7 Best Missouri Housing Mortgage Lenders of 2021
The Missouri Housing Development Commission offers affordable loans and home buyer assistance programs to state residents. These MHDC-approved lenders are highly rated.
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The Missouri Housing Development Commission provides down payment and closing costs assistance to state residents, particularly first-time home buyers.
However, you'll still need to work with a local lender to apply those benefits to your home loan.
Here are MHDC-approved lenders that rank among the best in NerdWallet reviews. We also provide links and info for leading Missouri lenders that do some of the highest loan volume in the state. They are also Missouri Housing authorized lenders.
The Missouri Housing Development Commission provides down payment and closing costs assistance to state residents, particularly first-time home buyers.
However, you'll still need to work with a local lender to apply those benefits to your home loan.
Here are MHDC-approved lenders that rank among the best in NerdWallet reviews. We also provide links and info for leading Missouri lenders that do some of the highest loan volume in the state. They are also Missouri Housing authorized lenders.
Best Missouri Housing Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
![]() New American Funding: NMLS#6606 Learn more at New American Funding | Best for first-time home buyers | 620 | 3% | Learn more at New American Funding |
![]() Guaranteed Rate: NMLS#2611 Learn more at Guaranteed Rate | Best for government loans | 620 | 3% | Learn more at Guaranteed Rate |
![]() Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | Best for buying a fixer-upper | 620 | 3% | Learn more at Fairway Independent Mortgage |
![]() Caliber: NMLS#15622 | Best for online convenience | 620 | 3% | Read review |
![]() Guild Mortgage: NMLS#3274 | Best for first-time home buyers | 620 | 3% | Read review |
![]() Homebridge: NMLS#6521 | Best for government loans | 620 | 3% | Read review |
![]() PrimeLending: NMLS#13649 | Best for buying a fixer-upper | 620 | 3% | Read review |

at New American Funding
New American Funding: NMLS#6606

Min. credit score
620Min. down payment
3%at New American Funding

at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. credit score
620Min. down payment
3%at Guaranteed Rate

at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. credit score
620Min. down payment
3%at Fairway Independent Mortgage
Caliber: NMLS#15622

Min. credit score
620Min. down payment
3%Guild Mortgage: NMLS#3274

Min. credit score
620Min. down payment
3%Homebridge: NMLS#6521

Min. credit score
620Min. down payment
3%PrimeLending: NMLS#13649

Min. credit score
620Min. down payment
3%More Missouri Housing approved lenders
Here are additional mortgage lenders that participate in Missouri Housing Development Commission programs. While not reviewed by NerdWallet, they are among the leading mortgage originators in the state.
Offers FHA 203(k) repair, replace and upgrade home loans.
The leading mortgage lender by volume in Missouri.
Headquartered in St. Louis with over 20 offices across Missouri.
Its Community Champions program provides exclusive perks to first responders and school employees, among others.
A mobile app keeps you in touch with the loan process wherever you are.
20 local offices throughout Missouri.
Wraps several special benefits into one package for former and active service members.
Offers lot loans and construction-to-permanent financing.
Offers all government-backed mortgages.
More from NerdWallet
Last updated on January 21, 2021
Methodology
To recap our selections...
NerdWallet's Best Missouri Housing Mortgage Lenders of 2021
- New American Funding: Best for first-time home buyers
- Guaranteed Rate: Best for government loans
- Fairway Independent Mortgage: Best for buying a fixer-upper
- Caliber: Best for online convenience
- Guild Mortgage: Best for first-time home buyers
- Homebridge: Best for government loans
- PrimeLending: Best for buying a fixer-upper