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Wells Fargo Cash Wise Bumps Bonus Up to $200

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Credit card issuers continue to improve their offers to bring in new cardholders. The latest example is the Wells Fargo Cash Wise Visa® Card, which is boosting its sign-up bonus. Wells Fargo describes it this way: “Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months.”

The new bonus is a $50 increase from before.

The Wells Fargo Cash Wise Visa® Card earns an unlimited 1.5% cash back on all purchases and has an annual fee of $0. New cardholders are also eligible for 1.8% cash back on digital wallet purchases made through Apple Pay or Android Pay for the first 12 months. As with some other cards with online malls, you can earn additional bonus cash back at retailers in the Wells Fargo Earn More Mall.

The 1.5% cash-back rate is equal to that of several other cards, including the Chase Freedom Unlimited® and the Capital One® Quicksilver® Cash Rewards Credit Card, although those cards offer lower sign-up bonuses. The Citi® Double Cash Card – 18 month BT offer pays a higher combined rate — 1% cash back on purchases and another 1% when you pay them off — but it offers no sign-up bonus.

Ellen Cannon is a staff writer at NerdWallet, a personal finance website. Email: Twitter: @ellencannon.