As low as 0% introductory rate for 12 months on purchases and balance transfers
Plus, earn 5,000 bonus points with qualifying spend
Earn two reward points for every dollar spent
$0 fraud liability guarantee from Visa
Generous credit line
Works with Google Pay, Apple Pay and Samsung Pay
No annual fee.
Rates, fees & offers
2 points per dollar
Earn 5,000 bonus Alliant Rewards points after spending $500 or more in qualifying purchases during the first three billing cycles after the account is opened.
As low as 0% APR for 12 months, after that variable APR is 15.49%-25.49%
Min APR: 15.49%, Variable
Max APR: 25.49%, Variable
Balance transfer fee
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
Editor's overall rating
Pros and cons
Qualify with average credit
High rewards rate
No annual fee
Intro APR period on Purchases and Balance Transfers
Must be a credit union member
The [nw:card_name 51021] offers simple, flat-rate rewards on all of your spending: 2 points per dollar spent on all purchases.
Points are worth a penny each, so that's 2% back on everything you buy.
Other 2% flat-rate cards are available, but unlike many of them, the [nw:card_name 51021] is attainable to those with only average credit. The annual fee is $0, but you must be a member of Alliant Credit Union to get the card.
For more information, see NerdWallet's full review of this card.
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.