Alliant Visa® Platinum Rewards

Alliant Visa® Platinum Rewards

on Alliant Credit Union's website

Alliant Visa® Platinum Rewards

Alliant Visa® Platinum Rewards

Alliant Visa® Platinum Rewards

on Alliant Credit Union's website

Card details

  • As low as 0% introductory rate for 12 months on purchases and balance transfers

  • Plus, earn 5,000 bonus points with qualifying spend

  • Earn two reward points for every dollar spent

  • $0 fraud liability guarantee from Visa

  • Generous credit line

  • Works with Google Pay, Apple Pay and Samsung Pay

  • No annual fee.

Rates, fees & offers

  • Annual fee


  • Rewards rate


  • Bonus offer

    Earn 5,000 bonus Alliant Rewards points after spending $500 or more in qualifying purchases during the first three billing cycles after the account is opened.

  • Intro APR

    As low as 0% APR for 12 months, after that variable APR is 15.49%-25.49%

  • Ongoing APR

    Min APR: 15.49%, Variable

    Max APR: 25.49%, Variable

  • Balance transfer fee


  • Foreign transaction fee


Recommended credit score

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NerdWallet review

By Robin Saks Frankel

Rating details


Editor's overall rating

Pros and cons

  • Qualify with average credit

  • High rewards rate

  • No annual fee

  • Intro APR period on Purchases and Balance Transfers

  • Must be a credit union member

The Alliant Visa® Platinum Rewards offers simple, flat-rate rewards on all of your spending: 2 points per dollar spent on all purchases.

Points are worth a penny each, so that's 2% back on everything you buy.

Other 2% flat-rate cards are available, but unlike many of them, the Alliant Visa® Platinum Rewards is attainable for those with only average credit. The annual fee is $0, but you must be a member of Alliant Credit Union to get the card.

For more information, see NerdWallet's full review of this card.

User Reviews

Rating Details

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