Alliant Visa® Platinum Rewards Credit Card

Alliant Visa® Platinum Rewards Credit Card

Alliant Visa® Platinum Rewards Credit Card

Alliant Visa® Platinum Rewards Credit Card

Alliant Visa® Platinum Rewards Credit Card

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Card details

  • As low as 0% introductory rate for 12 months on purchases and balance transfers

  • Plus, earn 5,000 bonus points with qualifying spend

  • Earn two reward points for every dollar spent

  • $0 fraud liability guarantee from Visa

  • Generous credit line

  • Works with Google Pay, Apple Pay and Samsung Pay

  • No annual fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    2x

  • Bonus offer

    Earn 5,000 bonus Alliant Rewards points after spending $500 or more in qualifying purchases during the first three billing cycles after the account is opened.

  • Intro APR

    As low as 0% intro APR 12 months on purchases and balance transfers

  • Ongoing APR

    APR: 13.24% - 23.24%, Variable

  • Balance transfer fee

    Either $5 or 2% of the amount of each transfer, whichever is greater

  • Foreign transaction fee

    2%

Recommended credit score

Compare to other cards

Alliant Credit Union Platinum Rewards Visa Credit Card

Alliant Visa® Platinum Rewards Credit Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

13.24% - 23.24%, Variable

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

As low as 0% intro APR 12 months on purchases and balance transfers

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Robin Saks Frankel

Rating details

4.7

Editor's overall rating

Pros and cons

Pros
  • Qualify with average credit

  • No annual fee

  • Intro APR period on Purchases and Balance Transfers

Cons
  • Must be a credit union member

The Alliant Visa® Platinum Rewards Credit Card offers simple, flat-rate rewards on all of your spending: 2 points per dollar spent on all purchases.

Points are worth a penny each, so that's 2% back on everything you buy.

Other 2% flat-rate cards are available, but unlike many of them, the Alliant Visa® Platinum Rewards Credit Card is attainable for those with only average credit. The annual fee is $0, but you must be a member of Alliant Credit Union to get the card.

For more information, see NerdWallet's full review of this card.