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Kate Wood

Lead Writer/Spokesperson
Expertise
  • Mortgages •
  • student loans •
  • personal loans
How I Think About Money “Personal finance isn't one-size-fits-all. I love breaking down confusing topics so people can feel empowered to make decisions that work for them.”
6+ Years of Experience
110+ Articles Written
2.8M+ Readers Reached
Previous experience
This Old House
Education
  • B.A. in sociology from Vassar College
  • M.A. in sociology from UC San Diego
Awards
  • National Association of Real Estate Editors: 2025 Silver Award
  • Best Online Residential
  • Mortgage or Financial Real Estate Story
Kate Wood is a lending expert and certified financial health counselor (CHFC) who joined NerdWallet in 2019. With an educational background in sociology, Kate feels strongly about issues like inequality in homeownership and higher education, and relishes any opportunity to demystify government programs. Prior to NerdWallet, she wrote about home remodeling, decor and maintenance for This Old House.
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Products that deliver
5 Ways To Stretch Your Home Buying Dollar | NerdWallet
05:24
Featured video

5 Ways To Stretch Your Home Buying Dollar | NerdWallet

Buying a home is never super easy, but today's high prices and interest rates can make it feel downright impossible. If you're trying to figure out how much you could afford to spend on a home, make sure you've also looked into the different ways that you could save money. Mortgage Nerd Kate shares some options to consider to help you save. Suggested Articles: How Much House Can You Afford? - https://www.nerdwallet.com/article/mortgages/house-afford Chapters: 0:00 - Intro 0:24 - Option 1: Consider First-Time Home Buyer Assistance 1:06 - Option 2: Look Into An Adjustable-Rate Mortgage 2:16 - Option 3: Have Broad Options for A Home 3:15 - Option 4: Get A Rate Buy Down 4:27 - Option 5: Shop Multiple Mortgage Lenders #NerdWallet #HomeBuying #Mortgage Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com 5 Ways To Stretch Your Home Buying Dollar | NerdWallet https://www.youtube.com/c/nerdwallet

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