The United℠ Explorer Card made our list of the best travel credit cards of 2018, and for good reason. One of its perks (two one-time United Club passes per year) is worth the annual fee all by itself.
A single pass costs $59, so the value of two is $118.
Meanwhile the United℠ Explorer Card‘s annual fee is $0 intro for the first year, then $95 every year after that. And you still get the two United Club passes that first year.
» Learn More: United Airlines MileagePlus Program: The Complete Guide
But what if access to United Club locations isn’t important to you? Maybe getting your baggage fees waived is the perk that matters most to you.
Use our calculator below to ensure that this annual fee makes sense for you and your financial goals and priorities.