first home by offering down payment and closing cost assistance. Check out our top picks for FHFC lenders.
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners.
Through its mortgage and assistance programs, the Florida Housing Finance Corporation, or FHFC, makes homeownership affordable for many first-time buyers.
You’ll need to work with an FHFC-approved lender to make sure you’re eligible and apply for a loan, but selecting a Florida mortgage provider from so many options can be hard.
To narrow your search, NerdWallet compared many of FHFC’s participating lenders, identifying the best ones for a variety of needs.
Through its mortgage and assistance programs, the Florida Housing Finance Corporation, or FHFC, makes homeownership affordable for many first-time buyers.
You’ll need to work with an FHFC-approved lender to make sure you’re eligible and apply for a loan, but selecting a Florida mortgage provider from so many options can be hard.
To narrow your search, NerdWallet compared many of FHFC’s participating lenders, identifying the best ones for a variety of needs.
Best FHFC Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
![]() Alterra: NMLS#133739 | Best for Latino borrowers | 620 | 3% | Read review |
![]() BB&T (Truist): NMLS#399803 | Best for borrowers with no credit history | 620 | 3% | Read review |
![]() Caliber: NMLS#15622 | Best for veterans | 580 | 0% | Read review |
![]() Citibank: NMLS#412915 | Best for borrowers with no credit history | N/A | 3% | Read review |
![]() Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | Best for veterans | 640 | 0% | Learn more at Fairway Independent Mortgage |
![]() Guaranteed Rate: NMLS#2611 Learn more at Guaranteed Rate | Best for online experience | 620 | 3% | Learn more at Guaranteed Rate |
![]() Guild Mortgage: NMLS#3274 | Best for online experience | 620 | 3% | Read review |
![]() Homebridge: NMLS#6521 | Best for online convenience | 620 | 3% | Read review |
![]() loanDepot: NMLS#174457 | Best for customer service | 620 | 5% | Read review |
![]() New American Funding: NMLS#6606 Learn more at New American Funding | Best for first-time home buyers | 620 | 3% | Learn more at New American Funding |
![]() PrimeLending: NMLS#13649 | Best for fixer-uppers | 620 | 3% | Read review |
![]() SunTrust (Truist): NMLS#2915 | Best for Latino borrowers | 620 | 3% | Read review |
Alterra: NMLS#133739

Min. credit score
620Min. down payment
3%BB&T (Truist): NMLS#399803

Min. credit score
620Min. down payment
3%Caliber: NMLS#15622

Min. credit score
580Min. down payment
0%Citibank: NMLS#412915

National / regional
NationalMin. down payment
3%
at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. credit score
640Min. down payment
0%at Fairway Independent Mortgage

at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. credit score
620Min. down payment
3%at Guaranteed Rate
Guild Mortgage: NMLS#3274

Min. credit score
620Min. down payment
3%Homebridge: NMLS#6521

Min. credit score
620Min. down payment
3%loanDepot: NMLS#174457

Min. credit score
620Min. down payment
5%
at New American Funding
New American Funding: NMLS#6606

Min. credit score
620Min. down payment
3%at New American Funding
PrimeLending: NMLS#13649

Min. credit score
620Min. down payment
3%SunTrust (Truist): NMLS#2915

Min. credit score
620Min. down payment
3%Last updated on January 6, 2022
Methodology
To recap our selections...
NerdWallet's Best FHFC Mortgage Lenders of 2022
- Alterra: Best for Latino borrowers
- BB&T (Truist): Best for borrowers with no credit history
- Caliber: Best for veterans
- Citibank: Best for borrowers with no credit history
- Fairway Independent Mortgage: Best for veterans
- Guaranteed Rate: Best for online experience
- Guild Mortgage: Best for online experience
- Homebridge: Best for online convenience
- loanDepot: Best for customer service
- New American Funding: Best for first-time home buyers
- PrimeLending: Best for fixer-uppers
- SunTrust (Truist): Best for Latino borrowers