CD Early Withdrawal Penalty by Bank
Certificates of deposit, unlike regular savings accounts, keep your funds under lock and key for a specified term. And banks give a good incentive not to tinker with the lock:…
Spencer Tierney
Spencer is a writer and expert on certificates of deposits at NerdWallet. His work has been featured by USA Today, MSN, SF Gate, the Los Angeles Times and more. He earned a bachelor’s degree in English at UC Berkeley. You can reach him at [email protected].
Posts by Spencer Tierney:
Marcus CD Rates: How They Compare
Marcus by Goldman Sachs has some of the highest rates for certificates of deposit among online banks and a low minimum opening requirement of $500. It also offers competitive yields…
Fidelity CD Rates: How They Compare
Fidelity’s certificates of deposit differ from traditional bank CDs in that they’re brokered CDs, which are CDs issued by banks but available only to brokerage customers. Fidelity offers new-issue CDs…
Discover Bank CD Rates: How They Compare
Discover Bank’s CD rates are competitive with other online banks and are some of the highest you can find. The range of terms is extensive, from three months to 10 years,…
Chime, Varo Launch Free Programs to Pay Account Overdrafts
Chime and Varo banking customers who fall into the red with certain checking account transactions may find that their bank will cover them — and without a fee. The two…
Foreign ATM and Debit Card Transaction Fees by Bank
Foreign transaction fees can add up fast when using your debit card abroad. The fees are often 1% to 3% of the amount of a purchase, and many banks also apply…
Radius Bank Launches New Cash Back, Interest-Bearing Checking Account
Online institution Radius Bank has announced the launch of a new checking account that gives customers a rare combination of cash back rewards on purchases and a solid interest rate.…
4 Smart Ways to Split Bills With Friends While Traveling Abroad
For their vacation to Italy last year, Angela Feher and a friend from London had to figure out a workable way to share costs. “We looked into PayPal, and it…
Best No-Penalty CD Rates for January 2020
Learn about no-penalty CDs at Ally, CIT, Marcus and more. This kind of CD has more flexibility than a typical CD. Find out about other pros and cons.
Best 5-Year CD Rates January 2020
The best five-year CD rates are typically found at online banks and credit unions, including Alliant, Synchrony and several others.
