Average Daily Balance Credit Card Calculator
The interest you pay on your credit card is calculated based on the APR of the account and your account balance. But the balance your card issuer uses in the…
Paul Soucy
Paul Soucy leads the credit cards content team at NerdWallet. He was an editor with the Des Moines Register, USA Today and Meredith/Better Homes and Gardens for more than 20 years, then built a successful freelance writing and editing practice. He edited the USA Today Weekly International Edition and received the highest award from ACES: The Society for Editing. He has a bachelor's degree in journalism and a Master of Business Administration.
Posts by Paul Soucy:
Credit Card Interest Calculator
Credit card interest is a monthly fact of life for tens of millions of credit card holders, but to many, it’s a mystery exactly how credit card interest is calculated…
Credit Card Reviews by NerdWallet’s Experts
NerdWallet’s credit cards experts have reviewed nearly all of the major cards on the market, as well as noteworthy products from smaller issuers. Follow the links below for reviews of…
Discover Adds Best Buy to Bonus Cash Back List for Rest of 2020
» This offer has expired The offer described in this article has expired. See our best credit cards page for updated offers. With Black Friday looming, Discover is tweaking its…
Discover Unveils 5% Bonus Calendar for 2021, Adding Streaming Services
» This offer has expired The offer described in this article has expired. See our best credit cards page for updated offers. Discover’s 5% bonus categories for 2021 will be…
Can I Use a Credit Card for That? Should I?
NerdWallet has long recommended putting most purchases on credit cards. Used wisely, credit cards can offer lucrative rewards, allow you to finance a purchase without interest and provide valuable consumer protections.…
HSBC Credit Cards for Bad Credit: They’re Gone Now, but Other Options Remain
Credit cards issued by HSBC used to be among the best options for people with bad credit. The company’s Orchard Bank subsidiary was popular for cards that combined reasonable annual…
How to Build Credit With a Secured Credit Card
Using a secured credit card is perhaps the quickest and easiest way to build credit — as long as you’re smart about how you use it. Secured cards are different from…
Ducks Unlimited Card Shoots Down Its 5% Gas Rewards
One of the best gas credit cards on the market is no longer particularly valuable for gas. The , which had earned accolades including NerdWallet’s choice as the best gas…
United Explorer, IHG Premier Fatten Their Offers for Limited Time
» This page is out of date Offers described in this article are out of date. See our details pages on the and for up-to-date offers. Travelers who favor United Airlines…
