Advertiser Disclosure

Current CD Rates: July 2019

June 24, 2019
Banking, CDs
current-cd-rates
At NerdWallet, we strive to help you make financial decisions with confidence. To do this, many or all of the products featured here are from our partners. However, this doesn’t influence our evaluations. Our opinions are our own.

Interest rates on certificates of deposit have started to dip. Unlike regular savings accounts, most CDs have fixed rates, so you can lock in a high rate before a bank lowers — or continues to lower — its CD rates.

Here’s a look at current CD rates at some online banks and credit unions.

» Want to compare more CDs? Check out our best CD rates

CURRENT CD RATES: 3-month

Popular Direct2.05% APY
TIAA Bank2.00% APY
Radius Bank0.85% APY
» See more best 3-month CD rates

CURRENT CD RATES: 6-month

Citizens Access2.20% APY
TIAA Bank2.36% APY
Vio Bank2.25% APY
» See more best 6-month CD rates

CURRENT CD RATES: 1-year

Ally Bank2.55% APY
Capital One 3602.30% APY
PurePoint2.75% APY
» See more best 1-year CD rates

CURRENT CD RATES: 3-year

Barclays2.60% APY
Connexus Credit Union3.10% APY
Synchrony2.70% APY
» See more best 3-year CD rates

CURRENT CD RATES: 5-YEAR

Alliant Credit Union2.85% APY
Citizens Access2.80% APY
Marcus by Goldman Sachs2.90% APY
» See more best 5-year CD rates

About the author