9 Best Georgia Mortgage Lenders of 2021
These Georgia mortgage lenders are among the best for borrowers with various needs, from first-time buyers to refinancers.
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners.
Buying a home in Georgia can be a delight. From the high-energy vibe of Atlanta to the relaxed, outdoor-enthusiast-friendly foothills, mountains and coast, there's a lot to love. And while you'll likely to worry more about curb appeal and an updated kitchen, choosing a mortgage lender is among your most important decisions.
NerdWallet has researched many of the top lenders in Georgia and selected some of the best options for home buyers depending on their needs.
Buying a home in Georgia can be a delight. From the high-energy vibe of Atlanta to the relaxed, outdoor-enthusiast-friendly foothills, mountains and coast, there's a lot to love. And while you'll likely to worry more about curb appeal and an updated kitchen, choosing a mortgage lender is among your most important decisions.
NerdWallet has researched many of the top lenders in Georgia and selected some of the best options for home buyers depending on their needs.
Best Georgia Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | National / regional | Learn more |
---|---|---|---|---|---|
![]() Bank of America: NMLS#399802 | Best for face-to-face service | 660 | 5% | National | Read review |
![]() Chase: NMLS#399798 | Best for refinancing | 620 | 3% | National | Read review |
![]() Churchill: NMLS#1591 | Best for low credit | 620 | 3% | Regional | Read review |
![]() Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | Best for refinancing | 620 | 3% | National | Learn more at Fairway Independent Mortgage |
![]() loanDepot: NMLS#174457 | Best for online experience | 620 | 5% | National | Read review |
![]() New American Funding: NMLS#6606 Learn more at New American Funding | Best for low credit | 620 | 3% | National | Learn more at New American Funding |
Quicken Loans: NMLS#3030 Learn more at Quicken Loans | Best for first-time home buyers | 620 | 3% | National | Learn more at Quicken Loans |
![]() Rocket Mortgage, LLC: NMLS#3030 Learn more at Rocket Mortgage, LLC | Best for online experience | 620 | 3% | National | Learn more at Rocket Mortgage, LLC |
![]() SunTrust (Truist): NMLS#2915 | Best for first-time home buyers & face-to-face service | 620 | 3% | National | Read review |
Bank of America: NMLS#399802

Min. credit score
660Min. down payment
5%National / regional
NationalChase: NMLS#399798

Min. credit score
620National / regional
NationalChurchill: NMLS#1591

Min. credit score
620Min. down payment
3%
at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. credit score
620National / regional
Nationalat Fairway Independent Mortgage
loanDepot: NMLS#174457

Min. credit score
620Min. down payment
5%
at New American Funding
New American Funding: NMLS#6606

Min. credit score
620Min. down payment
3%at New American Funding
at Quicken Loans
Quicken Loans: NMLS#3030
Min. credit score
620Min. down payment
3%at Quicken Loans

at Rocket Mortgage, LLC
Rocket Mortgage, LLC: NMLS#3030

Min. credit score
620Min. down payment
3%at Rocket Mortgage, LLC
SunTrust (Truist): NMLS#2915

Min. credit score
620Min. down payment
3%» MORE: Best Atlanta mortgage lenders
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Last updated on January 26, 2021
Methodology
To recap our selections...
NerdWallet's Best Georgia Mortgage Lenders of 2021
- Bank of America: Best for face-to-face service
- Chase: Best for refinancing
- Churchill: Best for low credit
- Fairway Independent Mortgage: Best for refinancing
- loanDepot: Best for online experience
- New American Funding: Best for low credit
- Quicken Loans: Best for first-time home buyers
- Rocket Mortgage, LLC: Best for online experience
- SunTrust (Truist): Best for first-time home buyers & face-to-face service