8 Best Nevada Housing Division Lenders of 2021
The Nevada Housing Division, or NHD, offers financial assistance to Nevadans who want to become homeowners. These Nevada lenders can help you buy a house using NHD programs.
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
The Nevada Housing Division has several programs to help Nevada’s first-time home buyers purchase a house. To access NHD down payment and closing cost assistance funds through one of the agency’s “Home Is Possible” programs, you’ll need to work with a qualified lender.
NerdWallet has reviewed some Nevada Housing Division lenders and identified top options for a variety of borrower needs.
The Nevada Housing Division has several programs to help Nevada’s first-time home buyers purchase a house. To access NHD down payment and closing cost assistance funds through one of the agency’s “Home Is Possible” programs, you’ll need to work with a qualified lender.
NerdWallet has reviewed some Nevada Housing Division lenders and identified top options for a variety of borrower needs.
Best Nevada Housing Division Lenders
Lender | NerdWallet Rating | Min. credit score | Min. down payment | Learn More |
---|---|---|---|---|
New American Funding: NMLS#6606 Learn more at New American Funding | Best for nontraditional credit | 620 | 3% | Learn more at New American Funding |
![]() Caliber: NMLS#15622 | Best for VA loans | 580 | 0% | Read review |
![]() Homebridge: NMLS#6521 | Best for online convenience | 620 | 3% | Read review |
![]() Fairway Independent Mortgage: NMLS#2289 Learn more at Fairway Independent Mortgage | Best for online experience | 620 | 3% | Learn more at Fairway Independent Mortgage |
![]() Guaranteed Rate: NMLS#2611 Learn more at Guaranteed Rate | Best for online experience | 620 | 3% | Learn more at Guaranteed Rate |
![]() Wells Fargo: NMLS#399801 | Best for face-to-face service | 620 | 3% | Read review |
![]() Guild Mortgage: NMLS#3274 | Best for FHA loans | N/A | 3.5% | Read review |
![]() PrimeLending: NMLS#13649 | Best for fixer-uppers | 620 | 3% | Read review |
at New American Funding
New American Funding: NMLS#6606
Min. credit score
620Min. down payment
3%at New American Funding
Caliber: NMLS#15622

Min. credit score
580Min. down payment
0%Homebridge: NMLS#6521

Min. credit score
620Min. down payment
3%
at Fairway Independent Mortgage
Fairway Independent Mortgage: NMLS#2289

Min. credit score
620Min. down payment
3%at Fairway Independent Mortgage

at Guaranteed Rate
Guaranteed Rate: NMLS#2611

Min. credit score
620Min. down payment
3%at Guaranteed Rate
Wells Fargo: NMLS#399801

Min. credit score
620Min. down payment
3%Guild Mortgage: NMLS#3274

Min. credit score
N/AMin. down payment
3.5%PrimeLending: NMLS#13649

Min. credit score
620Min. down payment
3%Last updated on January 21, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
To recap our selections...
NerdWallet's Best Nevada Housing Division Lenders of 2021
- New American Funding: Best for nontraditional credit
- Caliber: Best for VA loans
- Homebridge: Best for online convenience
- Fairway Independent Mortgage: Best for online experience
- Guaranteed Rate: Best for online experience
- Wells Fargo: Best for face-to-face service
- Guild Mortgage: Best for FHA loans
- PrimeLending: Best for fixer-uppers