You know the feeling, travel lovers. You’re reading a credit card review of a promising travel rewards card and you’re about to apply when you see it — the annual fee. Maybe your spending is too low to make the fee worth it, or maybe you simply hate fees. Whatever your reason, you wish you could find a great travel credit card without the loathed annual fee.
Behold, here are three awesome travel rewards cards that are annual fee-free.
Bank of America® Travel Rewards Credit Card
The Bank of America® Travel Rewards credit card offers 1.5 points on every dollar spent and a signup bonus: 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases. Points can be redeemed as a statement credit for travel purchases, including flights, hotels and rental cars. Want more points? Cardholders with a Bank of America® checking or savings account receive an additional 10% points bonus. Also, if you’re a Preferred Rewards client, stretch that bonus out to up to 75%.
Along with an annual fee of $0, the Bank of America® Travel Rewards credit card boasts no foreign transaction fees. There’s also a nice introductory interest offer: 0% on Purchases for 12 billing cycles, and then the ongoing APR of 16.24% - 24.24% Variable APR.
Discover it® Miles
The Discover it® Miles gives you 1.5 miles for every $1 spent on all purchases. You get a nice introductory APR of 0% on Purchases for 14 months and 10.99% on Balance Transfers for 14 months, and then the ongoing APR of 12.24% - 24.24% Variable APR. There’s also Discover’s unique bonus for new cardmembers: “We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.”
There are no foreign transaction fees, although Discover’s acceptance is limited abroad. As with all Discover cards, the annual fee is $0.
Capital One® VentureOne® Rewards Credit Card
The Capital One® VentureOne® Rewards Credit Card offers an unlimited 1.25 miles on every dollar spent and a sign-up bonus: Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel. Miles are used to reimburse any of your travel expenses, including airfare, hotel stays and car rentals. You can also use rewards for cash back or gift cards.
The Capital One® VentureOne® Rewards Credit Card has no foreign transaction fees and an annual fee of $0. There’s another version of the card, Capital One® Venture® Rewards Credit Card, which has an annual fee — $0 for the first year, then $95.
›› MORE: NerdWallet’s best travel credit cards
Updated Jan. 10, 2018..