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Best Rewards Credit Cards for Good Credit

Oct. 1, 2018
Credit Cards, Rewards Credit Cards
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We adhere to strict standards of editorial integrity. Some of the products we feature are from our partners. Here’s how we make money.

There are lots of credit cards on the market today for consumers with good credit, but which one provides the right rewards for you? Luckily, the Nerds are here to narrow down the options; we keep a spectacled eye on the best credit card offers for good credit folks, and are always happy to share our top picks.

Without further ado, these are the best rewards credit cards for good credit borrowers — prepare to start racking up big rewards with every swipe.

Best for 5% cash back: Chase Freedom®

If you’re not a big traveler but still like the idea of cashing in on stellar rewards, give the Chase Freedom® a look-see. It provides 5% cash back in rotating quarterly bonus categories, up to $1,500 spent per quarter. You’ll also get unlimited 1% cash back on all other purchases.

In recent years, the Chase Freedom® has offered such categories as gas stations, grocery stores, department stores, Amazon.com and wholesale clubs. This provides a lot of opportunities to earn bonus cash back.

Plus, unlike most other cash back cards, the Chase Freedom® comes with a signup bonus: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

All these great perks come with an annual fee of $0, so you can feel good about keeping it at the top of your wallet.

Best for gas and grocery spenders: Bank of America® Cash Rewards credit card

If you’re too busy with family obligations to deal with the hassle of rotating bonus categories, the Bank of America® Cash Rewards credit card might be a good fit. With it, you’ll earn 2% back at the grocery store and the warehouse club, and 3% back on gas, up to a combined $2,500 spent per quarter at these retailers. You’ll also earn 1% cash back on all other purchases.

But the opportunity to earn big rewards doesn’t stop there. If you’re a Bank of America® banking customer, you could be eligible for a rewards boost of up to 75% through the Preferred Rewards program. The exact amount of this bonus depends on the type of account you have and your total assets, so take a look at the program details for more information.

In addition to helping you earn rewards on your everyday spending, the Bank of America® Cash Rewards credit card also carries a small sign-up bonus: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening. And the annual fee? $0.

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