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CitiBusiness / AAdvantage Platinum Select: Your Company’s Ticket to Perks

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CitiBusiness AAdvantage MasterCard

The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is a solid option if you and your business colleagues frequently fly American Airlines. It boasts a competitive sign-up bonus, high travel rewards and a slew of AA-specific perks. Plus, it gives extra rewards on everyday purchases.

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®: Basics and benefits

The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® offers 2 miles per $1 spent on eligible American Airlines® purchases, 2 miles on gasoline, telecommunications and car-rental purchases, and 1 mile per $1 spent on everything else. Here are the details:

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

Apply Now on Citibank's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • No foreign transaction fee

    Cons

    • Has annual fee

    Annual Fees

    $0 for the first year, then $95

    APR

    • APR: 16.74% - 24.74% Variable APR
    • Penalty APR: Up to 29.99%, Variable
    • Cash Advance APR: 21.24%, Variable

    Bonus Offers

    For a limited time, earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*

    Intro APR

    • N/A
  • Additional Information
    • Designed for businesses
    • For a limited time, earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
    • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
    • Enjoy preferred boarding on American Airlines flights*
    • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases*
    • Earn 2 AAdvantage® miles for every $1 spent on purchases at telecommunications, car rental merchants and at gas stations*
    • Earn 1 AAdvantage® mile per $1 spent on other purchases*

The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® has some great perks you should know about:

Free checked bags for you and your travel companions

American Airlines usually charges passengers $25 for their first checked bag, each way, for domestic travel. With the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®, you and up to four companions can each check your first bag for free. This is a high-value perk if you and your associates tend to check bags; just two roundtrips with a colleague will cover the card’s annual fee of $0 for the first year, then $95.

Priority boarding

The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® gives you priority boarding on American Airlines flights. Getting on a plane before most other people might not seem like a big deal, but along with giving you time to settle in before takeoff, you’re almost guaranteed overhead bin space for your carry-on. This saves you from frantically trying to shove your luggage into a bin that’s clearly full while the flight attendants look on disapprovingly.

Companion certificate for $30,000+ annual spending

For each year you spend $30,000, you’ll receive a $99 companion certificate. This means you can take a business associate with you on a domestic economy trip for $99 plus applicable taxes and fees. Keep in mind, you need to renew your card membership — read: pay the annual fee — to take advantage of this perk.

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®: Pitfall

While it’s a solid choice if your company requires travel, the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® isn’t for every business. It has a respectable rewards rate of 2 miles per dollar spent on gas and telecommunications services. But other cards offer more.

The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®: Is it right for you?

Frequent fliers of American Airlines — especially those who check bags — can get a lot out of the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®. You’ll enjoy perks like priority boarding and a companion fare after hitting the spending requirement, and you’ll even rack up points on your purchases of gas and telecom services. If all that sounds like a good deal for your business, apply and start working toward hitting the spending requirement for the sign-up bonus.

Erin El Issa is a staff writer at NerdWallet, a personal finance website. Email: erin@nerdwallet.com. Twitter: @Erin_Lindsay17.


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