Purchase Protection: Which Credit Cards Cover Your Belongings
Several credit cards offer purchase protection, which acts as insurance against an item being stolen or damaged for a certain period of time after you buy it. Here’s a look…
Ben Luthi
Ben is a former credit card specialist for NerdWallet who wrote card reviews and comparisons and covered credit-related issues affecting consumers.
Posts by Ben Luthi:
How to Apply for a Credit Card So You’ll Get Approved
Applying for a credit card is as simple as entering your information into an online form and clicking “submit.” But getting approved for a credit card? For some, it requires a little know-how and…
Using a Credit Card to Build Your Credit
Using a credit card has a direct influence on the most important factors that go into your credit score. So getting a credit card and using it regularly and responsibly is one of the…
Lenders Look at More Than Just Your Credit Score
If you’re in the market for a loan, your credit score is one of the biggest factors that lenders consider, but it’s just the start. Lenders like to see an…
Capital One Spark Miles vs. Chase Ink Preferred: Which Business Travel Card Is Best?
If you’re a small-business owner who travels regularly, using the right credit card for your expenses can translate into serious savings on your trips. The and the are among the best choices available…
Rapid Rescoring: Perks and Pitfalls
When you’re applying for a loan, every point in your credit score counts. If you have a negative error on your credit reports, you may not be eligible for as low…
Life Without Credit: 4 Reasons to Think Twice
The average indebted American household had $145,085 credit card, mortgage, auto and student loan debt, a 2020 NerdWallet study found. With the amount that consumers owe seeming to increase each year,…
Business Cash Back Comparison: Capital One Spark Cash vs. Ink Business Cash
Using a cash back credit card for your business can push a few more dollars down to your bottom line, which is always a good thing. The and the are among…
The Best Dining Rewards Programs
Going to a restaurant is generally more expensive than cooking at home, but if you like to eat out, signing up for a dining rewards program can help make the…
A Win for Shoppers as Aldi Starts Taking Credit Cards
Aldi, a low-cost supermarket chain with nearly 1,500 locations nationwide, recently announced that it had begun accepting credit cards on the four major U.S. payment networks: Visa, MasterCard, Discover and American Express. The…
