Alliant Visa® Platinum Rewards
on Alliant Credit Union's website
Alliant Visa® Platinum Rewards
Card details
As low as 0% introductory rate for 12 months on purchases and balance transfers
Plus, earn 5,000 bonus points with qualifying spend
Earn two reward points for every dollar spent
$0 fraud liability guarantee from Visa
Generous credit line
Works with Google Pay, Apple Pay and Samsung Pay
No annual fees
Rates, fees & offers
Annual fee
$0
Rewards rate
2x
Bonus offer
Earn 5,000 bonus Alliant Rewards points after spending $500 or more in qualifying purchases during the first three billing cycles after the account is opened.
Intro APR
As low as 0% introductory rate for 12 months on purchases and balance transfers, then 13.24% - 23.24% variable APR.
Ongoing APR
APR: 13.24% - 23.24%, Variable
Balance transfer fee
Either $5 or 2% of the amount of each transfer, whichever is greater
Foreign transaction fee
2%
Recommended credit score
Compare to other cards
 Alliant Visa® Platinum Rewards | ||
|---|---|---|
Annual Fee$0 | Annual Fee$0 | Annual Fee$0 |
Regular APR13.24% - 23.24%, Variable | ||
Intro APRAs low as 0% introductory rate for 12 months on purchases and balance transfers, then 13.24% - 23.24% variable APR. | Intro APR10.99% intro APR on Balance Transfers for 6 months | Intro APR0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
4.7
Editor's overall rating
Pros and cons
Pros
Qualify with average credit
High rewards rate
No annual fee
Intro APR period on Purchases and Balance Transfers
Cons
Must be a credit union member
The Alliant Visa® Platinum Rewards offers simple, flat-rate rewards on all of your spending: 2 points per dollar spent on all purchases.
Points are worth a penny each, so that's 2% back on everything you buy.
Other 2% flat-rate cards are available, but unlike many of them, the Alliant Visa® Platinum Rewards is attainable for those with only average credit. The annual fee is $0, but you must be a member of Alliant Credit Union to get the card.
For more information, see NerdWallet's full review of this card.
