With its focus on luxury experiences and a $550 annual fee, The Platinum Card® from American Express is a travel rewards card designed for people who travel frequently and spend big.
If that doesn’t describe you but you’re still interested in the card, here’s how to determine whether you can still benefit from it.
The frequent flyer
The Platinum Card® from American Express provides a $200 airline fee credit each calendar year that can be used on things like seat upgrades, checked bag fees and in-flight entertainment on any one of the following airlines: Alaska, American, Delta, Frontier, Hawaiian, JetBlue, Spirit, Southwest and United. You can change your airline once per year. Terms apply.
The AmEx fan
Are you already an AmEx loyalist who books most travel through its portal? If you book all your flights and hotels through AmExTravel with The Platinum Card® from American Express, you’ll earn 5 American Express Membership Rewards points for every $1 that you spend. You can also earn 1 point for every $1 spent on everything else. Terms apply.
One of the top perks of this card is the sheer amount of airport lounge doors that it opens. As a cardholder, you’ll have access to worldwide AmEx Centurion Lounges, Delta Sky Clubs (when flying Delta-operated flights), Priority Pass lounges and AirSpace lounges. Terms apply.
Each collection of lounges offers its own unique benefits, from upscale dining and drink options to luxurious seating and showers.
Hilton and Marriott enthusiasts
The Platinum Card® from American Express benefits fans of Hilton and Marriott: Cardholders are automatically granted elite status with Hilton Honors and Marriott Bonvoy. You’ll get benefits like breakfasts, bonus point earning power, early check-ins and late checkouts, room upgrades, extra nights and more. Terms apply.
The busy traveler
The Platinum Card® from American Express comes with access to a concierge service that can help you with almost everything. Terms apply. The next time you have to book a last-minute business trip, the concierge can help secure restaurant reservations and tickets to that great off-Broadway show. Get stuck at an airport due to extreme weather? Ask the concierge service to rework flights and hotels to make things tolerable.
How to maximize your rewardsYou want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2020, including those best for:
- Airline miles and a large bonus: The Chase Sapphire Preferred® Card
- No annual fee: The Wells Fargo Propel American Express® card
- Flat-rate rewards with no annual fee: The Bank of America® Travel Rewards Visa® credit card
- Premium travel rewards: The Chase Sapphire Reserve®
- Luxury perks: The Platinum Card® from American Express
- Business travelers: The Ink Business Preferred℠ Credit Card
Planning a trip? Check out these articles for more inspiration and advice:
Luxury isn’t cheap with the AmEx Platinum credit card
NerdWallet’s top travel credit cards
American Express Membership Rewards: How to earn and use them