About GE Capital Bank
GE Capital Bank was founded in 1993 and is owned by General Electric Capital Corporation. The bank was once known as GE Capital Financial, but changed its name to GE Capital Bank in 2012. It is an FDIC-insured, Utah state-chartered industrial bank. GE Capital Bank offers high-interest online savings accounts and certificates of deposit.
Routing #: 1240-8526-0
Online Savings Accounts
GE Capital Bank’s Online Savings account requires no minimum deposit–you can open it with just $1. You’ll earn one of the highest interest rates around—well above the national average—and there are no transaction fees on the account. Your funds are FDIC insured and can be easily accessed through online banking.
Certificates of Deposit
GE Capital’s High-Yield CDs have interest rates that are more than two times the national average. The have a low minimum deposit requirement of $500 and terms are available from 6 months to 6 years. You get a 10-day CD rate guarantee and you can choose where your monthly interest earnings are disbursed. There are penalties for withdrawing your funds before CDs reach maturity.
GE Capital Bank makes it easy to bank online by allowing you to check your balance, transactions and deposits, and make transfers between linked accounts. You can register up to four external accounts for transfers to and from your GE Capital Bank account.
Connect with GE Capital Bank
You can get your account balance 24/7 by phone or by signing into online banking. Calling is toll-free from within the US and you can send secure messages through online banking.
Customer Service #: 1-855-730-SAVE (7283)
International calls: 1-319-841-5200
GE Capital in the Community
GE Capital Bank is a strong proponent of the Community Reinvestment Act and devotes resources to the community in which the bank was chartered. The funds from deposit accounts are used to support commercial loans to small and mid-sized businesses and organizations in Salt Lake County, Utah, especially those that have community development as part of their mission.