Alliant Visa® Platinum Rewards

Alliant Visa® Platinum Rewards

on Alliant Credit Union's website

Alliant Visa® Platinum Rewards

Alliant Visa® Platinum Rewards

Alliant Visa® Platinum Rewards

on Alliant Credit Union's website

Card details

  • As low as 0% introductory rate for 12 months on purchases and balance transfers

  • Plus, earn 5,000 bonus points with qualifying spend

  • Earn two reward points for every dollar spent

  • $0 fraud liability guarantee from Visa

  • Generous credit line

  • Works with Google Pay, Apple Pay and Samsung Pay

  • No annual fee.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    2x

  • Bonus offer

    Earn 5,000 bonus Alliant Rewards points after spending $500 or more in qualifying purchases during the first three billing cycles after the account is opened.

  • Intro APR

    As low as 0% APR for 12 months, after that variable APR is 15.49%-25.49%

  • Ongoing APR

    Min APR: 15.49%, Variable

    Max APR: 25.49%, Variable

  • Balance transfer fee

    2%

  • Foreign transaction fee

    2%

Recommended credit score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Robin Saks Frankel

Rating details

2.5

Editor's overall rating

Pros and cons

Pros
  • Qualify with average credit

  • High rewards rate

  • No annual fee

  • Intro APR period on Purchases and Balance Transfers

Cons
  • Must be a credit union member

The Alliant Visa® Platinum Rewards offers simple, flat-rate rewards on all of your spending: 2 points per dollar spent on all purchases.

Points are worth a penny each, so that's 2% back on everything you buy.

Other 2% flat-rate cards are available, but unlike many of them, the Alliant Visa® Platinum Rewards is attainable for those with only average credit. The annual fee is $0, but you must be a member of Alliant Credit Union to get the card.

For more information, see NerdWallet's full review of this card.

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

Already have this card?
Tell us what you think.

Showing undefined reviews

Some of the reviews on the NerdWallet site were purchased through a third party provider. Users who post a review directly on the NerdWallet site will not be compensated in any way. Please see our Terms of Use and Posting Guidelines for more information.