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Current CD Rates: August 2019

Aug. 1, 2019
Banking, CDs
current-cd-rates
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Interest rates on certificates of deposit have started to dip. Unlike regular savings accounts, most CDs have fixed rates, so you can lock in a high rate before a bank lowers — or continues to lower — its CD rates. (See more details about why rates have dropped.)

Here’s a look at current CD rates at some online banks and credit unions.

» Want to compare more CDs? Check out our best CD rates

CURRENT CD RATES: 3-month

Popular Direct1.90% APY
TIAA Bank2.15% APY
Radius Bank0.85% APY
» See more best 3-month CD rates

CURRENT CD RATES: 6-month

Citizens Access2.00% APY
TIAA Bank2.35% APY
Vio Bank1.65% APY
» See more best 6-month CD rates

CURRENT CD RATES: 1-year

Ally Bank2.50% APY
Capital One 3602.40% APY
PurePoint2.25% APY
» See more best 1-year CD rates

CURRENT CD RATES: 3-year

Barclays2.55% APY
Connexus Credit Union2.50% APY
Synchrony2.55% APY
» See more best 3-year CD rates

CURRENT CD RATES: 5-YEAR

Alliant Credit Union2.55% APY
Citizens Access2.70% APY
Marcus by Goldman Sachs2.60% APY
» See more best 5-year CD rates

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