9 Best Georgia Mortgage Lenders of 2021
These Georgia mortgage lenders are among the best for borrowers with various needs, from first-time buyers to refinancers.
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Buying a home in Georgia can be a delight. From the high-energy vibe of Atlanta to the relaxed, outdoor-enthusiast-friendly foothills, mountains and coast, there's a lot to love. And while you'll likely to worry more about curb appeal and an updated kitchen, choosing a mortgage lender is among your most important decisions.
NerdWallet has researched many of the top lenders in Georgia and selected some of the best options for home buyers depending on their needs.
Buying a home in Georgia can be a delight. From the high-energy vibe of Atlanta to the relaxed, outdoor-enthusiast-friendly foothills, mountains and coast, there's a lot to love. And while you'll likely to worry more about curb appeal and an updated kitchen, choosing a mortgage lender is among your most important decisions.
NerdWallet has researched many of the top lenders in Georgia and selected some of the best options for home buyers depending on their needs.
Best Georgia Mortgage Lenders
Lender | NerdWallet Rating | Min. credit score | Min. down payment | Learn More |
---|---|---|---|---|
Quicken Loans: NMLS#3030 Learn more at Quicken Loans | Best for first-time home buyers | 620 | 3% | Learn more at Quicken Loans |
New American Funding: NMLS#6606 Learn more at New American Funding | Best for low credit | 620 | 3% | Learn more at New American Funding |
![]() Rocket Mortgage, LLC: NMLS#3030 Learn more at Rocket Mortgage, LLC | Best for online experience | 620 | 3% | Learn more at Rocket Mortgage, LLC |
![]() Bank of America: NMLS#399802 Learn more at Bank of America | Best for face-to-face service | 660 | 5% | Learn more at Bank of America |
![]() Chase: NMLS#399798 Learn more at Chase | Best for refinancing | 620 | N/A | Learn more at Chase |
![]() Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | Best for refinancing | 620 | 3% | Learn more at Fairway Independent Mortgage |
![]() loanDepot: NMLS#174457 | Best for online experience | 620 | 5% | Read review |
![]() SunTrust (Truist): NMLS#2915 | Best for first-time home buyers & face-to-face service | 620 | 3% | Read review |
![]() Churchill: NMLS#1591 | Best for low credit | 620 | 3% | Read review |
at Quicken Loans
Quicken Loans: NMLS#3030
Min. credit score
620Min. down payment
3%at Quicken Loans
at New American Funding
New American Funding: NMLS#6606
Min. credit score
620Min. down payment
3%at New American Funding

at Rocket Mortgage, LLC
Rocket Mortgage, LLC: NMLS#3030

Min. credit score
620Min. down payment
3%at Rocket Mortgage, LLC

at Bank of America
Bank of America: NMLS#399802

Min. credit score
660Min. down payment
5%National / regional
Nationalat Bank of America

at Chase
Chase: NMLS#399798

Min. credit score
620National / regional
Nationalat Chase

at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. credit score
620Min. down payment
3%at Fairway Independent Mortgage
loanDepot: NMLS#174457

Min. credit score
620Min. down payment
5%SunTrust (Truist): NMLS#2915

Min. credit score
620Min. down payment
3%Churchill: NMLS#1591

Min. credit score
620Min. down payment
3%» MORE: Best Atlanta mortgage lenders
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Last updated on December 1, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
To recap our selections...
NerdWallet's Best Georgia Mortgage Lenders of 2021
- Quicken Loans: Best for first-time home buyers
- New American Funding: Best for low credit
- Rocket Mortgage, LLC: Best for online experience
- Bank of America: Best for face-to-face service
- Chase: Best for refinancing
- Fairway Independent Mortgage: Best for refinancing
- loanDepot: Best for online experience
- SunTrust (Truist): Best for first-time home buyers & face-to-face service
- Churchill: Best for low credit