Chime, Varo Launch Free Programs to Pay Account Overdrafts
Chime and Varo banking customers who fall into the red with certain checking account transactions may find that their bank will cover them — and without a fee. The two…
Spencer Tierney
Spencer is a writer and expert on certificates of deposits at NerdWallet. His work has been featured by USA Today, MSN, SF Gate, the Los Angeles Times and more. He earned a bachelor’s degree in English at UC Berkeley. You can reach him at spencer@nerdwallet.com.
Posts by Spencer Tierney:
Radius Bank Launches New Cash Back, Interest-Bearing Checking Account
Online institution Radius Bank has announced the launch of a new checking account that gives customers a rare combination of cash back rewards on purchases and a solid interest rate.…
4 Smart Ways to Split Bills With Friends While Traveling Abroad
For their vacation to Italy last year, Angela Feher and a friend from London had to figure out a workable way to share costs. “We looked into PayPal, and it…
When Savings Rates Fall, CDs Might Appeal
Here’s some bad news for your bank account: Savings interest rates will begin to fall. The Federal Reserve’s announcement on Wednesday that it’s cutting the federal funds rate a quarter of…
Brokered CDs: How They Work
A certificate of deposit, whether taken out directly from a bank or through a brokerage, is a type of savings account that locks funds for a set number of months…
Vio Bank Review: Savings and CDs
Where Vio Bank shines: Stellar interest rates. Low opening minimums. Where Vio Bank falls short: No branch or ATM network. No checking account. The bottom line Vio Bank has high…
Best Bank CD Rates
Bank CD rates tend to be better at online banks than at traditional brick-and-mortar banks, and their minimum deposits also tend to be higher. The following banks have stellar rates…
Best Credit Union CD Rates
Credit unions tend to have better savings rates than traditional banks, and some even compete with online banks’ rates. Share certificates — as credit unions call their certificates of deposits…
5 Steps to Clear Up Your ChexSystems Record
If you’re having a hard time opening a bank account because of ChexSystems, follow these five steps to remove your record. » Need more context? Learn the basics about ChexSystems » Skip ahead to see our…
Bank of America CD Rates: How They Compare
Bank of America has a wide range of terms for certificates of deposit and a low minimum deposit requirement, but the rates available online don’t stand out. » Skip ahead…
