9 Best Maryland DHCD Mortgage Lenders of 2021
The Maryland DHCD helps first-time home buyers in Maryland realize their homeownership ambitions. These are among the highest-rated DHCD lenders, as determined by NerdWallet.
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The Maryland Department of Housing and Community Development helps first-time buyers realize their homeownership ambitions. Working with local lenders, the Maryland DHCD offers a number of programs to help make buying a home more affordable.
To take advantage of these first-time home buyer programs, you’ll need to work with a participating lender. We researched Maryland DHCD’s over 80 state-approved banks and mortgage companies and compiled a summary of lenders ranking among NerdWallet’s highest-rated.
The Maryland Department of Housing and Community Development helps first-time buyers realize their homeownership ambitions. Working with local lenders, the Maryland DHCD offers a number of programs to help make buying a home more affordable.
To take advantage of these first-time home buyer programs, you’ll need to work with a participating lender. We researched Maryland DHCD’s over 80 state-approved banks and mortgage companies and compiled a summary of lenders ranking among NerdWallet’s highest-rated.
Best Maryland DHCD Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
![]() New American Funding: NMLS#6606 Learn more at New American Funding | Best for government mortgages | 620 | 3% | Learn more at New American Funding |
![]() Guaranteed Rate: NMLS#2611 Learn more at Guaranteed Rate | Best for online and mobile capabilities + customer service | 620 | 3% | Learn more at Guaranteed Rate |
![]() Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | Best for online and mobile capabilities | 620 | 3% | Learn more at Fairway Independent Mortgage |
![]() PrimeLending: NMLS#13649 | Best for expanded loan products and services | 620 | 3% | Read review |
![]() Homebridge: NMLS#6521 | Best for expanded loan products and services | 620 | 3% | Read review |
![]() BB&T (Truist): NMLS#399803 | Best for borrowers with fair credit | 620 | 3% | Read review |
![]() SunTrust (Truist): NMLS#2915 | Best for borrowers with fair credit | 620 | 3% | Read review |
![]() loanDepot: NMLS#174457 | Best for customer service | 620 | 5% | Read review |
![]() Caliber: NMLS#15622 | Best for government mortgages | 620 | 3% | Read review |

at New American Funding
New American Funding: NMLS#6606

Min. credit score
620Min. down payment
3%at New American Funding

at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. credit score
620Min. down payment
3%at Guaranteed Rate

at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. credit score
620Min. down payment
3%at Fairway Independent Mortgage
PrimeLending: NMLS#13649

Min. credit score
620Min. down payment
3%Homebridge: NMLS#6521

Min. credit score
620Min. down payment
3%BB&T (Truist): NMLS#399803

Min. credit score
620Min. down payment
3%SunTrust (Truist): NMLS#2915

Min. credit score
620Min. down payment
3%loanDepot: NMLS#174457

Min. credit score
620Min. down payment
5%
at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. credit score
620Min. down payment
3%at Guaranteed Rate
Caliber: NMLS#15622

Min. credit score
620Min. down payment
3%Last updated on January 22, 2021
Methodology
To recap our selections...
NerdWallet's Best Maryland DHCD Mortgage Lenders of 2021
- New American Funding: Best for government mortgages
- Guaranteed Rate: Best for online and mobile capabilities + customer service
- Fairway Independent Mortgage: Best for online and mobile capabilities
- PrimeLending: Best for expanded loan products and services
- Homebridge: Best for expanded loan products and services
- BB&T (Truist): Best for borrowers with fair credit
- SunTrust (Truist): Best for borrowers with fair credit
- loanDepot: Best for customer service
- Caliber: Best for government mortgages