Alliant Visa® Platinum Rewards

Alliant Visa® Platinum Rewards

on Alliant Credit Union's website

Alliant Visa® Platinum Rewards

Alliant Visa® Platinum Rewards

Alliant Visa® Platinum Rewards

on Alliant Credit Union's website

Card details

  • As low as 0% introductory rate for 12 months on purchases and balance transfers

  • Plus, earn 5,000 bonus points with qualifying spend

  • Earn two reward points for every dollar spent

  • $0 fraud liability guarantee from Visa

  • Generous credit line

  • Works with Google Pay, Apple Pay and Samsung Pay

  • No annual fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    2x

  • Bonus offer

    Earn 5,000 bonus Alliant Rewards points after spending $500 or more in qualifying purchases during the first three billing cycles after the account is opened.

  • Intro APR

    As low as 0% introductory rate for 12 months on purchases and balance transfers, then 13.24% - 23.24% variable APR.

  • Ongoing APR

    APR: 13.24% - 23.24%, Variable

  • Balance transfer fee

    Either $5 or 2% of the amount of each transfer, whichever is greater

  • Foreign transaction fee

    2%

Recommended credit score

Compare to other cards

Alliant Credit Union Platinum Rewards Visa Credit Card

Alliant Visa® Platinum Rewards

Annual Fee

$0

Annual Fee

$0

Annual Fee

$0

Regular APR

13.24% - 23.24%, Variable

Regular APR

22.99% Variable APR

Rates & Fees

Regular APR

12.99% - 21.99% Variable APR

Rates & Fees

Intro APR

As low as 0% introductory rate for 12 months on purchases and balance transfers, then 13.24% - 23.24% variable APR.

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Intro APR

0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Robin Saks Frankel

Rating details

4.7

Editor's overall rating

Pros and cons

Pros
  • Qualify with average credit

  • High rewards rate

  • No annual fee

  • Intro APR period on Purchases and Balance Transfers

Cons
  • Must be a credit union member

The Alliant Visa® Platinum Rewards offers simple, flat-rate rewards on all of your spending: 2 points per dollar spent on all purchases.

Points are worth a penny each, so that's 2% back on everything you buy.

Other 2% flat-rate cards are available, but unlike many of them, the Alliant Visa® Platinum Rewards is attainable for those with only average credit. The annual fee is $0, but you must be a member of Alliant Credit Union to get the card.

For more information, see NerdWallet's full review of this card.